Mortgage Lenders and Brokers in Tabor City, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tabor City, North Carolina mortgage lenders include Truist BankTruist Bank301 Hickman Rd, Tabor City, NC 28463A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va105 Hickman Rd, Tabor City, NC 28463A+5.0 ★Texas Ratio: 2.15%, First BankFirst Bank102 E 5th St, Tabor City, NC 28463A+5.0 ★Texas Ratio: 1.94%, State Employees' Credit UnionState Employees' Credit Union1214 E 5TH ST, TABOR CITY, NC 28463A-5.0 ★Texas Ratio: 14.13%, Flagstar Bank NAFlagstar Bank NA121 W Trade St Ste 1150, Charlotte, NC 28202D3.3 ★Texas Ratio: 35.11%, Coastal Carolina National BankCoastal Carolina National Bank6649 Beach Drive, Ocean Isle Beach, NC 28469A+5.0 ★Texas Ratio: 0.00%, United Community BankUnited Community Bank732 Main St, Andrews, NC 28901A+5.0 ★Texas Ratio: 2.97%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, ALCOVA Mortgage, LLC, and 21St Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tabor City, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tabor City are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tabor City, North Carolina
Market share is the lender's share of all home loans closed in Tabor City, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Tabor City 301 Hickman Rd, Tabor City, NC 28463 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +3 HELOCs |
5.8% | 100% | $118,333 | View |
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1 office in Tabor City 105 Hickman Rd, Tabor City, NC 28463 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 1 +1 HELOCs |
1.9% | 100% | $75,000 | View |
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1 office in Tabor City 102 E 5th St, Tabor City, NC 28463 A+5.0 ★Texas Ratio: 1.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1214 E 5TH ST, TABOR CITY, NC 28463 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 5 +3 HELOCs |
9.6% | 55.6% | $183,000 | View |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1.9% | 100% | $205,000 | View |
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6649 Beach Drive, Ocean Isle Beach, NC 28469 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.9% | 100% | $305,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA | 4 | 7.7% | 66.7% | $350,000 | |
21St Mortgage
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Conventional | 4 | 7.7% | 40% | $72,500 | |
Rocket Mortgage
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Conventional | 3 | 5.8% | 50% | $71,666 | |
Calcon Mutual Mortgage LLC
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FHA | 3 | 5.8% | 75% | $211,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 5.8% | 100% | $151,666 | |
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A5.0 ★Texas Ratio: 6.06% |
Conventional | 2 | 3.8% | 100% | $100,000 | View |
United Wholesale Mortgage
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FHA | 2 | 3.8% | 100% | $160,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 3.8% | 100% | $290,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, USDA | 2 | 3.8% | 100% | $150,000 | View |
Originpoint, LLC
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Conventional | 1 | 1.9% | 100% | $205,000 | |
American Financial Resources LLC
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VA | 1 | 1.9% | 50% | $275,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.9% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.9% | 100% | $165,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.9% | 100% | $65,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.9% | 50% | $75,000 | |
Carolina Trust Federal Credit Union
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Conventional | 1 | 1.9% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 1.9% | 100% | $185,000 | View |
Intercoastal Mortgage, LLC
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FHA | 1 | 1.9% | 100% | $275,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 1.9% | 100% | $235,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 1.9% | 100% | $155,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1.9% | 100% | $175,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.9% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.9% | 100% | $165,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.9% | 15.4% | $125,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 1.9% | 100% | $125,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Tabor City Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tabor City, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Tabor City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tabor City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tabor City, NC
Use these to narrow the list above. Each category shows how many Tabor City, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Tabor City, NC
Independent mortgage companies closed 65.4 percent of home loans in Tabor City, North Carolina in 2025, banks 23.1 percent and credit unions 11.5 percent. ALCOVA Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tabor City, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Tabor City, North Carolina with 3 loans, about 5.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Tabor City, North Carolina in 2025, led by Calcon Mutual Mortgage LLC with 3. 4 lenders closed VA loans, led by ALCOVA Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 3 credit unions closed home loans in Tabor City, North Carolina in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tabor City, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tabor City, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tabor City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
