Seward, Nebraska mortgage lenders include Jones BankJones Bank203 S 6th St, Seward, NE 68434A+5.0 ★Texas Ratio: 3.37%, Union Bank and Trust CompanyUnion Bank and Trust Company220 S 4th St, Seward, NE 68434A+5.0 ★Texas Ratio: 2.09%, City Bank & Trust Co.City Bank & Trust Co.1135 Main Ave, Crete, NE 68333A5.0 ★Texas Ratio: 8.33%, West Gate BankWest Gate Bank1004 Cornhusker Rd, Bellevue, NE 68123A+5.0 ★Texas Ratio: 1.69%, Liberty First Credit UnionLiberty First Credit Union3531 Progressive Rd Ste 103, Seward, NE 68434 7652A+5.0 ★Texas Ratio: 3.58%, Lincoln Federal Svgs Bk of NeLincoln Federal Svgs Bk of Ne524 Chief St, Benkelman, NE 69021A+5.0 ★Texas Ratio: 3.23%, Pinnacle BankPinnacle Bank122 S Walnut St, Arnold, NE 69120A+5.0 ★Texas Ratio: 1.45%, US Bank, N.A.US Bank, N.A.200 N 6th St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 2.85%, Cornerstone BankCornerstone Bank240 S 3rd St, Albion, NE 68620A5.0 ★Texas Ratio: 12.96%, and First State Bank NebraskaFirst State Bank Nebraska560 Sargent St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 1.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Seward, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Seward are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Seward, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
203 S 6th St, Seward, NE 68434 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 10 | 7.6% | 100% | $147,000 | View |
|
1 office in Seward 220 S 4th St, Seward, NE 68434 A+5.0 ★Texas Ratio: 2.09% |
Conventional, HELOC | 5 +7 HELOCs |
3.8% | 100% | $227,000 | View |
|
1135 Main Ave, Crete, NE 68333 A5.0 ★Texas Ratio: 8.33% |
Conventional, FHA, VA, USDA | 34 | 25.8% | 100% | $231,176 | View |
|
1004 Cornhusker Rd, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 9 | 6.8% | 92.9% | $266,111 | View |
|
3531 Progressive Rd Ste 103, Seward, NE 68434 7652 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 9 | 6.8% | 90% | $171,666 | View |
|
524 Chief St, Benkelman, NE 69021 A+5.0 ★Texas Ratio: 3.23% |
Conventional, VA, USDA | 7 | 5.3% | 87.5% | $305,000 | View |
|
122 S Walnut St, Arnold, NE 69120 A+5.0 ★Texas Ratio: 1.45% |
Conventional, HELOC | 4 +2 HELOCs |
3% | 100% | $365,000 | View |
|
200 N 6th St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.5% | 100% | $40,000 | View |
|
240 S 3rd St, Albion, NE 68620 A5.0 ★Texas Ratio: 12.96% |
Conventional | 1 | 0.8% | 50% | $275,000 | View |
|
560 Sargent St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.8% | 100% | $145,000 | View |
|
155 W Bridge St, Arcadia, NE 68815 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
|
803 S D St, Broken Bow, NE 68822 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $215,000 | View |
|
7223 S 84th St, La Vista, NE 68128 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.8% | 100% | $275,000 | View |
|
4638 W St, Lincoln, NE 68503 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.8% | 100% | $15,000 | View |
|
20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
|
3500 Faulkner Dr, Lincoln, NE 68516 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.8% | 100% | $215,000 | View |
|
8510 West Dodge Road, Omaha, NE 68114 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
US Home Mortgage, Inc.
|
Conventional | 1 | 0.8% | 100% | $375,000 | |
Rocket Mortgage
|
Conventional, FHA | 7 | 5.3% | 100% | $182,142 | |
Newrez LLC
|
Conventional, FHA, VA | 4 | 3% | 80% | $270,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 4 | 3% | 100% | $165,000 | |
Gershman Investment Corp.
|
Conventional, FHA | 3 | 2.3% | 100% | $185,000 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 1.5% | 100% | $65,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 2 | 1.5% | 100% | $180,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.5% | 66.7% | $45,000 | |
Mutual of Omaha Mortgage
|
Conventional | 2 | 1.5% | 100% | $170,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 1.5% | 100% | $120,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $375,000 | View |
Premia Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $445,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 0.8% | 100% | $365,000 | |
Primelending
|
FHA | 1 | 0.8% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $115,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.8% | 100% | $315,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.8% | 100% | $255,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 33.3% | $355,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $315,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.8% | 100% | $265,000 | |
Mortgage Research Center
|
VA | 1 | 0.8% | 50% | $225,000 | |
Lower, LLC
|
FHA | 1 | 0.8% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.8% | 100% | $195,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.8% | 100% | $175,000 | |
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Seward? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Seward in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Seward, NE lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 30.3 percent of home loans in Seward, Nebraska in 2025, banks 62.1 percent and credit unions 7.6 percent. US Home Mortgage, Inc. was the largest mortgage company, Jones Bank the largest bank and Liberty First Credit Union the largest credit union. Among lenders headquartered in Nebraska, Jones Bank led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
By home loans closed in 2025, Jones Bank was the largest mortgage lender in Seward, Nebraska with 10 loans, about 7.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Seward, Nebraska in 2025, led by Rocket Mortgage with 2. 4 lenders closed VA loans, led by Lincoln Federal Svgs Bk of Ne, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 3 credit unions closed home loans in Seward, Nebraska in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Seward, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Seward, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Seward. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.