Mortgage Lenders and Brokers in Mount Vernon, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Vernon, Missouri mortgage lenders include Omb BankOmb Bank510 W Mount Vernon Blvd, Mount Vernon, MO 65712A5.0 ★Texas Ratio: 6.69%, Simmons BankSimmons Bank500 E Mount Vernon Blvd, Mount Vernon, MO 65712A+5.0 ★Texas Ratio: 5.33%, Mid-Missouri BankMid-Missouri Bank300 E Mount Vernon Blvd, Mount Vernon, MO 65712A+5.0 ★Texas Ratio: 0.49%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%, OakStar BankOakStar Bank340 S Springfield Ave, Bolivar, MO 65613A+5.0 ★Texas Ratio: 3.21%, The Bank of MissouriThe Bank of Missouri495 S Springfield Ave, Bolivar, MO 65613A5.0 ★Texas Ratio: 9.58%, Assemblies of God Credit UnionAssemblies of God Credit Union1535 N Campbell Ave, Springfield, MO 65803B4.6 ★Texas Ratio: 19.27%, and Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Vernon are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Vernon, Missouri
Market share is the lender's share of all home loans closed in Mount Vernon, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mount Vernon 510 W Mount Vernon Blvd, Mount Vernon, MO 65712 A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 11 | 6.8% | 78.6% | $194,090 | View |
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1 office in Mount Vernon 500 E Mount Vernon Blvd, Mount Vernon, MO 65712 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
2.5% | 66.7% | $135,000 | View |
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300 E Mount Vernon Blvd, Mount Vernon, MO 65712 A+5.0 ★Texas Ratio: 0.49% |
Conventional, USDA | 22 | 13.6% | 100% | $197,272 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, USDA | 17 | 10.5% | 100% | $205,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
1.9% | 60% | $441,666 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 2 +8 HELOCs |
1.2% | 66.7% | $135,000 | View |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.2% | 100% | $220,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 2 | 1.2% | 66.7% | $200,000 | View |
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1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27% |
Conventional | 2 | 1.2% | 100% | $130,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 2 | 1.2% | 100% | $240,000 | View |
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718 N Pine St, Rolla, MO 65401 A5.0 ★Texas Ratio: 11.23% |
Conventional | 2 | 1.2% | 100% | $230,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 33.3% | $255,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.6% | 50% | $685,000 | View |
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312 W Central Ave, Carthage, MO 64836 A+5.0 ★Texas Ratio: 3.97% |
FHA | 1 | 0.6% | 100% | $255,000 | View |
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1316 E 32nd St, Joplin, MO 64804 A+5.0 ★Texas Ratio: 1.45% |
FHA | 1 | 0.6% | 100% | $355,000 | View |
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200 E 2nd St, Annapolis, MO 63620 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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444 S Rinker Ave, Aurora, MO 65605 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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202 W High, Alba, MO 64830 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gershman Investment Corp.
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Conventional, FHA, VA, USDA | 16 | 9.9% | 94.1% | $199,375 | |
Mortgage Research Center
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Conventional, VA | 10 | 6.2% | 62.5% | $227,000 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA, USDA | 5 | 3.1% | 100% | $233,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 9 | 5.6% | 81.8% | $163,888 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.5% | 87.5% | $160,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 1.9% | 100% | $221,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.9% | 33.3% | $135,000 | |
New American Funding, LLC.
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FHA, USDA | 3 | 1.9% | 60% | $185,000 | |
American Financial Resources LLC
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FHA, VA | 2 | 1.2% | 100% | $245,000 | |
Click n' Close, Inc.
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FHA, USDA | 2 | 1.2% | 100% | $210,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.2% | 66.7% | $60,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 1.2% | 100% | $220,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1.2% | 100% | $260,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1.2% | 100% | $200,000 | |
The Loan Store, Inc
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VA, USDA | 2 | 1.2% | 100% | $260,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.2% | 100% | $250,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.2% | 100% | $100,000 | |
Cadence Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $285,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.6% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional | 1 | 0.6% | 50% | $135,000 | |
Primelending
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Newrez LLC
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VA | 1 | 0.6% | 40% | $475,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $225,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $785,000 | |
Guild Mortgage Company
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USDA | 1 | 0.6% | 100% | $185,000 | |
American Financing Corporation
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $65,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 50% | $235,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.6% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 7.49% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
Members Mortgage Services, LLC
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FHA | 1 | 0.6% | 100% | $95,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 50% | $165,000 | |
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mount Vernon Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Vernon, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Mount Vernon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Vernon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Vernon, MO
Use these to narrow the list above. Each category shows how many Mount Vernon, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Vernon, MO
Independent mortgage companies closed 60.5 percent of home loans in Mount Vernon, Missouri in 2025, banks 35.2 percent and credit unions 4.3 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Omb Bank the largest bank and Assemblies of God Credit Union the largest credit union. Among lenders headquartered in Missouri, Omb Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Vernon, MO
By home loans closed in 2025, Omb Bank was the largest mortgage lender in Mount Vernon, Missouri with 11 loans, about 6.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Mount Vernon, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 8. 11 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 5 credit unions closed home loans in Mount Vernon, Missouri in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Vernon, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Vernon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
