Mortgage Lenders and Brokers in Sibley, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sibley, Missouri mortgage lenders include Bank of OdessaBank of Odessa201 E Front St, La Monte, MO 65337A5.0 ★Texas Ratio: 11.55%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Preferred BankPreferred Bank28638 Highway 11, Brookfield, MO 64628C2.4 ★Texas Ratio: 1.88%, Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%, Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010, State Bank of MissouriState Bank of Missouri114 South Country Road, Alma, MO 64001A5.0 ★Texas Ratio: 13.33%, Umb Bank NAUmb Bank NA827 Arnold Commons Drive, Arnold, MO 63010A+5.0 ★Texas Ratio: 1.78%, and Bank of America NABank of America NA1301 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sibley, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sibley are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sibley, Missouri
Market share is the lender's share of all home loans closed in Sibley, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55% |
Conventional | 6 | 8.7% | 100% | $208,333 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 2 +1 HELOCs |
2.9% | 100% | $285,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 2.9% | 100% | $285,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $275,000 | View |
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28638 Highway 11, Brookfield, MO 64628 C2.4 ★Texas Ratio: 1.88% |
Conventional | 1 | 1.4% | 100% | $165,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 1 | 1.4% | 100% | $195,000 | View |
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114 South Country Road, Alma, MO 64001 A5.0 ★Texas Ratio: 13.33% |
Conventional | 1 | 1.4% | 100% | $365,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3500 S Noland Rd, Independence, MO 64055 A+5.0 ★Texas Ratio: 3.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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VA | 2 | 2.9% | 100% | $260,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 1.4% | 100% | $355,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 9 | 13% | 100% | $232,777 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 5.8% | 100% | $280,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 4 | 5.8% | 80% | $175,000 | View |
Primelending
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Conventional | 3 | 4.3% | 100% | $558,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 4.3% | 100% | $405,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 2.9% | 100% | $200,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 2.9% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
VA | 2 | 2.9% | 100% | $260,000 | View |
Fairway Independent Mort Corp
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Conventional | 2 | 2.9% | 100% | $240,000 | |
Communityamerica Federal Credit Union
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Conventional, HELOC | 1 +5 HELOCs |
1.4% | 100% | $165,000 | |
Newrez LLC
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Conventional | 1 | 1.4% | 100% | $65,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.4% | 100% | $135,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1.4% | 50% | $415,000 | |
ResMac Inc
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Conventional | 1 | 1.4% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 1.4% | 100% | $305,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 1.4% | 100% | $165,000 | |
Geneva Financial LLC
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Conventional | 1 | 1.4% | 100% | $75,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1.4% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.4% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional | 1 | 1.4% | 100% | $135,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.4% | 50% | $105,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.4% | 33.3% | $75,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 1.4% | 100% | $115,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 1.4% | 100% | $155,000 | View |
1St Midamerica Credit Union
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Conventional | 1 | 1.4% | 50% | $55,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.4% | 100% | $325,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.4% | 100% | $175,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1.4% | 100% | $165,000 | |
Texana Bank
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Conventional | 1 | 1.4% | 100% | $395,000 |
Sibley Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sibley, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Sibley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sibley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sibley, MO
Use these to narrow the list above. Each category shows how many Sibley, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Sibley, MO
Independent mortgage companies closed 63.8 percent of home loans in Sibley, Missouri in 2025, banks 29 percent and credit unions 7.2 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Bank of Odessa the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Bank of Odessa led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sibley, MO
By home loans closed in 2025, Bank of Odessa was the largest mortgage lender in Sibley, Missouri with 6 loans, about 8.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Sibley, Missouri in 2025, led by United Wholesale Mortgage with 3. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in Sibley, Missouri in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sibley, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sibley, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sibley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
