Mortgage Lenders and Brokers in Ashtabula, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ashtabula, Ohio mortgage lenders include Huntington National BankHuntington National Bank4366 Main Ave, Ashtabula, OH 44004A+5.0 ★Texas Ratio: 3.66%, The Andover BankThe Andover Bank1630 W 19th St, Ashtabula, OH 44004A4.5 ★Texas Ratio: 1.91%, Keybank National AssociationKeybank National Association4717 Main Ave, Ashtabula, OH 44004A+5.0 ★Texas Ratio: 4.81%, US Bank, N.A.US Bank, N.A.4717 Park Ave, Ashtabula, OH 44004A+5.0 ★Texas Ratio: 2.85%, First Commonwealth BankFirst Commonwealth Bank4200 Park Ave, Ashtabula, OH 44004A+5.0 ★Texas Ratio: 3.82%, Community First Credit UnionCommunity First Credit Union2043 E Prospect Rd, Ashtabula, OH 44004A+5.0 ★Texas Ratio: 0.00%, Cnb BankCnb Bank3606 State Rd, Ashtabula, OH 44004A5.0 ★Texas Ratio: 6.26%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, and Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ashtabula, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ashtabula are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ashtabula, Ohio
Market share is the lender's share of all home loans closed in Ashtabula, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ashtabula 4366 Main Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 21 +46 HELOCs |
9.2% | 73.3% | $119,761 | View |
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1 office in Ashtabula 1630 W 19th St, Ashtabula, OH 44004 A4.5 ★Texas Ratio: 1.91% |
Conventional | 12 | 5.2% | 72.2% | $82,500 | View |
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1 office in Ashtabula 4717 Main Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 6 | 2.6% | 85.7% | $106,666 | View |
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1 office in Ashtabula 4717 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 100% | $81,666 | View |
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1 office in Ashtabula 4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 60% | $68,333 | View |
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2043 E Prospect Rd, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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1 office in Ashtabula 3606 State Rd, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.3% | 100% | $55,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 50% | $185,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 2 | 0.9% | 100% | $215,000 | |
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6460 Mahoning Ave, Austintown, OH 44515 2008 A5.0 ★Texas Ratio: 7.64% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $85,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $95,000 | View |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 50% | $135,000 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
USDA | 1 | 0.4% | 100% | $165,000 | View |
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140 Portage Trl, Cuyahoga Falls, OH 44221 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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625 Lake Ave, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 22 | 9.6% | 95.7% | $164,090 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 13 | 5.7% | 100% | $151,153 | |
Liberty Home Mortgage Corp
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Conventional, FHA | 6 | 2.6% | 100% | $151,666 | |
The Middlefield Banking Company
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Conventional | 2 | 0.9% | 66.7% | $120,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 10.9% | 78.8% | $135,800 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA, USDA | 18 | 7.9% | 100% | $128,333 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 3.5% | 69.2% | $156,250 | |
Ruoff Mortgage Company
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Conventional, FHA, USDA | 6 | 2.6% | 100% | $145,000 | |
Mortgage Research Center
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Conventional, VA | 5 | 2.2% | 55.6% | $145,000 | |
Towne Mortgage Company
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Conventional, FHA, USDA | 5 | 2.2% | 100% | $169,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.7% | 100% | $152,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 4 | 1.7% | 57.1% | $55,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +2 HELOCs |
1.3% | 60% | $75,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional, USDA | 3 | 1.3% | 75% | $98,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 1.3% | 100% | $188,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 1.3% | 80% | $151,666 | |
Synergy One Lending, Inc.
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Conventional, VA | 3 | 1.3% | 100% | $141,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $280,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 2 | 0.9% | 100% | $175,000 | View |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 0.9% | 100% | $130,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.9% | 100% | $190,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 0.9% | 100% | $120,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 20% | $55,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $70,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 0.9% | 66.7% | $85,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.9% | 50% | $65,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.9% | 100% | $130,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $35,000 | |
Polaris Home Funding Corp.
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VA | 1 | 0.4% | 100% | $135,000 | |
Goodleap, LLC
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Newrez LLC
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FHA | 1 | 0.4% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $75,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $155,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $165,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.4% | 100% | $125,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $165,000 | View |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
Endeavor Capital, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 50% | $145,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.4% | 100% | $205,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $65,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ashtabula Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ashtabula, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Ashtabula? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ashtabula in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ashtabula, OH
Use these to narrow the list above. Each category shows how many Ashtabula, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Ashtabula, OH
Independent mortgage companies closed 62 percent of home loans in Ashtabula, Ohio in 2025, banks 36.2 percent and credit unions 1.7 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Community First Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ashtabula, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Ashtabula, Ohio with 21 loans, about 9.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Ashtabula, Ohio in 2025, led by CrossCountry Mortgage, LLC with 14. 16 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 4 credit unions closed home loans in Ashtabula, Ohio in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ashtabula, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ashtabula, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ashtabula. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
