Malta Bend, Missouri mortgage lenders include Wood & Huston BankWood & Huston Bank111 S Broadview St, Cape Girardeau, MO 63703A+5.0 ★Texas Ratio: 1.77%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Exchange Bank of MissouriExchange Bank of Missouri101 S Church St, Fayette, MO 65248C+4.1 ★Texas Ratio: 26.19%, Community Bank of MarshallCommunity Bank of Marshall104 N Linn St, Malta Bend, MO 65339A+5.0 ★Texas Ratio: 5.27%, First State Community BankFirst State Community Bank74 Rue Terre Bonne, Bonne Terre, MO 63628A5.0 ★Texas Ratio: 6.95%, BTC BankBTC Bank101 E Us Highway 136, Albany, MO 64402A5.0 ★Texas Ratio: 6.76%, North American Savings BankNorth American Savings Bank1001 N Jesse James Rd, Excelsior Springs, MO 64024A+5.0 ★Texas Ratio: 4.31%, Central Missouri Community Credit UnionCentral Missouri Community Credit Union920 Stonner Loop, Richmond, MO 64085A+5.0 ★Texas Ratio: 4.01%, loanDepot.com LLC, and Planet Home Lending, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Malta Bend, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Malta Bend are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Malta Bend, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 1 review 111 S Broadview St, Cape Girardeau, MO 63703 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 7 | 22.6% | 87.5% | $136,428 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, USDA | 5 | 16.1% | 100% | $205,000 | View |
|
101 S Church St, Fayette, MO 65248 C+4.1 ★Texas Ratio: 26.19% |
Conventional | 5 | 16.1% | 83.3% | $91,000 | View |
|
104 N Linn St, Malta Bend, MO 65339 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 5 | 16.1% | 100% | $195,000 | View |
|
74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 2 +3 HELOCs |
6.5% | 100% | $160,000 | View |
|
101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 3.2% | 100% | $295,000 | View |
|
1001 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 3.2% | 100% | $345,000 | View |
|
920 Stonner Loop, Richmond, MO 64085 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 3.2% | 100% | $65,000 | View |
loanDepot.com LLC
|
Conventional, FHA | 2 | 6.5% | 100% | $75,000 | |
Planet Home Lending, LLC
|
USDA | 1 | 3.2% | 100% | $125,000 | |
New American Funding, LLC.
|
FHA | 1 | 3.2% | 100% | $145,000 |
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Malta Bend? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Malta Bend in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Malta Bend, MO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 29 percent of home loans in Malta Bend, Missouri in 2025, banks 67.7 percent and credit unions 3.2 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Wood & Huston Bank the largest bank and Central Missouri Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Wood & Huston Bank led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
By home loans closed in 2025, Wood & Huston Bank was the largest mortgage lender in Malta Bend, Missouri with 7 loans, about 22.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Malta Bend, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 2. 0 lenders closed VA loans, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 1 credit unions closed home loans in Malta Bend, Missouri in 2025, alongside 4 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Malta Bend, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Malta Bend, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Malta Bend. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.