Fullerton, Nebraska mortgage lenders include Points West Community BankPoints West Community Bank4th And Broadway, Fullerton, NE 68638A+5.0 ★Texas Ratio: 0.27%, West Gate BankWest Gate Bank1004 Cornhusker Rd, Bellevue, NE 68123A+5.0 ★Texas Ratio: 1.69%, Charter West BankCharter West Bank20041 Manderson St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 2.29%, US Bank, N.A.US Bank, N.A.200 N 6th St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 2.85%, Pinnacle BankPinnacle Bank122 S Walnut St, Arnold, NE 69120A+5.0 ★Texas Ratio: 1.45%, Archer Cooperative Credit UnionArcher Cooperative Credit Union2121 Archer Rd, Archer, NE 68816A+5.0 ★Texas Ratio: 5.83%, BankFirstBankFirst2530 23rd St, Columbus, NE 68601A+5.0 ★Texas Ratio: 3.25%, First National Bank of OmahaFirst National Bank of Omaha124 W 3rd St, Alliance, NE 69301A+5.0 ★Texas Ratio: 4.82%, Rocket Mortgage, and Pennymac Loan Services LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fullerton, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fullerton are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Fullerton, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Fullerton 4th And Broadway, Fullerton, NE 68638 A+5.0 ★Texas Ratio: 0.27% |
Conventional | 5 | 13.2% | 100% | $55,000 | View |
|
1004 Cornhusker Rd, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 5 | 13.2% | 100% | $189,000 | View |
|
20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional | 4 | 10.5% | 80% | $160,000 | View |
|
200 N 6th St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
5.3% | 50% | $80,000 | View |
|
122 S Walnut St, Arnold, NE 69120 A+5.0 ★Texas Ratio: 1.45% |
Conventional, HELOC | 1 +2 HELOCs |
2.6% | 50% | $205,000 | View |
|
2121 Archer Rd, Archer, NE 68816 A+5.0 ★Texas Ratio: 5.83% |
Conventional | 1 | 2.6% | 100% | $105,000 | View |
|
2530 23rd St, Columbus, NE 68601 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 1 | 2.6% | 100% | $155,000 | View |
|
124 W 3rd St, Alliance, NE 69301 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 2.6% | 100% | $305,000 | View |
Rocket Mortgage
|
Conventional, FHA | 7 | 18.4% | 87.5% | $149,285 | |
Pennymac Loan Services LLC
|
Conventional, VA | 3 | 7.9% | 75% | $85,000 | |
Mortgage Research Center
|
Conventional, VA | 2 | 5.3% | 100% | $125,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 2.6% | 100% | $505,000 | |
loanDepot.com LLC
|
FHA | 1 | 2.6% | 33.3% | $125,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 2.6% | 100% | $245,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 2.6% | 100% | $215,000 | |
Peoples Mortgage Company
|
Conventional | 1 | 2.6% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 2.6% | 100% | $205,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Fullerton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fullerton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Fullerton, NE lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 44.7 percent of home loans in Fullerton, Nebraska in 2025, banks 52.6 percent and credit unions 2.6 percent. Rocket Mortgage was the largest mortgage company, Points West Community Bank the largest bank and Archer Cooperative Credit Union the largest credit union. Among lenders headquartered in Nebraska, West Gate Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
By home loans closed in 2025, Points West Community Bank was the largest mortgage lender in Fullerton, Nebraska with 5 loans, about 13.2 percent of the market. The largest lender headquartered in Nebraska was West Gate Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Fullerton, Nebraska in 2025, led by Rocket Mortgage with 3. 2 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 2 credit unions closed home loans in Fullerton, Nebraska in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fullerton, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fullerton, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fullerton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.