Stockbridge, Michigan mortgage lenders include ChoiceOne BankChoiceOne Bank5101 S M 106, Stockbridge, MI 49285A+5.0 ★Texas Ratio: 5.45%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Lake Trust Credit UnionLake Trust Credit Union2222 Packard St, Ann Arbor, MI 48104 6368A5.0 ★Texas Ratio: 6.91%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Michigan Educational Credit UnionMichigan Educational Credit Union4141 Jackson Rd, Ann Arbor, MI 48103 1827A+5.0 ★Texas Ratio: 1.03%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, and ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stockbridge, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stockbridge are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Stockbridge, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Stockbridge 5101 S M 106, Stockbridge, MI 49285 A+5.0 ★Texas Ratio: 5.45% |
Conventional, FHA | 3 | 4% | 100% | $111,666 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 4 | 5.3% | 100% | $227,500 | View |
|
★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 3 | 4% | 75% | $58,333 | View |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +2 HELOCs |
2.7% | 66.7% | $70,000 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $65,000 | View |
|
4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $65,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $265,000 | View |
|
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 1.3% | 100% | $55,000 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1.3% | 100% | $285,000 | View |
|
1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.3% | 100% | $95,000 | View |
|
131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 1.3% | 100% | $35,000 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 1.3% | 100% | $185,000 | View |
|
5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 1 | 1.3% | 100% | $215,000 | View |
|
125 S 5th Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 1.3% | 100% | $185,000 | View |
|
3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 1.3% | 100% | $465,000 | View |
|
340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2400 West Rd, East Lansing, MI 48823 7347 A+5.0 ★Texas Ratio: 5.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 9 | 12% | 90.9% | $232,777 | |
United Wholesale Mortgage
|
Conventional, VA | 6 | 8% | 70% | $233,333 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, VA, USDA | 4 | 5.3% | 100% | $220,000 | |
GreenStone Farm Credit Services
|
Conventional | 4 | 5.3% | 100% | $187,500 | |
Mortgage 1 Incorporated
|
Conventional | 2 | 2.7% | 100% | $205,000 | |
Michigan Mutual, Inc
|
Conventional | 2 | 2.7% | 100% | $150,000 | |
Mortgage Center LC
|
Conventional | 2 | 2.7% | 100% | $190,000 | |
Staunton Financial Inc
|
Conventional, FHA | 2 | 2.7% | 50% | $340,000 | |
Msu Federal Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
1.3% | 100% | $45,000 | |
Legacy Mortgage
|
FHA | 1 | 1.3% | 100% | $245,000 | |
VanDyk Mortgage Corporation
|
VA | 1 | 1.3% | 100% | $585,000 | |
Bay Equity LLC
|
Conventional | 1 | 1.3% | 100% | $185,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 3 | 4% | 100% | $268,333 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 2.7% | 100% | $235,000 | |
EMM Loans LLC
|
USDA | 1 | 1.3% | 100% | $155,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 1.3% | 100% | $255,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1.3% | 100% | $265,000 | |
Newrez LLC
|
Conventional | 1 | 1.3% | 100% | $165,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 1.3% | 100% | $135,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.3% | 50% | $145,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 1.3% | 100% | $225,000 | |
PHH Mortgage Corporation
|
VA | 1 | 1.3% | 100% | $215,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 1.3% | 100% | $245,000 | |
Credence Funding Corporation
|
VA | 1 | 1.3% | 100% | $245,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.3% | 100% | $235,000 | |
Navy Federal Credit Union
|
VA | 1 | 1.3% | 100% | $515,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Stockbridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stockbridge in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Stockbridge, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 65.3 percent of home loans in Stockbridge, Michigan in 2025, banks 18.7 percent and credit unions 16 percent. Towne Mortgage Company was the largest mortgage company, ChoiceOne Bank the largest bank and Lake Trust Credit Union the largest credit union. Among lenders headquartered in Michigan, ChoiceOne Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, ChoiceOne Bank was the largest mortgage lender in Stockbridge, Michigan with 3 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Stockbridge, Michigan in 2025, led by Rocket Mortgage with 4. 7 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 12 credit unions closed home loans in Stockbridge, Michigan in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stockbridge, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stockbridge, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stockbridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.