Mortgage Lenders and Brokers in Lake Lafayette, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Lafayette, Missouri mortgage lenders include Bank of OdessaBank of Odessa201 E Front St, La Monte, MO 65337A5.0 ★Texas Ratio: 11.55%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, Umb Bank NAUmb Bank NA827 Arnold Commons Drive, Arnold, MO 63010A+5.0 ★Texas Ratio: 1.78%, United Consumers Credit UnionUnited Consumers Credit Union1111 E 23rd St S, Independence, MO 64055A5.0 ★Texas Ratio: 6.33%, Wood & Huston BankWood & Huston Bank111 S Broadview St, Cape Girardeau, MO 63703A+5.0 ★Texas Ratio: 1.77%, First Federal Bank of Kansas CityFirst Federal Bank of Kansas City3500 S Noland Rd, Independence, MO 64055A+5.0 ★Texas Ratio: 3.50%, F & C BankF & C Bank1006 Eagle Crest Dr, Holden, MO 64040A+5.0 ★Texas Ratio: 3.13%, and Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Lafayette, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Lafayette are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Lafayette, Missouri
Market share is the lender's share of all home loans closed in Lake Lafayette, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55% |
Conventional | 16 | 15.5% | 100% | $193,125 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 4 | 3.9% | 100% | $475,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 2 +5 HELOCs |
1.9% | 100% | $345,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $465,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $25,000 | View |
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1111 E 23rd St S, Independence, MO 64055 A5.0 ★Texas Ratio: 6.33% |
Conventional | 1 | 1% | 100% | $175,000 | View |
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★ 5 stars, 1 review 111 S Broadview St, Cape Girardeau, MO 63703 A+5.0 ★Texas Ratio: 1.77% |
Conventional, Jumbo | 1 | 1% | 100% | $1,245,000 | View |
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3500 S Noland Rd, Independence, MO 64055 A+5.0 ★Texas Ratio: 3.50% |
Conventional, Jumbo | 1 | 1% | 100% | $1,155,000 | View |
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1006 Eagle Crest Dr, Holden, MO 64040 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 1 | 1% | 100% | $135,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Community Mortgage, LLC
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Conventional, FHA | 5 | 4.9% | 100% | $373,000 | |
FCS Financial FLCA
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Conventional | 2 | 1.9% | 66.7% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
FHA | 1 | 1% | 100% | $265,000 | View |
First State Bank of St Charles
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FHA | 1 | 1% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.39% |
Conventional | 1 | 1% | 100% | $545,000 | View |
Leaderone Financial Corp.
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Conventional | 6 | 5.8% | 85.7% | $290,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 5 | 4.9% | 83.3% | $265,000 | View |
United Wholesale Mortgage
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Conventional, VA | 4 | 3.9% | 100% | $355,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 3.9% | 100% | $522,500 | |
loanDepot.com LLC
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Conventional, VA | 3 | 2.9% | 100% | $221,666 | |
Sun West Mortgage Company, Inc
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Conventional | 3 | 2.9% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional, FHA | 3 | 2.9% | 100% | $245,000 | View |
Nationstar Mortgage
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Conventional, FHA | 3 | 2.9% | 100% | $228,333 | |
Communityamerica Federal Credit Union
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Conventional, HELOC | 2 +6 HELOCs |
1.9% | 66.7% | $200,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 1.9% | 100% | $400,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.9% | 100% | $265,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.9% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 1.9% | 100% | $525,000 | View |
Summit Funding.Inc
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Conventional | 2 | 1.9% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.9% | 100% | $65,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 1% | 100% | $575,000 | |
American Financial Resources LLC
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FHA | 1 | 1% | 100% | $215,000 | |
Mortgage Investment Services Corporation
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Conventional | 1 | 1% | 50% | $205,000 | |
Primelending
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Conventional | 1 | 1% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 1% | 100% | $155,000 | View |
Canopy Mortgage, LLC
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VA | 1 | 1% | 100% | $485,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 1% | 100% | $195,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1% | 100% | $215,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1% | 100% | $625,000 | View |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 1% | 100% | $545,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $625,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 1% | 100% | $265,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 1% | 100% | $145,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 1% | 100% | $455,000 | |
The Loan Store, Inc
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Conventional | 1 | 1% | 100% | $355,000 | |
21St Mortgage
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Conventional | 1 | 1% | 33.3% | $85,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1% | 100% | $295,000 | View |
Geneva Financial LLC
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Conventional | 1 | 1% | 100% | $165,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1% | 100% | $155,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1% | 100% | $415,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Lafayette Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Lafayette, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Lake Lafayette? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Lafayette in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Lafayette, MO
Use these to narrow the list above. Each category shows how many Lake Lafayette, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Lafayette, MO
Independent mortgage companies closed 60.2 percent of home loans in Lake Lafayette, Missouri in 2025, banks 35.9 percent and credit unions 3.9 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Bank of Odessa the largest bank and United Consumers Credit Union the largest credit union. Among lenders headquartered in Missouri, Bank of Odessa led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Lafayette, MO
By home loans closed in 2025, Bank of Odessa was the largest mortgage lender in Lake Lafayette, Missouri with 16 loans, about 15.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Lake Lafayette, Missouri in 2025, led by Community Mortgage, LLC with 3. 10 lenders closed VA loans, led by Fairway Independent Mort Corp, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 3 credit unions closed home loans in Lake Lafayette, Missouri in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Lafayette, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Lafayette, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Lafayette. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
