Mortgage Lenders and Brokers in Salem, New Jersey
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Salem, New Jersey mortgage lenders include First Citizens Community BankFirst Citizens Community Bank1300 Route 73, Mount Laurel, NJ 08054A5.0 ★Texas Ratio: 11.39%, Deepwater Industries Federal Credit UnionDeepwater Industries Federal Credit Union565 North Broadway, Deepwater, NJ 08023A+5.0 ★Texas Ratio: 4.58%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Fulton Bank, National AssociationFulton Bank, National Association125 Salem Woodstown Rd, Salem, NJ 08079A+5.0 ★Texas Ratio: 4.85%, Nation One Mortgage CorporatioNation One Mortgage CorporatioMarlton, NJ, Acre Mortgage & Financial, Inc.Acre Mortgage & Financial, Inc.Marlton, NJ, American Neighborhood Mortgage Acceptance CompanyAmerican Neighborhood Mortgage Acceptance CompanyMt. Laurel, NJ, EMM Loans LLCEMM Loans LLCCherry Hill, NJ, Absolute Home MortgageAbsolute Home MortgageFairfield, NJ, and NJ Lenders CorpNJ Lenders CorpLittle Falls, NJ. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Salem, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Salem are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Salem, New Jersey
Market share is the lender's share of all home loans closed in Salem, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1300 Route 73, Mount Laurel, NJ 08054 A5.0 ★Texas Ratio: 11.39% |
Conventional | 2 | 2.5% | 100% | $170,000 | View |
|
565 North Broadway, Deepwater, NJ 08023 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 1.2% | 100% | $75,000 | View |
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 1.2% | 100% | $165,000 | View |
|
125 Salem Woodstown Rd, Salem, NJ 08079 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Nation One Mortgage Corporatio
|
Conventional, FHA | 9 | 11.1% | 90% | $141,666 | |
Acre Mortgage & Financial, Inc.
|
Conventional, FHA, VA | 4 | 4.9% | 100% | $175,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 4 | 4.9% | 80% | $187,500 | |
EMM Loans LLC
|
Conventional, FHA | 3 | 3.7% | 100% | $91,666 | |
Absolute Home Mortgage
|
Conventional | 3 | 3.7% | 75% | $138,333 | |
NJ Lenders Corp
|
Conventional | 1 | 1.2% | 100% | $205,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 7 | 8.6% | 100% | $143,571 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 6 | 7.4% | 100% | $111,666 | View |
Rocket Mortgage
|
Conventional, FHA | 5 | 6.2% | 71.4% | $131,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 4 | 4.9% | 100% | $112,500 | |
United Wholesale Mortgage
|
Conventional, FHA | 3 | 3.7% | 100% | $181,666 | |
Affordable Mortgage Advisors
|
Conventional, FHA | 3 | 3.7% | 75% | $125,000 | |
Nfm, Inc
|
FHA | 3 | 3.7% | 75% | $195,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
FHA | 2 | 2.5% | 66.7% | $230,000 | View |
CrossCountry Mortgage, LLC
|
Conventional, VA | 2 | 2.5% | 66.7% | $170,000 | |
Hyperion Bank
|
Conventional | 2 | 2.5% | 100% | $90,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 2.5% | 100% | $165,000 | View |
New American Funding, LLC.
|
Conventional | 2 | 2.5% | 66.7% | $170,000 | |
loanDepot.com LLC
|
FHA, HELOC | 1 +1 HELOCs |
1.2% | 33.3% | $75,000 | |
Citadel Federal Credit Union
|
Conventional | 1 | 1.2% | 100% | $55,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 1.2% | 100% | $195,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 1.2% | 100% | $145,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 1.2% | 100% | $185,000 | View |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 1.2% | 100% | $225,000 | |
Kind Lending, LLC
|
FHA | 1 | 1.2% | 100% | $115,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 1.2% | 33.3% | $145,000 | |
Mortgage Research Center
|
VA | 1 | 1.2% | 100% | $135,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 1.2% | 100% | $235,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 1.2% | 50% | $95,000 | |
Champions Funding, LLC
|
Conventional | 1 | 1.2% | 100% | $155,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sun East Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Franklin Mint Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Salem Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Salem, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Salem? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Salem in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Salem, NJ
Use these to narrow the list above. Each category shows how many Salem, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Salem, NJ
Independent mortgage companies closed 80.2 percent of home loans in Salem, New Jersey in 2025, banks 17.3 percent and credit unions 2.5 percent. Nation One Mortgage Corporatio was the largest mortgage company, First Citizens Community Bank the largest bank and Deepwater Industries Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Deepwater Industries Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Salem, NJ
By home loans closed in 2025, First Citizens Community Bank was the largest mortgage lender in Salem, New Jersey with 2 loans, about 2.5 percent of the market. The largest lender headquartered in New Jersey was Deepwater Industries Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Salem, New Jersey in 2025, led by Nation One Mortgage Corporatio with 6. 4 lenders closed VA loans, led by Acre Mortgage & Financial, Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 5 credit unions closed home loans in Salem, New Jersey in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Salem, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Salem, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Salem. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
