Mortgage Lenders and Brokers in Amherst, Ohio
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Amherst, Ohio mortgage lenders include Huntington National BankHuntington National Bank160 Cleveland Ave, Amherst, OH 44001A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association309 N Leavitt Rd, Amherst, OH 44001A+5.0 ★Texas Ratio: 3.22%, Northwest BankNorthwest Bank1175 Cleveland Ave, Amherst, OH 44001A+5.0 ★Texas Ratio: 3.99%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, First Federal Savings & Loan Association of LorainFirst Federal Savings & Loan Association of Lorain1180 Park Ave, Amherst, OH 44001, Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, First National Bank of PAFirst National Bank of PA3296 W Market St, Akron, OH 44333A+5.0 ★Texas Ratio: 1.62%, Community Star Credit UnionCommunity Star Credit Union832 Cleveland St, Elyria, OH 44035 4141A+5.0 ★Texas Ratio: 3.42%, and First Federal S&L of LakewoodFirst Federal S&L of Lakewood36839 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 4.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Amherst, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Amherst are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Amherst, Ohio
Market share is the lender's share of all home loans closed in Amherst, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Amherst 160 Cleveland Ave, Amherst, OH 44001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 15 +27 HELOCs |
5.1% | 83.3% | $192,333 | View |
|
1 office in Amherst 309 N Leavitt Rd, Amherst, OH 44001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 12 +16 HELOCs |
4.1% | 81.2% | $168,333 | View |
|
2 offices in Amherst 1175 Cleveland Ave, Amherst, OH 44001 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 5 +12 HELOCs |
1.7% | 83.3% | $71,000 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 10 +19 HELOCs |
3.4% | 71.4% | $129,000 | View |
First Federal Savings & Loan Association of Lorain
1180 Park Ave, Amherst, OH 44001 |
Conventional | 7 | 2.4% | 100% | $357,857 | |
|
3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA, HELOC | 5 +4 HELOCs |
1.7% | 83.3% | $225,000 | View |
|
1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
1.7% | 83.3% | $263,000 | View |
|
3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 4 +1 HELOCs |
1.4% | 100% | $222,500 | View |
|
832 Cleveland St, Elyria, OH 44035 4141 A+5.0 ★Texas Ratio: 3.42% |
Conventional | 4 | 1.4% | 100% | $145,000 | View |
|
36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional, HELOC | 3 +2 HELOCs |
1% | 100% | $305,000 | View |
|
1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 3 | 1% | 75% | $138,333 | View |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +9 HELOCs |
0.7% | 100% | $285,000 | View |
|
★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +5 HELOCs |
0.7% | 100% | $245,000 | View |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $110,000 | View |
|
112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $255,000 | View |
|
1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $195,000 | View |
|
425 Rona Pkwy, Brookville, OH 45309 1117 |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $425,000 | View |
|
238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
|
★ 5 stars, 1 review 2402 University Dr E, Huron, OH 44839 9173 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
|
529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 50% | $265,000 | View |
|
3606 State Rd, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 15 +2 HELOCs |
5.1% | 88.2% | $239,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 7 | 2.4% | 87.5% | $253,571 | |
Union Capital Mortgage Corp
|
Conventional | 2 | 0.7% | 100% | $175,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 47 | 15.9% | 86.2% | $199,893 | |
21St Mortgage
|
Conventional | 20 | 6.8% | 40.8% | $66,500 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 10 | 3.4% | 83.3% | $238,000 | |
Howard Hanna Financial Services, Inc
|
Conventional, FHA | 9 | 3.1% | 100% | $255,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 9 | 3.1% | 90% | $213,888 | |
Nvr Mortgage Finance, Inc.
|
Conventional, FHA, VA | 8 | 2.7% | 47.1% | $271,250 | |
|
A5.0 ★Texas Ratio: 8.01% |
Conventional, FHA, VA | 7 | 2.4% | 100% | $243,571 | View |
Ruoff Mortgage Company
|
Conventional, FHA, VA | 6 | 2% | 100% | $198,333 | |
Zippy Loans, LLC
|
Conventional | 6 | 2% | 75% | $56,666 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 1.7% | 71.4% | $219,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.4% | 62.5% | $167,500 | |
Newrez LLC
|
Conventional, VA | 3 | 1% | 100% | $161,666 | |
Click n' Close, Inc.
|
Conventional, FHA, VA | 3 | 1% | 100% | $205,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 3 | 1% | 100% | $361,666 | |
Fairway Independent Mort Corp
|
Conventional | 3 | 1% | 100% | $188,333 | |
Primary Residential Mortgage, INC.
|
Conventional | 2 | 0.7% | 100% | $240,000 | |
Equity Prime Mortgage LLC
|
VA | 2 | 0.7% | 66.7% | $290,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 0.7% | 100% | $265,000 | |
Your Home Financial LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $335,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.7% | 100% | $280,000 | View |
Mortgage Research Center
|
VA | 2 | 0.7% | 50% | $280,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 0.7% | 100% | $310,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 100% | $90,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $55,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional | 1 | 0.3% | 50% | $235,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
Gvc Mortgage, Inc.
|
VA | 1 | 0.3% | 100% | $475,000 | |
loanDepot.com LLC
|
VA | 1 | 0.3% | 50% | $265,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
United Trust Bank
|
FHA | 1 | 0.3% | 100% | $135,000 | |
Amerisave Mortgage Company
|
VA | 1 | 0.3% | 33.3% | $155,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $405,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.3% | 33.3% | $455,000 | |
First Alliance Home Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $245,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.3% | 100% | $55,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.3% | 100% | $415,000 | |
|
A5.0 ★Texas Ratio: 6.46% |
FHA | 1 | 0.3% | 100% | $365,000 | View |
|
A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
Nationstar Mortgage
|
FHA | 1 | 0.3% | 50% | $95,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.3% | 33.3% | $195,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.3% | 50% | $295,000 | |
Lower, LLC
|
Conventional | 1 | 0.3% | 50% | $125,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.3% | 25% | $25,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 0.3% | 100% | $225,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.3% | 100% | $205,000 | |
Plaza Home Mortgage, Inc
|
VA | 1 | 0.3% | 100% | $395,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.3% | 100% | $205,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Amherst Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Amherst, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Amherst? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Amherst in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Amherst, OH
Use these to narrow the list above. Each category shows how many Amherst, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Amherst, OH
Independent mortgage companies closed 65.8 percent of home loans in Amherst, Ohio in 2025, banks 30.5 percent and credit unions 3.7 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Community Star Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Amherst, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Amherst, Ohio with 15 loans, about 5.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Amherst, Ohio in 2025, led by Rocket Mortgage with 16. 21 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 8 credit unions closed home loans in Amherst, Ohio in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Amherst, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Amherst, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Amherst. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
