Mortgage Lenders and Brokers in Pleasant Valley, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pleasant Valley, Missouri mortgage lenders include Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Bank of America NABank of America NA1301 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 4.14%, First BankFirst Bank2255 Michigan Ave, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.49%, United Consumers Credit UnionUnited Consumers Credit Union1111 E 23rd St S, Independence, MO 64055A5.0 ★Texas Ratio: 6.33%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, Hawthorn BankHawthorn Bank8127 E 171st St, Belton, MO 64012A+5.0 ★Texas Ratio: 3.36%, Pony Express BankPony Express Bank213 N Main St, Braymer, MO 64624A+5.0 ★Texas Ratio: 1.27%, The Nodaway Valley BankThe Nodaway Valley Bank304 N Main St, Maryville, MO 64468A+5.0 ★Texas Ratio: 0.00%, Mortgage Research CenterMortgage Research CenterColumbia, MO, and Jlb Corporation dba Golden Oak LendingJlb Corporation dba Golden Oak LendingSt. Louis, MO. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pleasant Valley, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pleasant Valley are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pleasant Valley, Missouri
Market share is the lender's share of all home loans closed in Pleasant Valley, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 4.3% | 100% | $260,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
2.2% | 100% | $315,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 2.2% | 100% | $245,000 | View |
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1111 E 23rd St S, Independence, MO 64055 A5.0 ★Texas Ratio: 6.33% |
Conventional | 1 | 2.2% | 100% | $215,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 2.2% | 33.3% | $45,000 | View |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 2.2% | 100% | $275,000 | View |
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213 N Main St, Braymer, MO 64624 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 2.2% | 100% | $415,000 | View |
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304 N Main St, Maryville, MO 64468 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 2.2% | 100% | $105,000 | View |
Mortgage Research Center
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FHA, VA | 2 | 4.3% | 66.7% | $255,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional | 1 | 2.2% | 100% | $165,000 | |
Endeavor Capital, LLC
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FHA | 1 | 2.2% | 100% | $155,000 | |
Communityamerica Federal Credit Union
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Conventional, HELOC | 5 +5 HELOCs |
10.9% | 100% | $217,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 4 | 8.7% | 100% | $142,500 | View |
Nationstar Mortgage
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Conventional | 3 | 6.5% | 100% | $121,666 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 4.3% | 100% | $150,000 | |
Primelending
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Conventional | 2 | 4.3% | 100% | $185,000 | |
Everett Financial, Inc.
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FHA, VA | 2 | 4.3% | 100% | $315,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 4.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 4.3% | 36.4% | $50,000 | View |
Pennymac Loan Services LLC
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Conventional | 2 | 4.3% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional | 2 | 4.3% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 2.2% | 100% | $255,000 | View |
loanDepot.com LLC
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Conventional | 1 | 2.2% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 2.2% | 100% | $265,000 | View |
Click n' Close, Inc.
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Conventional | 1 | 2.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 2.2% | 100% | $215,000 | View |
Spring Eq, LLC
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Conventional | 1 | 2.2% | 100% | $25,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 2.2% | 50% | $155,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pleasant Valley Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pleasant Valley, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Pleasant Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pleasant Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pleasant Valley, MO
Use these to narrow the list above. Each category shows how many Pleasant Valley, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Pleasant Valley, MO
Independent mortgage companies closed 60.9 percent of home loans in Pleasant Valley, Missouri in 2025, banks 26.1 percent and credit unions 13 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Bank of America NA the largest bank and United Consumers Credit Union the largest credit union. Among lenders headquartered in Missouri, Flat Branch Mortgage, Inc. led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pleasant Valley, MO
By home loans closed in 2025, Flat Branch Mortgage, Inc. was the largest mortgage lender in Pleasant Valley, Missouri with 2 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Pleasant Valley, Missouri in 2025, led by Freedom Mortgage Corporation with 2. 2 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 2 credit unions closed home loans in Pleasant Valley, Missouri in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pleasant Valley, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pleasant Valley, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pleasant Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
