Mortgage Lenders and Brokers in Harrisburg, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Harrisburg, Missouri mortgage lenders include Commercial Trust CompanyCommercial Trust Company180 W Sexton St, Harrisburg, MO 65256A+5.0 ★Texas Ratio: 2.43%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010, Exchange Bank of MissouriExchange Bank of Missouri101 S Church St, Fayette, MO 65248C+4.1 ★Texas Ratio: 26.19%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, The Bank of MissouriThe Bank of Missouri495 S Springfield Ave, Bolivar, MO 65613A5.0 ★Texas Ratio: 9.58%, West Community Credit UnionWest Community Credit Union308 S 9th St Ste 114, Columbia, MO 65201 5161A5.0 ★Texas Ratio: 12.18%, The Callaway BankThe Callaway Bank101 W Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 5.92%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, and Mid America BankMid America Bank804 Highway 28 W, Belle, MO 65013A+5.0 ★Texas Ratio: 5.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Harrisburg, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Harrisburg are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Harrisburg, Missouri
Market share is the lender's share of all home loans closed in Harrisburg, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Harrisburg 180 W Sexton St, Harrisburg, MO 65256 A+5.0 ★Texas Ratio: 2.43% |
Conventional | 10 | 9% | 100% | $259,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 13 | 11.7% | 100% | $229,615 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 11 | 9.9% | 100% | $208,636 | View |
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101 S Church St, Fayette, MO 65248 C+4.1 ★Texas Ratio: 26.19% |
Conventional | 7 | 6.3% | 100% | $235,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 6 +3 HELOCs |
5.4% | 100% | $153,333 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 4 | 3.6% | 100% | $350,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, HELOC | 3 +2 HELOCs |
2.7% | 100% | $295,000 | View |
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101 W Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 3 | 2.7% | 100% | $131,666 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 1.8% | 66.7% | $170,000 | View |
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804 Highway 28 W, Belle, MO 65013 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 2 | 1.8% | 100% | $275,000 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional | 2 | 1.8% | 100% | $325,000 | View |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +5 HELOCs |
0.9% | 50% | $255,000 | View |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $505,000 | View |
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101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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9201 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.9% | 100% | $575,000 | View |
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1215 Fellows Pl, Columbia, MO 65201 A5.0 ★Texas Ratio: 8.24% |
Conventional | 1 | 0.9% | 100% | $265,000 | View |
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125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.9% | 100% | $285,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
United Credit Union
3421 Grindstone Pkwy, Columbia, MO 65201 5691 |
Conventional | 1 | 0.9% | 50% | $245,000 | |
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1910 Main St, Boonville, MO 65233 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 4 | 3.6% | 100% | $235,000 | |
Mortgage Research Center
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VA | 3 | 2.7% | 42.9% | $305,000 | |
First State Bank of St Charles
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Conventional, FHA | 2 | 1.8% | 100% | $370,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, VA | 6 | 5.4% | 85.7% | $281,666 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 2.7% | 100% | $348,333 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 1.8% | 50% | $350,000 | |
Newrez LLC
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VA | 2 | 1.8% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 1.8% | 66.7% | $550,000 | View |
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B4.6 ★Texas Ratio: 20.01% |
Conventional | 2 | 1.8% | 100% | $490,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.9% | 100% | $485,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.9% | 100% | $185,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 100% | $75,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.9% | 100% | $295,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.9% | 100% | $325,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 50% | $395,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.9% | 100% | $255,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.9% | 100% | $235,000 | |
The Loan Store, Inc
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FHA | 1 | 0.9% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.9% | 100% | $475,000 | |
Village Capital & Investment
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VA | 1 | 0.9% | 100% | $585,000 | |
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Harrisburg Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Harrisburg, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Harrisburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Harrisburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Harrisburg, MO
Use these to narrow the list above. Each category shows how many Harrisburg, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Harrisburg, MO
Independent mortgage companies closed 38.7 percent of home loans in Harrisburg, Missouri in 2025, banks 46.8 percent and credit unions 14.4 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Commercial Trust Company the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Commercial Trust Company led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Harrisburg, MO
By home loans closed in 2025, Commercial Trust Company was the largest mortgage lender in Harrisburg, Missouri with 10 loans, about 9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Harrisburg, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 2. 11 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 4 credit unions closed home loans in Harrisburg, Missouri in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Harrisburg, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Harrisburg, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Harrisburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
