Mortgage Lenders and Brokers in Winchester, New Hampshire
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Winchester, New Hampshire mortgage lenders include Service Federal Credit UnionService Federal Credit Union85 State ROUTE 101A, Amherst, NH 03031 2216A-4.9 ★Texas Ratio: 16.25%, Mascoma BankMascoma Bank2212 Main St, Bethlehem, NH 03574A+5.0 ★Texas Ratio: 1.41%, TD BankTD Bank92 Main St, Alton, NH 03809A+5.0 ★Texas Ratio: 3.71%, Bellwether Community Credit UnionBellwether Community Credit Union7 Leavey Dr, Bedford, NH 03110 4437A+5.0 ★Texas Ratio: 2.11%, Rockland Trust BankRockland Trust Bank47 Crystal Ave, Derry, NH 03038A+5.0 ★Texas Ratio: 2.64%, Citizens Bank, NACitizens Bank, NA199 State Route 101 Unit 1a, Amherst, NH 03031A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank746 Route 63, Chesterfield, NH 03443A+5.0 ★Texas Ratio: 4.11%, Harborone Mortgage, LLCHarborone Mortgage, LLCManchester, NH, Cmg Mortgage Inc, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Winchester, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winchester are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Winchester, New Hampshire
Market share is the lender's share of all home loans closed in Winchester, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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85 State ROUTE 101A, Amherst, NH 03031 2216 A-4.9 ★Texas Ratio: 16.25% |
Conventional, HELOC | 2 +3 HELOCs |
3.5% | 50% | $180,000 | View |
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2212 Main St, Bethlehem, NH 03574 A+5.0 ★Texas Ratio: 1.41% |
Conventional, HELOC | 1 +1 HELOCs |
1.8% | 100% | $245,000 | View |
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92 Main St, Alton, NH 03809 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
1.8% | 50% | $35,000 | View |
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7 Leavey Dr, Bedford, NH 03110 4437 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 1.8% | 100% | $65,000 | View |
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47 Crystal Ave, Derry, NH 03038 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 1.8% | 100% | $265,000 | View |
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199 State Route 101 Unit 1a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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746 Route 63, Chesterfield, NH 03443 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Harborone Mortgage, LLC
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Conventional | 1 | 1.8% | 100% | $165,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 10 | 17.5% | 100% | $234,000 | |
Rocket Mortgage
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Conventional, FHA | 7 | 12.3% | 70% | $86,428 | |
Mortgage Research Center
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VA | 5 | 8.8% | 100% | $325,000 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 5.3% | 75% | $211,666 | |
Newrez LLC
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FHA, VA | 3 | 5.3% | 100% | $348,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 5.3% | 100% | $325,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 3.5% | 100% | $160,000 | |
802 Credit Union
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Conventional | 2 | 3.5% | 100% | $170,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 3.5% | 50% | $450,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 1.8% | 100% | $545,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1.8% | 100% | $275,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1.8% | 100% | $95,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.8% | 100% | $185,000 | View |
New Fed Mortgage Corp.
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Conventional | 1 | 1.8% | 100% | $265,000 | |
Better Mortgage Corporation
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FHA | 1 | 1.8% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.8% | 100% | $345,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 1.8% | 100% | $245,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 1.8% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 1.8% | 100% | $285,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.8% | 100% | $285,000 | |
Salem Five Mortgage Company LLC
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Conventional | 1 | 1.8% | 100% | $385,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.8% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Winchester Mortgage Rate Trends
Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Winchester, New Hampshire
Looking for mortgage lenders near me or mortgage brokers near me in Winchester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winchester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Winchester, NH
Use these to narrow the list above. Each category shows how many Winchester, NH lenders fit and what that kind of lender is usually best for.
Who Lends in Winchester, NH
Independent mortgage companies closed 75.4 percent of home loans in Winchester, New Hampshire in 2025, banks 15.8 percent and credit unions 8.8 percent. Cmg Mortgage Inc was the largest mortgage company, Mascoma Bank the largest bank and Service Federal Credit Union the largest credit union. Among lenders headquartered in New Hampshire, Service Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.
More New Hampshire Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Winchester, NH
By home loans closed in 2025, Service Federal Credit Union was the largest mortgage lender in Winchester, New Hampshire with 2 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Winchester, New Hampshire in 2025, led by Cmg Mortgage Inc with 4. 5 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 5 credit unions closed home loans in Winchester, New Hampshire in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Winchester, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winchester, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winchester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
