Mortgage Lenders and Brokers in Lathrop, Missouri
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lathrop, Missouri mortgage lenders include The Hamilton BankThe Hamilton Bank214 North St, Lathrop, MO 64465B3.5 ★Texas Ratio: 3.70%, Farmers State BankFarmers State Bank416 N Walnut St, Cameron, MO 64429, Goppert Financial BankGoppert Financial Bank710 Oak St, Lathrop, MO 64465A+5.0 ★Texas Ratio: 0.00%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, BTC BankBTC Bank101 E Us Highway 136, Albany, MO 64402A5.0 ★Texas Ratio: 6.76%, Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114, First BankFirst Bank2255 Michigan Ave, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.49%, Assemblies of God Credit UnionAssemblies of God Credit Union1535 N Campbell Ave, Springfield, MO 65803B4.6 ★Texas Ratio: 19.27%, Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010, and Public Safety Credit UnionPublic Safety Credit Union20130 E Valley View Pkwy, Independence, MO 64057 1590A+5.0 ★Texas Ratio: 2.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lathrop, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lathrop are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lathrop, Missouri
Market share is the lender's share of all home loans closed in Lathrop, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lathrop 214 North St, Lathrop, MO 64465 B3.5 ★Texas Ratio: 3.70% |
Conventional | 2 | 1.6% | 66.7% | $485,000 | View |
Farmers State Bank
416 N Walnut St, Cameron, MO 64429 |
Conventional | 7 | 5.7% | 87.5% | $396,428 | |
|
710 Oak St, Lathrop, MO 64465 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 5 | 4.1% | 71.4% | $79,000 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 4 | 3.3% | 100% | $315,000 | View |
|
101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76% |
Conventional | 3 | 2.5% | 75% | $281,666 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 3 | 2.5% | 100% | $275,000 | |
|
2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 2 | 1.6% | 100% | $550,000 | View |
|
1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27% |
Conventional | 2 | 1.6% | 100% | $300,000 | View |
|
400 E Broadway, Ashland, MO 65010 |
Conventional | 2 | 1.6% | 100% | $175,000 | View |
|
20130 E Valley View Pkwy, Independence, MO 64057 1590 A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 1.6% | 100% | $265,000 | View |
|
321 S Us Highway 169, Gower, MO 64454 A5.0 ★Texas Ratio: 7.97% |
Conventional | 2 | 1.6% | 100% | $155,000 | View |
|
3309 Miller St, Bethany, MO 64424 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 2 | 1.6% | 100% | $390,000 | View |
|
10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $25,000 | View |
|
1100 NW Outer Road, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 2.90% |
FHA, HELOC | 1 +1 HELOCs |
0.8% | 50% | $225,000 | View |
|
4242 Main St, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
|
1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 50% | $115,000 | View |
|
9201 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
|
607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.8% | 100% | $465,000 | View |
|
304 N Main St, Maryville, MO 64468 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
|
★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.8% | 100% | $425,000 | View |
|
405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Kearney Trust Company
|
Conventional | 5 | 4.1% | 100% | $71,000 | |
First State Bank of St Charles
|
Conventional | 2 | 1.6% | 100% | $210,000 | |
Community Mortgage, LLC
|
FHA, VA | 2 | 1.6% | 100% | $550,000 | |
Mortgage Research Center
|
FHA, VA | 2 | 1.6% | 100% | $250,000 | |
FCS Financial FLCA
|
Conventional | 1 | 0.8% | 100% | $225,000 | |
Communityamerica Federal Credit Union
|
Conventional, FHA, HELOC | 9 +7 HELOCs |
7.4% | 90% | $278,333 | |
Leaderone Financial Corp.
|
Conventional, FHA | 8 | 6.6% | 100% | $173,750 | |
United Wholesale Mortgage
|
Conventional, VA | 7 | 5.7% | 100% | $310,714 | |
Newrez LLC
|
Conventional, FHA, VA | 6 | 4.9% | 85.7% | $468,333 | |
Mutual of Omaha Mortgage
|
Conventional, VA, HELOC | 2 +1 HELOCs |
1.6% | 66.7% | $190,000 | |
Guaranteed Rate, Inc.
|
FHA, VA | 2 | 1.6% | 100% | $255,000 | |
Primelending
|
Conventional | 2 | 1.6% | 100% | $380,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 1.6% | 100% | $170,000 | |
Pennymac Loan Services LLC
|
FHA, VA | 2 | 1.6% | 66.7% | $295,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.6% | 100% | $155,000 | |
Fairway Independent Mort Corp
|
Conventional, VA | 2 | 1.6% | 100% | $290,000 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional | 1 | 0.8% | 25% | $115,000 | View |
Goodleap, LLC
|
FHA | 1 | 0.8% | 100% | $425,000 | |
Canopy Mortgage, LLC
|
USDA | 1 | 0.8% | 100% | $245,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.8% | 100% | $675,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.8% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.8% | 100% | $545,000 | View |
Cmg Mortgage Inc
|
Conventional | 1 | 0.8% | 100% | $245,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.8% | 100% | $275,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.8% | 100% | $365,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.8% | 100% | $505,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 100% | $255,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $495,000 | |
Community Banc Mortgage Corp
|
Conventional | 1 | 0.8% | 100% | $285,000 | |
Megastar Finanacial Corp
|
Conventional | 1 | 0.8% | 100% | $305,000 | |
Mission Loans, LLC
|
VA | 1 | 0.8% | 100% | $455,000 | |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.8% | 100% | $245,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.8% | 100% | $215,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.8% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.8% | 100% | $345,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.8% | 100% | $255,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.8% | 100% | $65,000 |
Lathrop Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lathrop, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Lathrop? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lathrop in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lathrop, MO
Use these to narrow the list above. Each category shows how many Lathrop, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Lathrop, MO
Independent mortgage companies closed 48.4 percent of home loans in Lathrop, Missouri in 2025, banks 38.5 percent and credit unions 13.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Hamilton Bank the largest bank and Assemblies of God Credit Union the largest credit union. Among lenders headquartered in Missouri, The Hamilton Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lathrop, MO
By home loans closed in 2025, The Hamilton Bank was the largest mortgage lender in Lathrop, Missouri with 2 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Lathrop, Missouri in 2025, led by Leaderone Financial Corp. with 2. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 5 credit unions closed home loans in Lathrop, Missouri in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lathrop, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lathrop, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lathrop. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
