Mortgage Lenders and Brokers in McCook, Nebraska
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
McCook, Nebraska mortgage lenders include MNB BankMNB Bank401 W 5th St, Mccook, NE 69001A+5.0 ★Texas Ratio: 0.83%, Pinnacle BankPinnacle Bank602 W B St, Mccook, NE 69001A+5.0 ★Texas Ratio: 1.45%, Charter West BankCharter West Bank20041 Manderson St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 2.29%, West Gate BankWest Gate Bank1004 Cornhusker Rd, Bellevue, NE 68123A+5.0 ★Texas Ratio: 1.69%, US Bank, N.A.US Bank, N.A.200 N 6th St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 2.85%, First Interstate BankFirst Interstate Bank211 W C St, Mccook, NE 69001A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA1204 W 3rd St, Alliance, NE 69301A+5.0 ★Texas Ratio: 5.36%, Adams Bank & TrustAdams Bank & Trust202 State St, Brule, NE 69127A5.0 ★Texas Ratio: 10.02%, Four Points Federal Credit UnionFour Points Federal Credit Union12240 L St, Omaha, NE 68137 2258D1.6 ★Texas Ratio: 10.46%, and Dayspring bankDayspring bank914 Lake Ave, Gothenburg, NE 69138A5.0 ★Texas Ratio: 11.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in McCook, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in McCook are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in McCook, Nebraska
Market share is the lender's share of all home loans closed in McCook, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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401 W 5th St, Mccook, NE 69001 A+5.0 ★Texas Ratio: 0.83% |
Conventional, USDA | 41 | 27.2% | 95.3% | $106,219 | View |
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1 office in McCook 602 W B St, Mccook, NE 69001 A+5.0 ★Texas Ratio: 1.45% |
Conventional, VA | 9 | 6% | 100% | $170,555 | View |
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20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional, FHA, VA, USDA | 50 | 33.1% | 90.9% | $159,800 | View |
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1004 Cornhusker Rd, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 6 | 4% | 100% | $181,666 | View |
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200 N 6th St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 2.6% | 66.7% | $112,500 | View |
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★ 1 stars, 1 review 211 W C St, Mccook, NE 69001 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $125,000 | View |
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1204 W 3rd St, Alliance, NE 69301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.3% | 100% | $210,000 | View |
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202 State St, Brule, NE 69127 A5.0 ★Texas Ratio: 10.02% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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12240 L St, Omaha, NE 68137 2258 D1.6 ★Texas Ratio: 10.46% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
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914 Lake Ave, Gothenburg, NE 69138 A5.0 ★Texas Ratio: 11.98% |
FHA | 1 | 0.7% | 100% | $165,000 | View |
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238 E 4th St, Ainsworth, NE 69210 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.7% | 100% | $15,000 | View |
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221 Norris Ave, Mccook, NE 69001 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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11515 S 39th St, Bellevue, NE 68123 5200 A5.0 ★Texas Ratio: 6.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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124 W 3rd St, Alliance, NE 69301 A+5.0 ★Texas Ratio: 4.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 7.3% | 75% | $127,727 | |
Mortgage Research Center
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VA | 5 | 3.3% | 71.4% | $193,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.3% | 100% | $165,000 | |
United Wholesale Mortgage
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Conventional | 1 | 0.7% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.7% | 50% | $205,000 | View |
Newrez LLC
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VA | 1 | 0.7% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $125,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.7% | 100% | $155,000 | |
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C+4.1 ★Texas Ratio: 25.60% |
FHA | 1 | 0.7% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.7% | 33.3% | $125,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $105,000 | View |
Churchill Mortgage Corporation
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VA | 1 | 0.7% | 100% | $155,000 | |
Together Credit Union
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Conventional | 1 | 0.7% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.7% | 100% | $105,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $125,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
McCook Mortgage Rate Trends
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in McCook, Nebraska
Looking for mortgage lenders near me or mortgage brokers near me in McCook? The list below shows the banks, credit unions and mortgage brokers that closed home loans in McCook in 2025, with lenders based there listed first.
Types of Mortgage Lenders in McCook, NE
Use these to narrow the list above. Each category shows how many McCook, NE lenders fit and what that kind of lender is usually best for.
Who Lends in McCook, NE
Independent mortgage companies closed 17.2 percent of home loans in McCook, Nebraska in 2025, banks 81.5 percent and credit unions 1.3 percent. Rocket Mortgage was the largest mortgage company, MNB Bank the largest bank and Four Points Federal Credit Union the largest credit union. Among lenders headquartered in Nebraska, MNB Bank led with 41 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
More Nebraska Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in McCook, NE
By home loans closed in 2025, MNB Bank was the largest mortgage lender in McCook, Nebraska with 41 loans, about 27.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in McCook, Nebraska, Charter West Bank approved the highest share of completed applications in 2025 at 90.9 percent, against a 89.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in McCook, Nebraska in 2025, led by Charter West Bank with 22. 10 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 3 credit unions closed home loans in McCook, Nebraska in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in McCook, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in McCook, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up McCook. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
