Mortgage Lenders and Brokers in Jamestown, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jamestown, New York mortgage lenders include Northwest BankNorthwest Bank1 W 3rd St, Jamestown, NY 14701A+5.0 ★Texas Ratio: 3.99%, M&T BankM&T Bank1 W 6th St, Jamestown, NY 14701A+5.0 ★Texas Ratio: 4.11%, Community Bank, N.A.Community Bank, N.A.25 S Main St, Jamestown, NY 14701A+5.0 ★Texas Ratio: 3.83%, Keybank National AssociationKeybank National Association417 Spring St, Jamestown, NY 14701A+5.0 ★Texas Ratio: 4.81%, Lake Shore BankLake Shore Bank1 S Green Ave, Jamestown, NY 14701A+5.0 ★Texas Ratio: 1.23%, Greater Woodlawn Federal Credit UnionGreater Woodlawn Federal Credit Union3811 LAKE SHORE RD, BLASDELL, NY 14219A+5.0 ★Texas Ratio: 0.20%, Cattaraugus County BankCattaraugus County Bank1165 Main St, Dunkirk, NY 14048A5.0 ★Texas Ratio: 13.81%, PNC Bank N.A.PNC Bank N.A.200 Broadway, New York, NY 10038A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1 S Airmont Rd, Airmont, NY 10901A+5.0 ★Texas Ratio: 3.68%, and Western Division Federal Credit UnionWestern Division Federal Credit Union264 E MAIN ST, FREDONIA, NY 14063 1412A+5.0 ★Texas Ratio: 1.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jamestown, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jamestown are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jamestown, New York
Market share is the lender's share of all home loans closed in Jamestown, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Jamestown 1 W 3rd St, Jamestown, NY 14701 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 34 +21 HELOCs |
15.4% | 91.9% | $81,764 | View |
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2 offices in Jamestown 1 W 6th St, Jamestown, NY 14701 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, HELOC | 31 +15 HELOCs |
14% | 100% | $120,161 | View |
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1 office in Jamestown 25 S Main St, Jamestown, NY 14701 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 18 +1 HELOCs |
8.1% | 75% | $83,333 | View |
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1 office in Jamestown 417 Spring St, Jamestown, NY 14701 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 6 +1 HELOCs |
2.7% | 87.5% | $88,333 | View |
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1 S Green Ave, Jamestown, NY 14701 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 8 | 3.6% | 66.7% | $67,500 | View |
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3811 LAKE SHORE RD, BLASDELL, NY 14219 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 6 | 2.7% | 85.7% | $120,000 | View |
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1165 Main St, Dunkirk, NY 14048 A5.0 ★Texas Ratio: 13.81% |
Conventional | 6 | 2.7% | 100% | $110,000 | View |
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★ 1.7 stars, 3 reviews 200 Broadway, New York, NY 10038 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 3 | 1.4% | 100% | $111,666 | View |
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1 S Airmont Rd, Airmont, NY 10901 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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264 E MAIN ST, FREDONIA, NY 14063 1412 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
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921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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1440 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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102 N Main St, Albion, NY 14411 A+5.0 ★Texas Ratio: 5.67% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Homestead Funding Corp.
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Conventional, FHA, VA | 7 | 3.2% | 77.8% | $125,000 | |
1St Priority Mortgage, Inc.
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Conventional, FHA, VA | 3 | 1.4% | 100% | $105,000 | |
OwnersChoice Funding, Inc.
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Conventional | 2 | 0.9% | 100% | $115,000 | |
Premium Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.5% | 100% | $205,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 40 | 18.1% | 72.7% | $107,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 6.8% | 100% | $139,666 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 13 | 5.9% | 93.3% | $141,153 | |
Centra Credit Union
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Conventional, HELOC | 3 +3 HELOCs |
1.4% | 100% | $71,666 | |
Royal United Mortgage LLC
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Conventional | 3 | 1.4% | 75% | $85,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.9% | 100% | $100,000 | View |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.9% | 100% | $90,000 | |
Mortgage Research Center
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VA | 2 | 0.9% | 66.7% | $100,000 | |
Primelending
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FHA | 1 | 0.5% | 100% | $115,000 | |
Newrez LLC
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FHA | 1 | 0.5% | 50% | $65,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 33.3% | $75,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $55,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.5% | 50% | $265,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.5% | 100% | $155,000 | |
American Financing Corporation
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FHA | 1 | 0.5% | 50% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 50% | $195,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.5% | 100% | $185,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Jamestown Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jamestown, New York
Looking for mortgage lenders near me or mortgage brokers near me in Jamestown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jamestown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jamestown, NY
Use these to narrow the list above. Each category shows how many Jamestown, NY lenders fit and what that kind of lender is usually best for.
Who Lends in Jamestown, NY
Independent mortgage companies closed 43.9 percent of home loans in Jamestown, New York in 2025, banks 50.7 percent and credit unions 5.4 percent. Homestead Funding Corp. was the largest mortgage company, Northwest Bank the largest bank and Greater Woodlawn Federal Credit Union the largest credit union. Among lenders headquartered in New York, M&T Bank led with 31 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jamestown, NY
By home loans closed in 2025, Northwest Bank was the largest mortgage lender in Jamestown, New York with 34 loans, about 15.4 percent of the market. The largest lender headquartered in New York was M&T Bank with 31 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Jamestown, New York in 2025, led by Rocket Mortgage with 19. 10 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 4 credit unions closed home loans in Jamestown, New York in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jamestown, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jamestown, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jamestown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
