Bowling Green, Missouri mortgage lenders include Community State Bank of MissouriCommunity State Bank of Missouri104 Bowling Green Parkway, Bowling Green, MO 63334A+5.0 ★Texas Ratio: 1.65%, Peoples Bank & Trust Co.Peoples Bank & Trust Co.106 N Business Hwy 61, Bowling Green, MO 63334A-5.0 ★Texas Ratio: 14.19%, HNB National BankHNB National Bank700 Business Highway 61 N, Bowling Green, MO 63334A+5.0 ★Texas Ratio: 0.35%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, US Bank, N.A.US Bank, N.A.317 W Main St, Bowling Green, MO 63334A+5.0 ★Texas Ratio: 2.85%, First BankFirst Bank2255 Michigan Ave, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.49%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, Vantage Credit UnionVantage Credit Union11915 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 4.97%, United Credit UnionUnited Credit Union3421 Grindstone Pkwy, Columbia, MO 65201 5691, and HomebankHomebank1108 S Business Highway 61, Bowling Green, MO 63334A+5.0 ★Texas Ratio: 2.67%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bowling Green, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bowling Green are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Bowling Green, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
104 Bowling Green Parkway, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 1.65% |
Conventional, Jumbo | 15 | 17.2% | 100% | $142,333 | View |
|
1 office in Bowling Green 106 N Business Hwy 61, Bowling Green, MO 63334 A-5.0 ★Texas Ratio: 14.19% |
Conventional | 9 | 10.3% | 100% | $102,777 | View |
|
1 office in Bowling Green 700 Business Highway 61 N, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 8 | 9.2% | 88.9% | $217,500 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 8 | 9.2% | 88.9% | $175,000 | View |
|
317 W Main St, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.1% | 50% | $215,000 | View |
|
2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 1.1% | 100% | $235,000 | View |
|
10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 1.1% | 50% | $155,000 | View |
|
11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 1 | 1.1% | 100% | $25,000 | View |
United Credit Union
3421 Grindstone Pkwy, Columbia, MO 65201 5691 |
Conventional | 1 | 1.1% | 100% | $195,000 | |
|
1108 S Business Highway 61, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.67% |
Conventional | 1 | 1.1% | 100% | $95,000 | View |
|
651 Ne Coronado Dr, Blue Springs, MO 64014 A5.0 ★Texas Ratio: 6.60% |
Conventional | 1 | 1.1% | 100% | $345,000 | View |
|
405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
FHA | 1 | 1.1% | 100% | $195,000 | View |
Mortgage Research Center
|
Conventional, VA | 3 | 3.4% | 100% | $245,000 | |
Jlb Corporation dba Golden Oak Lending
|
Conventional, FHA | 2 | 2.3% | 100% | $165,000 | |
First State Bank of St Charles
|
Conventional | 1 | 1.1% | 100% | $155,000 | |
Gershman Investment Corp.
|
VA | 1 | 1.1% | 100% | $125,000 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 7 | 8% | 87.5% | $167,857 | View |
Guild Mortgage Company
|
Conventional, FHA, VA | 4 | 4.6% | 100% | $202,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 3 | 3.4% | 100% | $131,666 | |
United Wholesale Mortgage
|
VA | 2 | 2.3% | 100% | $175,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 2.3% | 100% | $50,000 | |
Freedom Mortgage Corporation
|
FHA | 2 | 2.3% | 100% | $170,000 | |
Leaderone Financial Corp.
|
Conventional, FHA | 2 | 2.3% | 100% | $80,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1.1% | 100% | $165,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 1.1% | 100% | $165,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.1% | 50% | $35,000 | |
Thompson Kane & Company, Inc
|
FHA | 1 | 1.1% | 100% | $205,000 | |
Nations Lending Corporation
|
Conventional | 1 | 1.1% | 100% | $175,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 1.1% | 100% | $175,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.1% | 100% | $75,000 | |
Geneva Financial LLC
|
FHA | 1 | 1.1% | 100% | $175,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 1.1% | 100% | $95,000 | |
Village Capital & Investment
|
FHA | 1 | 1.1% | 100% | $165,000 | |
Guaranteed Rate Affinity, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Bowling Green? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bowling Green in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Bowling Green, MO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 52.9 percent of home loans in Bowling Green, Missouri in 2025, banks 44.8 percent and credit unions 2.3 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Community State Bank of Missouri the largest bank and Vantage Credit Union the largest credit union. Among lenders headquartered in Missouri, Community State Bank of Missouri led with 15 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
By home loans closed in 2025, Community State Bank of Missouri was the largest mortgage lender in Bowling Green, Missouri with 15 loans, about 17.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Bowling Green, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 7. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 2 credit unions closed home loans in Bowling Green, Missouri in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bowling Green, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bowling Green, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bowling Green. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.