Mortgage Lenders and Brokers in Georgetown, Minnesota
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Georgetown, Minnesota mortgage lenders include Border BankBorder Bank202 N Main St, Badger, MN 56714A5.0 ★Texas Ratio: 11.40%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Northwestern Bank, NANorthwestern Bank, NA928 Mckinley Ave, Detroit Lakes, MN 56501A5.0 ★Texas Ratio: 8.29%, Choice Financial GroupChoice Financial Group4470 W 78th Street Cir, Bloomington, MN 55435A+5.0 ★Texas Ratio: 2.70%, Magnifi Financial Credit UnionMagnifi Financial Credit Union641 Railroad Ave, Albany, MN 56307A+5.0 ★Texas Ratio: 1.40%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Bravera BankBravera Bank11102 57th St Ne, Albertville, MN 55301A+5.0 ★Texas Ratio: 5.48%, Valley Premier BankValley Premier Bank416 6th St, Hawley, MN 56549A+5.0 ★Texas Ratio: 0.00%, and Cambria Financial GroupCambria Financial GroupEden Prairie, MN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Georgetown, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Georgetown are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Georgetown, Minnesota
Market share is the lender's share of all home loans closed in Georgetown, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
202 N Main St, Badger, MN 56714 A5.0 ★Texas Ratio: 11.40% |
Conventional | 4 | 10.8% | 80% | $230,000 | View |
|
1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +1 HELOCs |
5.4% | 100% | $45,000 | View |
|
928 Mckinley Ave, Detroit Lakes, MN 56501 A5.0 ★Texas Ratio: 8.29% |
Conventional | 2 | 5.4% | 100% | $90,000 | View |
|
4470 W 78th Street Cir, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 2 | 5.4% | 100% | $445,000 | View |
|
641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional, HELOC | 1 +1 HELOCs |
2.7% | 100% | $185,000 | View |
|
11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 2.7% | 100% | $155,000 | View |
|
1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 1 | 2.7% | 100% | $85,000 | View |
|
11102 57th St Ne, Albertville, MN 55301 A+5.0 ★Texas Ratio: 5.48% |
Conventional | 1 | 2.7% | 100% | $285,000 | View |
|
416 6th St, Hawley, MN 56549 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 2.7% | 100% | $335,000 | View |
Cambria Financial Group
|
VA | 1 | 2.7% | 100% | $565,000 | |
Gate City Bank
|
Conventional, HELOC | 4 +2 HELOCs |
10.8% | 100% | $277,500 | |
United Wholesale Mortgage
|
Conventional | 2 | 5.4% | 100% | $85,000 | |
Rocket Mortgage
|
Conventional | 2 | 5.4% | 100% | $80,000 | |
AgCountry Farm Credit Services, FLCA
|
Conventional | 2 | 5.4% | 100% | $560,000 | |
Town and Country Credit Union
|
Conventional | 2 | 5.4% | 100% | $70,000 | |
|
A5.0 ★Texas Ratio: 10.59% |
Conventional | 2 | 5.4% | 100% | $170,000 | View |
Cmg Mortgage Inc
|
Conventional | 1 | 2.7% | 100% | $575,000 | |
Capital Credit Union
|
Conventional | 1 | 2.7% | 100% | $675,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 2.7% | 100% | $275,000 | View |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 2.7% | 100% | $275,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 2.7% | 100% | $275,000 | |
New American Funding, LLC.
|
FHA | 1 | 2.7% | 100% | $305,000 | |
21St Mortgage
|
Conventional | 1 | 2.7% | 100% | $115,000 | |
First International Bank & Trust
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Georgetown Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Georgetown, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Georgetown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Georgetown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Georgetown, MN
Use these to narrow the list above. Each category shows how many Georgetown, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Georgetown, MN
Independent mortgage companies closed 32.4 percent of home loans in Georgetown, Minnesota in 2025, banks 54.1 percent and credit unions 13.5 percent. Cambria Financial Group was the largest mortgage company, Border Bank the largest bank and Magnifi Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Northwestern Bank, NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Georgetown, MN
By home loans closed in 2025, Border Bank was the largest mortgage lender in Georgetown, Minnesota with 4 loans, about 10.8 percent of the market. The largest lender headquartered in Minnesota was Northwestern Bank, NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Georgetown, Minnesota in 2025, led by New American Funding, LLC. with 1. 1 lenders closed VA loans, led by Cambria Financial Group. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Georgetown, Minnesota in 2025, alongside 9 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Georgetown, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Georgetown, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Georgetown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
