Mortgage Lenders and Brokers in Standish, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Standish, Michigan mortgage lenders include Huntington National BankHuntington National Bank120 N Forest St, Standish, MI 48658A+5.0 ★Texas Ratio: 3.66%, Independent BankIndependent Bank209 S Main St, Standish, MI 48658A5.0 ★Texas Ratio: 6.46%, Horizon BankHorizon Bank220 S Main St, Standish, MI 48658A+5.0 ★Texas Ratio: 4.40%, Frankenmuth Credit UnionFrankenmuth Credit Union710 N Van Dyke Rd, Bad Axe, MI 48413A5.0 ★Texas Ratio: 8.18%, Sunrise Family Credit UnionSunrise Family Credit Union3887 S Huron Rd, Standish, MI 48658 9474A+5.0 ★Texas Ratio: 0.29%, North Central Area Credit UnionNorth Central Area Credit Union212 Court St S, Standish, MI 48658A+5.0 ★Texas Ratio: 5.83%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Jolt Credit UnionJolt Credit Union915 S Euclid Ave, Bay City, MI 48706A+5.0 ★Texas Ratio: 2.11%, and Wildfire Credit UnionWildfire Credit Union2936 Wilder Rd, Bay City, MI 48706A+5.0 ★Texas Ratio: 3.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Standish, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Standish are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Standish, Michigan
Market share is the lender's share of all home loans closed in Standish, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Standish 120 N Forest St, Standish, MI 48658 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 4 +3 HELOCs |
6.2% | 100% | $157,500 | View |
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1 office in Standish 209 S Main St, Standish, MI 48658 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 50% | $125,000 | View |
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1 office in Standish 220 S Main St, Standish, MI 48658 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $15,000 | View |
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710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 5 | 7.7% | 83.3% | $175,000 | View |
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3887 S Huron Rd, Standish, MI 48658 9474 A+5.0 ★Texas Ratio: 0.29% |
Conventional, HELOC | 3 +1 HELOCs |
4.6% | 100% | $78,333 | View |
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212 Court St S, Standish, MI 48658 A+5.0 ★Texas Ratio: 5.83% |
Conventional | 3 | 4.6% | 100% | $21,666 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
3.1% | 100% | $255,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 2 | 3.1% | 100% | $275,000 | View |
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915 S Euclid Ave, Bay City, MI 48706 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 2 | 3.1% | 100% | $130,000 | View |
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2936 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 3.1% | 100% | $90,000 | View |
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1309 N Lincoln St, Bay City, MI 48708 6172 A5.0 ★Texas Ratio: 6.23% |
Conventional | 2 | 3.1% | 100% | $110,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.5% | 50% | $85,000 | View |
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396 |
Conventional | 1 | 1.5% | 100% | $85,000 | |
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3907 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.5% | 100% | $145,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Staunton Financial Inc
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Conventional, FHA, VA | 10 | 15.4% | 90.9% | $167,000 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 4.6% | 100% | $278,333 | |
Rocket Mortgage
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Conventional, FHA | 3 | 4.6% | 60% | $91,666 | |
Great Lakes Federal Credit Uni
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Conventional | 1 | 1.5% | 100% | $35,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 1.5% | 100% | $395,000 | |
Legacy Mortgage
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FHA | 1 | 1.5% | 100% | $145,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 1.5% | 100% | $65,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 3 | 4.6% | 100% | $141,666 | |
Mortgage Research Center
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VA | 3 | 4.6% | 100% | $228,333 | |
Gvc Mortgage, Inc.
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Conventional, FHA | 2 | 3.1% | 100% | $155,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1.5% | 100% | $415,000 | |
loanDepot.com LLC
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FHA | 1 | 1.5% | 100% | $75,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.5% | 100% | $135,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.5% | 100% | $65,000 | |
Nationstar Mortgage
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FHA | 1 | 1.5% | 100% | $85,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $125,000 | |
Fairway Independent Mort Corp
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USDA | 1 | 1.5% | 100% | $65,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Standish Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Standish, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Standish? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Standish in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Standish, MI
Use these to narrow the list above. Each category shows how many Standish, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Standish, MI
Independent mortgage companies closed 52.3 percent of home loans in Standish, Michigan in 2025, banks 18.5 percent and credit unions 29.2 percent. Staunton Financial Inc was the largest mortgage company, Huntington National Bank the largest bank and Frankenmuth Credit Union the largest credit union. Among lenders headquartered in Michigan, Independent Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Standish, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Standish, Michigan with 4 loans, about 6.2 percent of the market. The largest lender headquartered in Michigan was Independent Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Standish, Michigan in 2025, led by Staunton Financial Inc with 4. 2 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 9 credit unions closed home loans in Standish, Michigan in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Standish, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Standish, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Standish. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
