Sarcoxie, Missouri mortgage lenders include Pinnacle BankPinnacle Bank501 Cross St, Sarcoxie, MO 64862A+5.0 ★Texas Ratio: 1.45%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Southwest Missouri BankSouthwest Missouri Bank202 W High, Alba, MO 64830A+5.0 ★Texas Ratio: 1.87%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, Omb BankOmb Bank218 N Webster Ave, Ash Grove, MO 65604A5.0 ★Texas Ratio: 6.69%, Community Bank and TrustCommunity Bank and Trust119 Main Street, Anderson, MO 64831A+5.0 ★Texas Ratio: 0.74%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Great Plains Federal Credit UnionGreat Plains Federal Credit Union120 S GARRISON AVE, CARTHAGE, MO 64836, Great Southern BankGreat Southern Bank6800 S Rock Hill Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 1.55%, and Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sarcoxie, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sarcoxie are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sarcoxie, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Sarcoxie 501 Cross St, Sarcoxie, MO 64862 A+5.0 ★Texas Ratio: 1.45% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 19 | 21.6% | 100% | $229,210 | View |
|
202 W High, Alba, MO 64830 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 12 +14 HELOCs |
13.6% | 100% | $245,833 | View |
|
607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 8 +3 HELOCs |
9.1% | 66.7% | $166,250 | View |
|
218 N Webster Ave, Ash Grove, MO 65604 A5.0 ★Texas Ratio: 6.69% |
Conventional | 5 | 5.7% | 100% | $135,000 | View |
|
119 Main Street, Anderson, MO 64831 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 4 | 4.5% | 66.7% | $365,000 | View |
|
1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
3.4% | 100% | $188,333 | View |
Great Plains Federal Credit Union
120 S GARRISON AVE, CARTHAGE, MO 64836 |
Conventional | 1 | 1.1% | 100% | $225,000 | |
|
6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
|
10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 1.1% | 100% | $125,000 | View |
|
110 E Main St, Goodman, MO 64843 B+4.8 ★Texas Ratio: 17.04% |
FHA | 1 | 1.1% | 50% | $155,000 | View |
|
2813 The Loop, Carthage, MO 64836 A5.0 ★Texas Ratio: 6.38% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
|
VA, USDA | 3 | 3.4% | 75% | $208,333 | |
FCS Financial FLCA
|
Conventional | 1 | 1.1% | 50% | $185,000 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 7 | 8% | 66.7% | $199,285 | View |
Newrez LLC
|
Conventional, FHA, VA | 4 | 4.5% | 80% | $197,500 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 3.4% | 57.1% | $108,333 | |
United Wholesale Mortgage
|
Conventional, FHA | 2 | 2.3% | 100% | $245,000 | |
Goodleap, LLC
|
FHA, VA | 2 | 2.3% | 66.7% | $105,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1.1% | 100% | $435,000 | |
Dart Bank
|
Conventional | 1 | 1.1% | 100% | $345,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.1% | 50% | $125,000 | |
American Financial Network, Inc.
|
FHA | 1 | 1.1% | 100% | $145,000 | |
Servis One, Inc
|
VA | 1 | 1.1% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 4.64% |
Conventional | 1 | 1.1% | 100% | $135,000 | View |
New American Funding, LLC.
|
Conventional | 1 | 1.1% | 50% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.1% | 100% | $135,000 | View |
|
A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 1.1% | 100% | $405,000 | View |
21St Mortgage
|
Conventional | 1 | 1.1% | 100% | $145,000 | |
Geneva Financial LLC
|
FHA | 1 | 1.1% | 100% | $125,000 | |
|
A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sarcoxie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sarcoxie in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sarcoxie, MO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 54.5 percent of home loans in Sarcoxie, Missouri in 2025, banks 44.3 percent and credit unions 1.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Pinnacle Bank the largest bank and Great Plains Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Flat Branch Mortgage, Inc. led with 19 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Sarcoxie, Missouri with 0 loans, about 0 percent of the market. The largest lender headquartered in Missouri was Flat Branch Mortgage, Inc. with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Sarcoxie, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 6. 6 lenders closed VA loans, led by Flat Branch Mortgage, Inc., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 2 credit unions closed home loans in Sarcoxie, Missouri in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sarcoxie, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sarcoxie, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sarcoxie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.