Mortgage Lenders and Brokers in New City, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
New City, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA316 S Main St, New City, NY 10956A+5.0 ★Texas Ratio: 3.68%, Trustco BankTrustco Bank20 Squadron Blvd, New City, NY 10956A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association115 S Main St, New City, NY 10956A+5.0 ★Texas Ratio: 4.81%, TD BankTD Bank275 S Main St, New City, NY 10956A+5.0 ★Texas Ratio: 3.71%, Citibank, NACitibank, NA170 N Main St, New City, NY 10956A+5.0 ★Texas Ratio: 2.82%, M&T BankM&T Bank228 S Main St, New City, NY 10956A+5.0 ★Texas Ratio: 4.11%, Citizens Bank, NACitizens Bank, NA1440 Central Ave, Albany, NY 12205A+5.0 ★Texas Ratio: 5.44%, Hudson Valley Credit UnionHudson Valley Credit Union1704 Western Ave Ste 7, Albany, NY 12203A+5.0 ★Texas Ratio: 3.35%, Bank of America NABank of America NA1450 Western Ave, Albany, NY 12203A+5.0 ★Texas Ratio: 4.14%, and Wells Fargo Bank NAWells Fargo Bank NA921 Saw Mill River Rd, Ardsley, NY 10502A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New City, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New City are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New City, New York
Market share is the lender's share of all home loans closed in New City, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in New City 316 S Main St, New City, NY 10956 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 19 +7 HELOCs |
4.8% | 87% | $479,736 | View |
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★ 1.8 stars, 5 reviews 1 office in New City 20 Squadron Blvd, New City, NY 10956 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 10 +3 HELOCs |
2.6% | 84.6% | $661,000 | View |
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2 offices in New City 115 S Main St, New City, NY 10956 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
1.8% | 77.8% | $396,428 | View |
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1 office in New City 275 S Main St, New City, NY 10956 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 6 +16 HELOCs |
1.5% | 75% | $696,666 | View |
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1 office in New City 170 N Main St, New City, NY 10956 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 100% | $712,500 | View |
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1 office in New City 228 S Main St, New City, NY 10956 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +11 HELOCs |
0.5% | 60% | $445,000 | View |
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1440 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 8 +33 HELOCs |
2% | 100% | $716,250 | View |
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1704 Western Ave Ste 7, Albany, NY 12203 A+5.0 ★Texas Ratio: 3.35% |
Conventional, HELOC | 7 +4 HELOCs |
1.8% | 80% | $346,428 | View |
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1450 Western Ave, Albany, NY 12203 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +10 HELOCs |
1.3% | 100% | $515,000 | View |
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921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.3% | 100% | $731,000 | View |
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2000 Westchester Ave, Purchase, NY 10577 A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.8% | 100% | $651,666 | View |
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3105 Broadway, Astoria, NY 11106 C+4.1 ★Texas Ratio: 25.91% |
Conventional | 3 | 0.8% | 100% | $428,333 | View |
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273 Route 32, Central Valley, NY 10917 A5.0 ★Texas Ratio: 12.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $595,000 | View |
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353 E 149th St, Bronx, NY 10455 A5.0 ★Texas Ratio: 8.74% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $100,000 | View |
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180 N Main St, Alfred, NY 14802 A5.0 ★Texas Ratio: 8.82% |
Conventional, FHA | 2 | 0.5% | 100% | $590,000 | View |
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8836 State Route 434, Apalachin, NY 13732 A+5.0 ★Texas Ratio: 5.30% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $115,000 | View |
Better Mortgage Corporation
300 Crosspoint Pkwy, Getzville, NY 14068 1606 |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $425,000 | |
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5402 8th Ave, Brooklyn, NY 11220 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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★ 5 stars, 1 review 604 Main St, Arcade, NY 14009 A5.0 ★Texas Ratio: 6.37% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
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252 Broadway, Brooklyn, NY 11211 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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425 Broadhollow Rd, Melville, NY 11747 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,245,000 | View |
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21510 Northern Blvd, Bayside, NY 11361 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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★ 1.7 stars, 3 reviews 200 Broadway, New York, NY 10038 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1145 Willis Ave, Albertson, NY 11507 1232 B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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575 Broadway, Albany, NY 12207 A5.0 ★Texas Ratio: 6.36% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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20 E 179th St, Bronx, NY 10453 4770 A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2821 Astoria Blvd, Astoria, NY 11102 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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113 Holland Ave, Albany, NY 12208 A5.0 ★Texas Ratio: 10.47% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
FM Home Loans LLC
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Conventional, Jumbo | 33 | 8.4% | 100% | $716,212 | |
1St Priority Mortgage, Inc.
