Mortgage Lenders and Brokers in Delco, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Delco, North Carolina mortgage lenders include North State BankNorth State Bank835 Highway 70 West, Garner, NC 27529A+5.0 ★Texas Ratio: 1.77%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Ameris BankAmeris Bank6805 Carnegie Blvd, Charlotte, NC 28211A+5.0 ★Texas Ratio: 1.82%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, United Community BankUnited Community Bank732 Main St, Andrews, NC 28901A+5.0 ★Texas Ratio: 2.97%, First BankFirst Bank105 S Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 1.94%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, AgCarolina Farm Credit, ACAAgCarolina Farm Credit, ACAGreenville, NC, and Vanderbilt Mortgage and Finance, Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Delco, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Delco are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Delco, North Carolina
Market share is the lender's share of all home loans closed in Delco, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
FHA | 1 | 1.7% | 100% | $215,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1.7% | 100% | $245,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.7% | 100% | $225,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AgCarolina Farm Credit, ACA
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Conventional | 1 | 1.7% | 100% | $355,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 8.6% | 31.6% | $117,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 6.9% | 80% | $205,000 | |
Rocket Mortgage
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Conventional, FHA | 3 | 5.2% | 60% | $135,000 | |
Triad Financial Services, Inc.
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Conventional | 3 | 5.2% | 83.3% | $215,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 3 | 5.2% | 100% | $451,666 | View |
21St Mortgage
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Conventional | 3 | 5.2% | 44.4% | $111,666 | |
Corning Credit Union
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Conventional, HELOC | 2 +6 HELOCs |
3.4% | 100% | $270,000 | |
United Wholesale Mortgage
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VA | 2 | 3.4% | 100% | $235,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 3.4% | 100% | $195,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 3.4% | 100% | $265,000 | |
Loansteady LLC
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Conventional, VA | 2 | 3.4% | 100% | $135,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 3.4% | 100% | $190,000 | |
Rev Federal Credit Union
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Conventional | 2 | 3.4% | 100% | $140,000 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 2 | 3.4% | 100% | $245,000 | |
Royal United Mortgage LLC
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FHA | 1 | 1.7% | 100% | $225,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 1.7% | 100% | $265,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.7% | 100% | $45,000 | |
Newrez LLC
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Conventional | 1 | 1.7% | 100% | $255,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 1.7% | 100% | $225,000 | View |
Guild Mortgage Company
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Conventional | 1 | 1.7% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 1.7% | 100% | $215,000 | View |
Nationstar Mortgage
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FHA | 1 | 1.7% | 100% | $285,000 | |
Mortgage Research Center
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VA | 1 | 1.7% | 50% | $215,000 | |
Towne Mortgage Company
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Conventional | 1 | 1.7% | 100% | $115,000 | |
Excite Credit Union
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Conventional | 1 | 1.7% | 100% | $105,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 1.7% | 100% | $175,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.7% | 100% | $335,000 | |
Lower, LLC
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Conventional | 1 | 1.7% | 100% | $265,000 | |
Mortgage Investors Group
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FHA | 1 | 1.7% | 100% | $255,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.7% | 100% | $275,000 | |
Village Capital & Investment
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VA | 1 | 1.7% | 100% | $485,000 |
Delco Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Delco, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Delco? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Delco in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Delco, NC
Use these to narrow the list above. Each category shows how many Delco, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Delco, NC
Independent mortgage companies closed 75.9 percent of home loans in Delco, North Carolina in 2025, banks 15.5 percent and credit unions 8.6 percent. AgCarolina Farm Credit, ACA was the largest mortgage company, North State Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, North State Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Delco, NC
By home loans closed in 2025, North State Bank was the largest mortgage lender in Delco, North Carolina with 1 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Delco, North Carolina in 2025, led by Freedom Mortgage Corporation with 3. 7 lenders closed VA loans, led by Magnolia Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Delco, North Carolina in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Delco, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Delco, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Delco. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
