Mortgage Lenders and Brokers in Villa Ridge, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Villa Ridge, Missouri mortgage lenders include Bank of WashingtonBank of Washington3333 Highway 100, Villa Ridge, MO 63089D3.5 ★Texas Ratio: 33.34%, United Bank of UnionUnited Bank of Union1440 Rebel Dr, Union, MO 63084B-4.4 ★Texas Ratio: 22.38%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Sullivan BankSullivan Bank700 N Franklin St, Cuba, MO 65453A-4.9 ★Texas Ratio: 16.43%, Neighbors Credit UnionNeighbors Credit Union109 East St, Clarence, MO 63437A5.0 ★Texas Ratio: 7.12%, Southern BankSouthern Bank310 N Ruth St, Advance, MO 63730A5.0 ★Texas Ratio: 6.11%, and Citizens BankCitizens Bank105 S Old Highway 71, Adrian, MO 64720A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Villa Ridge, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Villa Ridge are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Villa Ridge, Missouri
Market share is the lender's share of all home loans closed in Villa Ridge, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Villa Ridge 3333 Highway 100, Villa Ridge, MO 63089 D3.5 ★Texas Ratio: 33.34% |
Conventional | 4 | 8.3% | 80% | $195,000 | View |
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1440 Rebel Dr, Union, MO 63084 B-4.4 ★Texas Ratio: 22.38% |
Conventional | 3 | 6.2% | 100% | $211,666 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 2 +2 HELOCs |
4.2% | 66.7% | $165,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 4.2% | 100% | $220,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, FHA | 2 | 4.2% | 100% | $315,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 2 | 4.2% | 100% | $140,000 | View |
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700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional, USDA | 2 | 4.2% | 100% | $230,000 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 2.1% | 100% | $15,000 | View |
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310 N Ruth St, Advance, MO 63730 A5.0 ★Texas Ratio: 6.11% |
Conventional | 1 | 2.1% | 100% | $105,000 | View |
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105 S Old Highway 71, Adrian, MO 64720 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 2.1% | 100% | $265,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 2.1% | 50% | $235,000 | View |
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15928 Manchester Rd, Ellisville, MO 63011 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 1 | 2.1% | 100% | $695,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 2.1% | 100% | $285,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, VA | 4 | 8.3% | 100% | $267,500 | |
Mortgage Research Center
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VA | 1 | 2.1% | 100% | $435,000 | |
Endeavor Capital, LLC
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FHA | 1 | 2.1% | 100% | $315,000 | |
Gershman Investment Corp.
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Conventional | 1 | 2.1% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 5 | 10.4% | 83.3% | $255,000 | View |
Guild Mortgage Company
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Conventional, FHA | 3 | 6.2% | 100% | $191,666 | |
Newrez LLC
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Conventional, VA | 2 | 4.2% | 100% | $180,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 2.1% | 100% | $255,000 | |
Amerisave Mortgage Company
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FHA | 1 | 2.1% | 50% | $185,000 | |
Planet Home Lending, LLC
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FHA | 1 | 2.1% | 100% | $225,000 | |
T2 Financial LLC
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Conventional | 1 | 2.1% | 100% | $575,000 | |
Geneva Financial LLC
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FHA | 1 | 2.1% | 100% | $295,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 2.1% | 100% | $495,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 2.1% | 100% | $225,000 | |
New American Funding, LLC.
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Conventional | 1 | 2.1% | 100% | $345,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Scott Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Villa Ridge Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Villa Ridge, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Villa Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Villa Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Villa Ridge, MO
Use these to narrow the list above. Each category shows how many Villa Ridge, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Villa Ridge, MO
Independent mortgage companies closed 54.2 percent of home loans in Villa Ridge, Missouri in 2025, banks 39.6 percent and credit unions 6.2 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Bank of Washington the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Bank of Washington led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Villa Ridge, MO
By home loans closed in 2025, Bank of Washington was the largest mortgage lender in Villa Ridge, Missouri with 4 loans, about 8.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Villa Ridge, Missouri in 2025, led by Rocket Mortgage with 2. 5 lenders closed VA loans, led by Das Acquisition Company, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Villa Ridge, Missouri in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Villa Ridge, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Villa Ridge, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Villa Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
