Mortgage Lenders and Brokers in Versailles, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Versailles, Missouri mortgage lenders include Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, BTC BankBTC Bank101 E Us Highway 136, Albany, MO 64402A5.0 ★Texas Ratio: 6.76%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010, Concordia BankConcordia BankConcordia, MOA+5.0 ★Texas Ratio: 2.39%, Mortgage Research CenterMortgage Research CenterColumbia, MO, Midwest Mortgage Associates Corp, Rocket MortgageRocket MortgageA5.0 ★Texas Ratio: 7.45%, and Guaranteed Rate, Inc.. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Versailles, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Versailles are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Versailles, Missouri
Market share is the lender's share of all home loans closed in Versailles, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 7 | 15.6% | 100% | $175,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, USDA, HELOC | 5 +1 HELOCs |
11.1% | 83.3% | $115,000 | View |
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101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76% |
Conventional | 2 | 4.4% | 100% | $110,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.2% | 33.3% | $75,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 1 | 2.2% | 100% | $85,000 | View |
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A+5.0 ★Texas Ratio: 2.39% |
Conventional | 1 | 2.2% | 100% | $25,000 | View |
Mortgage Research Center
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VA | 1 | 2.2% | 20% | $355,000 | |
Midwest Mortgage Associates Corp
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Conventional, FHA, VA, USDA | 8 | 17.8% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 5 | 11.1% | 71.4% | $129,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 6.7% | 100% | $171,666 | |
Pilgrim Mortgage LLC
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Conventional | 2 | 4.4% | 100% | $110,000 | |
United Wholesale Mortgage
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VA | 1 | 2.2% | 100% | $265,000 | |
Primelending
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USDA | 1 | 2.2% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 2.2% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional | 1 | 2.2% | 100% | $95,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
USDA | 1 | 2.2% | 100% | $85,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 2.2% | 50% | $75,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 2.2% | 100% | $215,000 | View |
Geneva Financial LLC
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FHA | 1 | 2.2% | 100% | $115,000 | |
Village Capital & Investment
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VA | 1 | 2.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Versailles Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Versailles, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Versailles? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Versailles in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Versailles, MO
Use these to narrow the list above. Each category shows how many Versailles, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Versailles, MO
Independent mortgage companies closed 71.1 percent of home loans in Versailles, Missouri in 2025, banks 26.7 percent and credit unions 2.2 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Central Trust Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Flat Branch Mortgage, Inc. led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Versailles, MO
By home loans closed in 2025, Flat Branch Mortgage, Inc. was the largest mortgage lender in Versailles, Missouri with 7 loans, about 15.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Versailles, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 3. 6 lenders closed VA loans, led by Midwest Mortgage Associates Corp, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 1 credit unions closed home loans in Versailles, Missouri in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Versailles, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Versailles, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Versailles. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
