Mortgage Lenders and Brokers in New England, North Dakota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
New England, North Dakota mortgage lenders include Bravera BankBravera Bank6 E 9th St, New England, ND 58647A+5.0 ★Texas Ratio: 5.48%, Gate City BankGate City Bank1725 Golf Dr, Bismarck, ND 58503A+5.0 ★Texas Ratio: 5.49%, Western Cooperative Credit UnionWestern Cooperative Credit UnionPO Box 366, Beach, ND 58621 0366A5.0 ★Texas Ratio: 9.52%, US Bank, N.A.US Bank, N.A.423 E Bismarck Expy, Bismarck, ND 58504A+5.0 ★Texas Ratio: 2.85%, Dakota Community Bank & Trust, NADakota Community Bank & Trust, NA919 S 7th St, Bismarck, ND 58504A+5.0 ★Texas Ratio: 0.58%, Granite BankGranite BankA5.0 ★Texas Ratio: 13.85%, Rocket Mortgage, Mortgage Research Center, Towne Mortgage Company, and Keystone Funding, Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New England, North Dakota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New England are listed first, then lenders elsewhere in North Dakota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New England, North Dakota
Market share is the lender's share of all home loans closed in New England, North Dakota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in New England 6 E 9th St, New England, ND 58647 A+5.0 ★Texas Ratio: 5.48% |
Conventional | 1 | 5.3% | 100% | $205,000 | View |
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★ 5 stars, 1 review 1725 Golf Dr, Bismarck, ND 58503 A+5.0 ★Texas Ratio: 5.49% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
21.1% | 100% | $110,000 | View |
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PO Box 366, Beach, ND 58621 0366 A5.0 ★Texas Ratio: 9.52% |
FHA, VA | 3 | 15.8% | 100% | $171,666 | View |
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423 E Bismarck Expy, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
5.3% | 100% | $205,000 | View |
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919 S 7th St, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 5.3% | 100% | $115,000 | View |
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A5.0 ★Texas Ratio: 13.85% |
FHA | 4 | 21.1% | 100% | $122,500 | View |
Rocket Mortgage
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Conventional | 1 | 5.3% | 66.7% | $265,000 | |
Mortgage Research Center
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VA | 1 | 5.3% | 50% | $125,000 | |
Towne Mortgage Company
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FHA | 1 | 5.3% | 100% | $185,000 | |
Keystone Funding, Inc
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FHA | 1 | 5.3% | 100% | $295,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 5.3% | 100% | $105,000 |
New England Mortgage Rate Trends
Daily average mortgage rates for North Dakota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New England, North Dakota
Looking for mortgage lenders near me or mortgage brokers near me in New England? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New England in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New England, ND
Use these to narrow the list above. Each category shows how many New England, ND lenders fit and what that kind of lender is usually best for.
Who Lends in New England, ND
Independent mortgage companies closed 26.3 percent of home loans in New England, North Dakota in 2025, banks 57.9 percent and credit unions 15.8 percent. Rocket Mortgage was the largest mortgage company, Bravera Bank the largest bank and Western Cooperative Credit Union the largest credit union. Among lenders headquartered in North Dakota, Bravera Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in North Dakota. None. North Dakota has no real estate transfer tax and no mortgage recording tax.
More North Dakota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New England, ND
By home loans closed in 2025, Bravera Bank was the largest mortgage lender in New England, North Dakota with 1 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in New England, North Dakota in 2025, led by Granite Bank with 4. 2 lenders closed VA loans, led by Western Cooperative Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 1 credit unions closed home loans in New England, North Dakota in 2025, alongside 5 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New England, North Dakota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New England, North Dakota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New England. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
