Mortgage Lenders and Brokers in Kellogg, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kellogg, Minnesota mortgage lenders include WNB FinancialWNB FinancialDodge And Belvidere, Kellogg, MN 55945A+5.0 ★Texas Ratio: 0.47%, Peoples State Bank of PlainviewPeoples State Bank of Plainview411 N Main St, Altura, MN 55910A-4.7 ★Texas Ratio: 9.93%, Think Mutual BankThink Mutual Bank15751 Emperor Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 0.90%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Foresight BankForesight Bank501 Glen Street Sw, Eyota, MN 55934C-3.7 ★Texas Ratio: 31.20%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, SouthPoint Financial Credit UnionSouthPoint Financial Credit Union715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074A+5.0 ★Texas Ratio: 1.13%, First Alliance Credit UnionFirst Alliance Credit Union1011 Tompkins Dr NE, Byron, MN 55920A5.0 ★Texas Ratio: 7.96%, and Heritage Bank MinnesotaHeritage Bank Minnesota37470 1st Avenue Ct, Dennison, MN 55018A-4.4 ★Texas Ratio: 8.07%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kellogg, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kellogg are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kellogg, Minnesota
Market share is the lender's share of all home loans closed in Kellogg, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kellogg Dodge And Belvidere, Kellogg, MN 55945 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 5 | 9.3% | 100% | $255,000 | View |
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411 N Main St, Altura, MN 55910 A-4.7 ★Texas Ratio: 9.93% |
Conventional, USDA | 9 | 16.7% | 100% | $170,555 | View |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 4 | 7.4% | 100% | $117,500 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 2 +1 HELOCs |
3.7% | 100% | $45,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 3.7% | 100% | $225,000 | View |
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501 Glen Street Sw, Eyota, MN 55934 C-3.7 ★Texas Ratio: 31.20% |
Conventional | 2 | 3.7% | 100% | $200,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.9% | 100% | $125,000 | View |
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715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 1.9% | 100% | $225,000 | View |
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1011 Tompkins Dr NE, Byron, MN 55920 A5.0 ★Texas Ratio: 7.96% |
Conventional | 1 | 1.9% | 100% | $25,000 | View |
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37470 1st Avenue Ct, Dennison, MN 55018 A-4.4 ★Texas Ratio: 8.07% |
Conventional | 1 | 1.9% | 100% | $175,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Cambria Financial Group
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Conventional | 1 | 1.9% | 100% | $105,000 | |
Tradition Mortgage, LLC
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Conventional | 1 | 1.9% | 100% | $115,000 | |
United Wholesale Mortgage
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Conventional, VA | 7 | 13% | 100% | $357,857 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 3.7% | 100% | $400,000 | |
Compeer Financial
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Conventional | 2 | 3.7% | 100% | $180,000 | |
Rocket Mortgage
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FHA | 1 | 1.9% | 33.3% | $295,000 | |
Primelending
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Conventional | 1 | 1.9% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 1.9% | 100% | $175,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.9% | 100% | $185,000 | |
Resicentral LLC
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Conventional | 1 | 1.9% | 100% | $315,000 | |
Discover Bank
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Conventional | 1 | 1.9% | 50% | $65,000 | |
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A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 1.9% | 100% | $105,000 | View |
New Day Financial, LLC.
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VA | 1 | 1.9% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.9% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.9% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 1.9% | 100% | $675,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.9% | 100% | $265,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.9% | 100% | $65,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Kellogg Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kellogg, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Kellogg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kellogg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kellogg, MN
Use these to narrow the list above. Each category shows how many Kellogg, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Kellogg, MN
Independent mortgage companies closed 40.7 percent of home loans in Kellogg, Minnesota in 2025, banks 51.9 percent and credit unions 7.4 percent. Cambria Financial Group was the largest mortgage company, WNB Financial the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, WNB Financial led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kellogg, MN
By home loans closed in 2025, WNB Financial was the largest mortgage lender in Kellogg, Minnesota with 5 loans, about 9.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Kellogg, Minnesota in 2025, led by Rocket Mortgage with 1. 2 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 3 credit unions closed home loans in Kellogg, Minnesota in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kellogg, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kellogg, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kellogg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
