Mortgage Lenders and Brokers in Rich Hill, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rich Hill, Missouri mortgage lenders include Citizens Bank of AmsterdamCitizens Bank of AmsterdamRich Hill, MO, Community First BankCommunity First Bank214 W 4th St, Appleton City, MO 64724A5.0 ★Texas Ratio: 8.40%, Community National Bank & TrustCommunity National Bank & Trust2813 The Loop, Carthage, MO 64836A5.0 ★Texas Ratio: 6.38%, Sherwood Community BankSherwood Community Bank202 D St, Creighton, MO 64739A5.0 ★Texas Ratio: 10.87%, Hawthorn BankHawthorn Bank8127 E 171st St, Belton, MO 64012A+5.0 ★Texas Ratio: 3.36%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Gershman Investment Corp.Gershman Investment Corp.Chesterfield, MO, United Wholesale Mortgage, Plaza Home Mortgage, Inc, and Leaderone Financial Corp.. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rich Hill, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rich Hill are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rich Hill, Missouri
Market share is the lender's share of all home loans closed in Rich Hill, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Citizens Bank of Amsterdam
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Conventional | 13 | 30.2% | 100% | $71,153 | |
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214 W 4th St, Appleton City, MO 64724 A5.0 ★Texas Ratio: 8.40% |
Conventional | 6 | 14% | 100% | $133,333 | View |
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2813 The Loop, Carthage, MO 64836 A5.0 ★Texas Ratio: 6.38% |
Conventional, USDA | 2 | 4.7% | 100% | $265,000 | View |
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202 D St, Creighton, MO 64739 A5.0 ★Texas Ratio: 10.87% |
Conventional | 1 | 2.3% | 100% | $75,000 | View |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gershman Investment Corp.
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Conventional | 1 | 2.3% | 50% | $65,000 | |
United Wholesale Mortgage
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FHA | 3 | 7% | 75% | $151,666 | |
Plaza Home Mortgage, Inc
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Conventional | 3 | 7% | 100% | $178,333 | |
Leaderone Financial Corp.
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Conventional, FHA | 3 | 7% | 100% | $108,333 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 4.7% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 7.45% |
VA | 1 | 2.3% | 50% | $325,000 | View |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 2.3% | 100% | $105,000 | View |
loanDepot.com LLC
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Conventional | 1 | 2.3% | 100% | $105,000 | |
Cmg Mortgage Inc
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VA | 1 | 2.3% | 100% | $535,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 2.3% | 100% | $295,000 | |
Communityamerica Federal Credit Union
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FHA | 1 | 2.3% | 100% | $225,000 | |
Nationstar Mortgage
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Conventional | 1 | 2.3% | 50% | $175,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 2.3% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 2.3% | 50% | $245,000 | |
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rich Hill Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rich Hill, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Rich Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rich Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rich Hill, MO
Use these to narrow the list above. Each category shows how many Rich Hill, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Rich Hill, MO
Independent mortgage companies closed 46.5 percent of home loans in Rich Hill, Missouri in 2025, banks 51.2 percent and credit unions 2.3 percent. Gershman Investment Corp. was the largest mortgage company, Citizens Bank of Amsterdam the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Citizens Bank of Amsterdam led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rich Hill, MO
By home loans closed in 2025, Citizens Bank of Amsterdam was the largest mortgage lender in Rich Hill, Missouri with 13 loans, about 30.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Rich Hill, Missouri in 2025, led by United Wholesale Mortgage with 3. 2 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 2 credit unions closed home loans in Rich Hill, Missouri in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rich Hill, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rich Hill, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rich Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
