Mortgage Lenders and Brokers in Garden City Park, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Garden City Park, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2360 Jericho Tpke, Garden City Park, NY 11040A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA2499 Jericho Tpke, Garden City Park, NY 11040A+5.0 ★Texas Ratio: 5.36%, Royal Business BankRoyal Business Bank5503 8th Ave, Brooklyn, NY 11220A5.0 ★Texas Ratio: 7.57%, Metro City BankMetro City Bank21245 Northern Blvd, Bayside, NY 11361A+5.0 ★Texas Ratio: 3.17%, Fourleaf Federal Credit UnionFourleaf Federal Credit Union1145 Willis Ave, Albertson, NY 11507 1232B+4.8 ★Texas Ratio: 17.52%, Citizens Bank, NACitizens Bank, NA1440 Central Ave, Albany, NY 12205A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank80 State St, Albany, NY 12207A+5.0 ★Texas Ratio: 4.11%, Bank of HopeBank of Hope20907 Northern Blvd, Bayside, NY 11361A+5.0 ★Texas Ratio: 4.07%, Hanover Community BankHanover Community Bank2131 Jericho Tpke, Garden City Park, NY 11040A5.0 ★Texas Ratio: 9.30%, and Better Mortgage CorporationBetter Mortgage Corporation300 Crosspoint Pkwy, Getzville, NY 14068 1606. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Garden City Park, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Garden City Park are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Garden City Park, New York
Market share is the lender's share of all home loans closed in Garden City Park, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Garden City Park 2360 Jericho Tpke, Garden City Park, NY 11040 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 9 +2 HELOCs |
14.1% | 90.9% | $585,000 | View |
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1 office in Garden City Park 2499 Jericho Tpke, Garden City Park, NY 11040 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 3.1% | 100% | $410,000 | View |
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5503 8th Ave, Brooklyn, NY 11220 A5.0 ★Texas Ratio: 7.57% |
Conventional | 2 | 3.1% | 100% | $455,000 | View |
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21245 Northern Blvd, Bayside, NY 11361 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 2 | 3.1% | 100% | $355,000 | View |
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1145 Willis Ave, Albertson, NY 11507 1232 B+4.8 ★Texas Ratio: 17.52% |
Conventional, HELOC | 1 +9 HELOCs |
1.6% | 100% | $735,000 | View |
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1440 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +6 HELOCs |
1.6% | 100% | $475,000 | View |
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80 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
1.6% | 100% | $715,000 | View |
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20907 Northern Blvd, Bayside, NY 11361 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 1.6% | 100% | $565,000 | View |
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2131 Jericho Tpke, Garden City Park, NY 11040 A5.0 ★Texas Ratio: 9.30% |
Conventional | 1 | 1.6% | 100% | $815,000 | View |
Better Mortgage Corporation
300 Crosspoint Pkwy, Getzville, NY 14068 1606 |
Conventional | 1 | 1.6% | 100% | $645,000 | |
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3501 30th Ave, Astoria, NY 11103 A-4.9 ★Texas Ratio: 16.55% |
Conventional | 1 | 1.6% | 100% | $405,000 | View |
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3105 Broadway, Astoria, NY 11106 C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 1.6% | 100% | $205,000 | View |
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2301 Jericho Tpke, Garden City Park, NY 11040 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 1.6% | 100% | $765,000 | View |
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2752 Sunrise Hwy, Bellmore, NY 11710 A5.0 ★Texas Ratio: 7.07% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1450 Western Ave, Albany, NY 12203 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Hartford Funding, Ltd.
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Conventional | 1 | 1.6% | 100% | $685,000 | |
Cliffco, Inc.
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Conventional | 1 | 1.6% | 100% | $565,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 1.6% | 100% | $505,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 1.6% | 100% | $245,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 1 | 1.6% | 100% | $615,000 | |
East Coast Capital Corp.
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Conventional | 1 | 1.6% | 100% | $555,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 1.6% | 100% | $795,000 | |
FM Home Loans LLC
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Conventional | 1 | 1.6% | 100% | $805,000 | |
Continental Mortgage Bankers Inc
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Conventional | 1 | 1.6% | 100% | $535,000 | |
Jovia Financial Federal Credit
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA | 12 | 18.8% | 85.7% | $632,500 | |
Rocket Mortgage
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Conventional | 6 | 9.4% | 75% | $343,333 | |
Cmg Mortgage Inc
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Conventional | 3 | 4.7% | 100% | $651,666 | |
loanDepot.com LLC
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Conventional | 2 | 3.1% | 66.7% | $230,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.6% | 100% | $1,005,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.6% | 100% | $355,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.6% | 100% | $735,000 | |
American Financial Network, Inc.
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Conventional | 1 | 1.6% | 100% | $705,000 | |
NJ Lenders Corp
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Conventional | 1 | 1.6% | 100% | $875,000 | |
American Financing Corporation
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Conventional | 1 | 1.6% | 50% | $245,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 1.6% | 100% | $765,000 | |
| Conventional | 1 | 1.6% | 50% | $875,000 | View |
Garden City Park Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Garden City Park, New York
Looking for mortgage lenders near me or mortgage brokers near me in Garden City Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Garden City Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Garden City Park, NY
Use these to narrow the list above. Each category shows how many Garden City Park, NY lenders fit and what that kind of lender is usually best for.
Who Lends in Garden City Park, NY
Independent mortgage companies closed 62.5 percent of home loans in Garden City Park, New York in 2025, banks 35.9 percent and credit unions 1.6 percent. Better Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Fourleaf Federal Credit Union the largest credit union. Among lenders headquartered in New York, Fourleaf Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Garden City Park, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Garden City Park, New York with 9 loans, about 14.1 percent of the market. The largest lender headquartered in New York was Fourleaf Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Garden City Park, New York in 2025, led by United Wholesale Mortgage with 2. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 3 credit unions closed home loans in Garden City Park, New York in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Garden City Park, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Garden City Park, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Garden City Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
