Mortgage Lenders and Brokers in Robbinsville, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Robbinsville, North Carolina mortgage lenders include United Community BankUnited Community Bank132 Rodney Orr Byp, Robbinsville, NC 28771A+5.0 ★Texas Ratio: 2.97%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust248 Rodney Orr Byp, Robbinsville, NC 28771A5.0 ★Texas Ratio: 7.72%, State Employees' Credit UnionState Employees' Credit Union370 TALLULAH RD, ROBBINSVILLE, NC 28771A-5.0 ★Texas Ratio: 14.13%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank1045 Providence Rd, Charlotte, NC 28207A+5.0 ★Texas Ratio: 4.37%, Pinnacle BankPinnacle Bank103 N 2nd St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 3.04%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, The Central Trust BankThe Central Trust BankA+5.0 ★Texas Ratio: 3.12%, Rocket Mortgage, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Robbinsville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Robbinsville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Robbinsville, North Carolina
Market share is the lender's share of all home loans closed in Robbinsville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Robbinsville 132 Rodney Orr Byp, Robbinsville, NC 28771 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +18 HELOCs |
3% | 100% | $455,000 | View |
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1 office in Robbinsville 248 Rodney Orr Byp, Robbinsville, NC 28771 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +2 HELOCs |
1.5% | 50% | $125,000 | View |
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370 TALLULAH RD, ROBBINSVILLE, NC 28771 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 16 +6 HELOCs |
23.9% | 59.3% | $160,625 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 3% | 100% | $355,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.5% | 100% | $85,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 1.5% | 100% | $175,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.5% | 100% | $55,000 | View |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 1.5% | 100% | $555,000 | View |
Rocket Mortgage
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Conventional, FHA | 8 | 11.9% | 100% | $237,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 7.5% | 85.7% | $227,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 7.5% | 62.5% | $181,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 6% | 100% | $172,500 | |
Mortgage Research Center
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Conventional, FHA, VA | 4 | 6% | 100% | $140,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 3% | 100% | $295,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.5% | 100% | $125,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 1.5% | 100% | $235,000 | |
Schumacher Mortgage LLC
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Conventional | 1 | 1.5% | 100% | $495,000 | |
New Day Financial, LLC.
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VA | 1 | 1.5% | 100% | $315,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.5% | 100% | $405,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 1.5% | 100% | $285,000 | |
Milend, Inc
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FHA | 1 | 1.5% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 1.5% | 100% | $675,000 | View |
New American Funding, LLC.
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Conventional | 1 | 1.5% | 100% | $115,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.5% | 100% | $215,000 | |
21St Mortgage
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Conventional | 1 | 1.5% | 33.3% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.5% | 50% | $275,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.5% | 100% | $225,000 | View |
Village Capital & Investment
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FHA | 1 | 1.5% | 100% | $245,000 | |
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Robbinsville Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Robbinsville, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Robbinsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Robbinsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Robbinsville, NC
Use these to narrow the list above. Each category shows how many Robbinsville, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Robbinsville, NC
Independent mortgage companies closed 56.7 percent of home loans in Robbinsville, North Carolina in 2025, banks 19.4 percent and credit unions 23.9 percent. Rocket Mortgage was the largest mortgage company, United Community Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Robbinsville, NC
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Robbinsville, North Carolina with 2 loans, about 3 percent of the market. The largest lender headquartered in North Carolina was First Ciitizens Bank and Trust with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Robbinsville, North Carolina in 2025, led by Union Home Mortgage Corp. with 3. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 1 credit unions closed home loans in Robbinsville, North Carolina in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Robbinsville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Robbinsville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Robbinsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
