Mortgage Lenders and Brokers in Cooperstown, North Dakota
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Cooperstown, North Dakota mortgage lenders include Bank ForwardBank Forward802 Burrel Ave Sw, Cooperstown, ND 58425A5.0 ★Texas Ratio: 6.75%, Bravera BankBravera Bank918 Burrel Ave Se, Cooperstown, ND 58425A+5.0 ★Texas Ratio: 5.48%, First Community Credit UnionFirst Community Credit Union204 Main St, Bisbee, ND 58317A+5.0 ★Texas Ratio: 3.52%, Old National BankOld National Bank710 S Washington St, Bismarck, ND 58504A+5.0 ★Texas Ratio: 4.98%, Frandsen Bank & TrustFrandsen Bank & Trust1616 S Washington St, Grand Forks, ND 58201A+5.0 ★Texas Ratio: 5.91%, BMO Harris Bank NABMO Harris Bank NA115 S Central Ave, Beach, ND 58621A+5.0 ★Texas Ratio: 3.54%, AgCountry Farm Credit Services, FLCAAgCountry Farm Credit Services, FLCAFargo, ND, Valley Mortgage, Inc.Valley Mortgage, Inc.Fargo, ND, Rocket Mortgage, and Newrez LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cooperstown, North Dakota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cooperstown are listed first, then lenders elsewhere in North Dakota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cooperstown, North Dakota
Market share is the lender's share of all home loans closed in Cooperstown, North Dakota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Cooperstown 802 Burrel Ave Sw, Cooperstown, ND 58425 A5.0 ★Texas Ratio: 6.75% |
Conventional | 4 | 20% | 100% | $150,000 | View |
|
1 office in Cooperstown 918 Burrel Ave Se, Cooperstown, ND 58425 A+5.0 ★Texas Ratio: 5.48% |
Conventional | 1 | 5% | 100% | $35,000 | View |
|
204 Main St, Bisbee, ND 58317 A+5.0 ★Texas Ratio: 3.52% |
Conventional | 2 | 10% | 66.7% | $260,000 | View |
|
710 S Washington St, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 5% | 100% | $365,000 | View |
|
1616 S Washington St, Grand Forks, ND 58201 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 5% | 100% | $225,000 | View |
|
115 S Central Ave, Beach, ND 58621 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AgCountry Farm Credit Services, FLCA
|
Conventional | 1 | 5% | 100% | $155,000 | |
Valley Mortgage, Inc.
|
Conventional | 1 | 5% | 100% | $125,000 | |
Rocket Mortgage
|
VA | 2 | 10% | 50% | $130,000 | |
Newrez LLC
|
FHA | 1 | 5% | 100% | $165,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 5% | 100% | $235,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 5% | 100% | $65,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 5% | 100% | $205,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 5% | 100% | $95,000 | |
Nationstar Mortgage
|
Conventional | 1 | 5% | 50% | $125,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 5% | 100% | $165,000 | View |
Bremer Bank NA
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Cooperstown Mortgage Rate Trends
Daily average mortgage rates for North Dakota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cooperstown, North Dakota
Looking for mortgage lenders near me or mortgage brokers near me in Cooperstown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cooperstown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cooperstown, ND
Use these to narrow the list above. Each category shows how many Cooperstown, ND lenders fit and what that kind of lender is usually best for.
Who Lends in Cooperstown, ND
Independent mortgage companies closed 50 percent of home loans in Cooperstown, North Dakota in 2025, banks 40 percent and credit unions 10 percent. AgCountry Farm Credit Services, FLCA was the largest mortgage company, Bank Forward the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in North Dakota, Bank Forward led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in North Dakota. None. North Dakota has no real estate transfer tax and no mortgage recording tax.
More North Dakota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cooperstown, ND
By home loans closed in 2025, Bank Forward was the largest mortgage lender in Cooperstown, North Dakota with 4 loans, about 20 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Cooperstown, North Dakota in 2025, led by Newrez LLC with 1. 1 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 1 credit unions closed home loans in Cooperstown, North Dakota in 2025, alongside 9 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cooperstown, North Dakota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cooperstown, North Dakota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cooperstown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