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Conventional, VA | 15 | 3.8% | 93.8% | $484,333 | |
Ark Mortgage, Inc.
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Conventional | 5 | 1.3% | 100% | $545,000 | |
UNMB Home Loans Inc
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Conventional, FHA | 4 | 1% | 100% | $590,000 | |
Contour Mortgage Corporation
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Conventional | 3 | 0.8% | 100% | $571,666 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Mid-Hudson Valley Federal C.U.
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Conventional | 1 | 0.3% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
GuardHill Financial LLC
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $775,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Patriot One Mortgage Bankers
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 31 | 7.9% | 100% | $598,548 | |
Rocket Mortgage
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Conventional, FHA | 26 | 6.6% | 82.4% | $303,076 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 22 +1 HELOCs |
5.6% | 73.3% | $578,636 | |
loanDepot.com LLC
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Conventional, FHA | 22 | 5.6% | 91.7% | $359,090 | |
Newrez LLC
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Conventional, FHA | 15 | 3.8% | 65.2% | $511,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 15 | 3.8% | 93.8% | $561,666 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 12 +1 HELOCs |
3.1% | 100% | $571,666 | |
Norwich Commercial Group Inc
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Conventional, FHA | 12 | 3.1% | 92.3% | $672,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 11 | 2.8% | 91.7% | $715,909 | View |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 5 +1 HELOCs |
1.3% | 100% | $607,000 | |
Plaza Home Mortgage, Inc
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Conventional | 4 | 1% | 57.1% | $522,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 0.8% | 100% | $495,000 | |
American Financial Network, Inc.
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Conventional | 3 | 0.8% | 100% | $655,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.8% | 60% | $375,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $55,000 | |
Arc Home LLC
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Conventional | 2 | 0.5% | 100% | $545,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.5% | 66.7% | $485,000 | |
Dart Bank
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Conventional | 2 | 0.5% | 100% | $780,000 | |
Skyrock Mortgage
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Conventional | 2 | 0.5% | 100% | $655,000 | |
Nqm Funding, LLC
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Conventional | 2 | 0.5% | 100% | $745,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.5% | 100% | $745,000 | |
Weichert Financial Services
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Conventional | 2 | 0.5% | 100% | $555,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.5% | 100% | $450,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 2 | 0.5% | 100% | $520,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.5% | 100% | $755,000 | |
| Conventional, HELOC | 1 +4 HELOCs |
0.3% | 50% | $585,000 | View | |
Alliant Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $925,000 | |
Pentagon Federal Credit Union
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $725,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
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D3.5 ★Texas Ratio: 32.93% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $405,000 | |
Brighton Bank
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Conventional | 1 | 0.3% | 100% | $325,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $615,000 | |
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A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 12.5% | $175,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.3% | 100% | $675,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $725,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.3% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 50% | $145,000 | View |
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A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $655,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $845,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $765,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 50% | $575,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $865,000 | |
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A+5.0 ★Texas Ratio: 0.62% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
New City Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New City, New York
Looking for mortgage lenders near me or mortgage brokers near me in New City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New City, NY
Use these to narrow the list above. Each category shows how many New City, NY lenders fit and what that kind of lender is usually best for.
Who Lends in New City, NY
Independent mortgage companies closed 69.4 percent of home loans in New City, New York in 2025, banks 25.3 percent and credit unions 5.4 percent. Better Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Hudson Valley Credit Union the largest credit union. Among lenders headquartered in New York, Trustco Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New City, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in New City, New York with 19 loans, about 4.8 percent of the market. The largest lender headquartered in New York was Trustco Bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in New City, New York in 2025, led by loanDepot.com LLC with 4. 7 lenders closed VA loans, led by 1St Priority Mortgage, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 18 credit unions closed home loans in New City, New York in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New City, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New City, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
