Long Prairie, Minnesota mortgage lenders include Magnifi Financial Credit UnionMagnifi Financial Credit Union701 Lake St S, Long Prairie, MN 56347A+5.0 ★Texas Ratio: 1.40%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Pine Country BankPine Country Bank1201 1st Ave Ne, Little Falls, MN 56345A+5.0 ★Texas Ratio: 0.36%, Highland BankHighland Bank11800 Aberdeen St Ne, Blaine, MN 55449C+4.1 ★Texas Ratio: 26.29%, Summit Mortgage CorporationSummit Mortgage CorporationPlymouth, MN, Fairway Independent Mort Corp, Everett Financial, Inc., Amerisave Mortgage Company, Royal Credit UnionRoyal Credit UnionA+5.0 ★Texas Ratio: 3.17%, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Long Prairie, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Long Prairie are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Long Prairie, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
701 Lake St S, Long Prairie, MN 56347 A+5.0 ★Texas Ratio: 1.40% |
Conventional, HELOC | 12 +4 HELOCs |
24.5% | 93.8% | $134,166 | View |
|
1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 1 | 2% | 100% | $55,000 | View |
|
1201 1st Ave Ne, Little Falls, MN 56345 A+5.0 ★Texas Ratio: 0.36% |
Conventional | 1 | 2% | 100% | $165,000 | View |
|
11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 2% | 100% | $155,000 | View |
Summit Mortgage Corporation
|
Conventional | 1 | 2% | 100% | $225,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 11 | 22.4% | 100% | $122,272 | |
Everett Financial, Inc.
|
Conventional, FHA | 7 | 14.3% | 100% | $189,285 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 4.1% | 66.7% | $130,000 | |
|
A+5.0 ★Texas Ratio: 3.17% |
Conventional | 2 | 4.1% | 100% | $170,000 | View |
United Wholesale Mortgage
|
FHA | 1 | 2% | 50% | $275,000 | |
Rocket Mortgage
|
VA | 1 | 2% | 50% | $135,000 | |
Goodleap, LLC
|
VA | 1 | 2% | 100% | $95,000 | |
Newrez LLC
|
Conventional | 1 | 2% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 2% | 100% | $185,000 | |
loanDepot.com LLC
|
Conventional | 1 | 2% | 100% | $35,000 | |
Mortgage Research Center
|
VA | 1 | 2% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 2% | 100% | $165,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 2% | 100% | $345,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 2% | 100% | $495,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 2% | 100% | $185,000 |
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Long Prairie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Long Prairie in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Long Prairie, MN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.3 percent of home loans in Long Prairie, Minnesota in 2025, banks 6.1 percent and credit unions 30.6 percent. Summit Mortgage Corporation was the largest mortgage company, Pine Country Bank the largest bank and Magnifi Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Magnifi Financial Credit Union led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
By home loans closed in 2025, Magnifi Financial Credit Union was the largest mortgage lender in Long Prairie, Minnesota with 12 loans, about 24.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Long Prairie, Minnesota in 2025, led by Everett Financial, Inc. with 3. 7 lenders closed VA loans, led by Fairway Independent Mort Corp. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 3 credit unions closed home loans in Long Prairie, Minnesota in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Long Prairie, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Long Prairie, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Long Prairie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.