Mortgage Lenders and Brokers in Oxford, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oxford, New Jersey mortgage lenders include Fulton Bank, National AssociationFulton Bank, National Association157 Route 31 South, Oxford, NJ 07863A+5.0 ★Texas Ratio: 4.85%, Riegel FCURiegel FCU178 Center St, Clinton, NJ 08809 2622A+5.0 ★Texas Ratio: 4.61%, Somerset Regal BankSomerset Regal Bank220 W Union Ave, Bound Brook, NJ 08805A+5.0 ★Texas Ratio: 0.00%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, American Neighborhood Mortgage Acceptance CompanyAmerican Neighborhood Mortgage Acceptance CompanyMt. Laurel, NJ, NJ Lenders CorpNJ Lenders CorpLittle Falls, NJ, Millenium Home MortgageMillenium Home MortgageParsippany, NJ, and Absolute Home MortgageAbsolute Home MortgageFairfield, NJ. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oxford, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oxford are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oxford, New Jersey
Market share is the lender's share of all home loans closed in Oxford, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Oxford 157 Route 31 South, Oxford, NJ 07863 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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178 Center St, Clinton, NJ 08809 2622 A+5.0 ★Texas Ratio: 4.61% |
Conventional | 1 | 1.8% | 100% | $35,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.8% | 100% | $265,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 5 | 8.9% | 100% | $343,000 | |
NJ Lenders Corp
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FHA | 1 | 1.8% | 100% | $295,000 | |
Millenium Home Mortgage
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Conventional | 1 | 1.8% | 50% | $265,000 | |
Absolute Home Mortgage
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Conventional | 1 | 1.8% | 100% | $255,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 1.8% | 100% | $305,000 | |
Weichert Financial Services
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Conventional | 1 | 1.8% | 100% | $285,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 14.3% | 66.7% | $233,750 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
7.1% | 66.7% | $282,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 7.1% | 80% | $342,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 7.1% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional | 3 | 5.4% | 100% | $91,666 | |
United Wholesale Mortgage
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Conventional | 2 | 3.6% | 66.7% | $340,000 | |
21St Mortgage
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Conventional | 2 | 3.6% | 66.7% | $90,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.8% | 100% | $225,000 | |
Norwich Commercial Group Inc
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VA | 1 | 1.8% | 100% | $375,000 | |
Movement Mortgage, LLC
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FHA | 1 | 1.8% | 100% | $255,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1.8% | 33.3% | $495,000 | |
loanDepot.com LLC
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FHA | 1 | 1.8% | 50% | $355,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.8% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 1.8% | 100% | $55,000 | View |
First Colony Mortgage Corporat
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Conventional | 1 | 1.8% | 100% | $285,000 | |
Visions Federal Credit Union
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Conventional | 1 | 1.8% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.8% | 100% | $225,000 | View |
Mortgage Research Center
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VA | 1 | 1.8% | 100% | $415,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 1.8% | 100% | $315,000 | |
New American Funding, LLC.
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FHA | 1 | 1.8% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.8% | 100% | $365,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 1.8% | 100% | $465,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 1.8% | 100% | $325,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1.8% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Aberdeen Proving Ground FCU
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oxford Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oxford, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Oxford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oxford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oxford, NJ
Use these to narrow the list above. Each category shows how many Oxford, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Oxford, NJ
Independent mortgage companies closed 89.3 percent of home loans in Oxford, New Jersey in 2025, banks 5.4 percent and credit unions 5.4 percent. American Neighborhood Mortgage Acceptance Company was the largest mortgage company, Fulton Bank, National Association the largest bank and Riegel FCU the largest credit union. Among lenders headquartered in New Jersey, Riegel FCU led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oxford, NJ
By home loans closed in 2025, Fulton Bank, National Association was the largest mortgage lender in Oxford, New Jersey with 0 loans, about 0 percent of the market. The largest lender headquartered in New Jersey was Riegel FCU with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Oxford, New Jersey in 2025, led by American Neighborhood Mortgage Acceptance Company with 2. 4 lenders closed VA loans, led by Norwich Commercial Group Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 6 credit unions closed home loans in Oxford, New Jersey in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oxford, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oxford, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oxford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
