Mortgage Lenders and Brokers in Scottville, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Scottville, Michigan mortgage lenders include West Shore BankWest Shore Bank107 W State St, Scottville, MI 49454A5.0 ★Texas Ratio: 10.41%, Preferred Credit UnionPreferred Credit Union7473 Storey Rd, Belding, MI 48809 9360A+5.0 ★Texas Ratio: 1.25%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Honor BankHonor Bank11926 Chippewa Hwy, Bear Lake, MI 49614A+5.0 ★Texas Ratio: 5.27%, 4Front Credit Union4Front Credit Union515 E Cayuga St, Bellaire, MI 49615, The Shelby State BankThe Shelby State Bank2222 Holton Road, Dalton Township, MI 49445A+5.0 ★Texas Ratio: 0.91%, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, and Mortgage 1 IncorporatedMortgage 1 IncorporatedSterling Heights, MI. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Scottville, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Scottville are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Scottville, Michigan
Market share is the lender's share of all home loans closed in Scottville, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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107 W State St, Scottville, MI 49454 A5.0 ★Texas Ratio: 10.41% |
Conventional | 17 | 23.3% | 94.7% | $199,117 | View |
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7473 Storey Rd, Belding, MI 48809 9360 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 5 | 6.8% | 100% | $61,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, HELOC | 4 +1 HELOCs |
5.5% | 100% | $140,000 | |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $25,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $35,000 | View |
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11926 Chippewa Hwy, Bear Lake, MI 49614 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 1.4% | 50% | $135,000 | View |
4Front Credit Union
515 E Cayuga St, Bellaire, MI 49615 |
Conventional | 1 | 1.4% | 100% | $25,000 | |
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2222 Holton Road, Dalton Township, MI 49445 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 1.4% | 50% | $135,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Mortgage 1 Incorporated
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Conventional, FHA, VA | 8 | 11% | 100% | $227,500 | |
Rocket Mortgage
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Conventional, VA | 4 | 5.5% | 57.1% | $157,500 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 4.1% | 75% | $235,000 | |
Mortgage Center LC
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Conventional | 1 | 1.4% | 100% | $385,000 | |
Mortgage Research Center
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VA | 4 | 5.5% | 100% | $277,500 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 2.7% | 100% | $65,000 | |
Calcon Mutual Mortgage LLC
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FHA | 2 | 2.7% | 66.7% | $245,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 2.7% | 100% | $500,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.4% | 100% | $325,000 | View |
Royal United Mortgage LLC
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VA | 1 | 1.4% | 50% | $75,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 1.4% | 100% | $225,000 | View |
Greenstate Credit Union
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Conventional | 1 | 1.4% | 100% | $65,000 | |
Nbkc Bank
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Conventional | 1 | 1.4% | 100% | $85,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.4% | 100% | $315,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 1.4% | 100% | $125,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 1.4% | 100% | $105,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.4% | 50% | $205,000 | View |
Nations Lending Corporation
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FHA | 1 | 1.4% | 100% | $285,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.4% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 1.4% | 100% | $245,000 | |
New American Funding, LLC.
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FHA | 1 | 1.4% | 50% | $75,000 | |
Navy Federal Credit Union
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VA | 1 | 1.4% | 50% | $435,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Scottville Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Scottville, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Scottville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Scottville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Scottville, MI
Use these to narrow the list above. Each category shows how many Scottville, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Scottville, MI
Independent mortgage companies closed 43.8 percent of home loans in Scottville, Michigan in 2025, banks 38.4 percent and credit unions 17.8 percent. Mortgage 1 Incorporated was the largest mortgage company, West Shore Bank the largest bank and Preferred Credit Union the largest credit union. Among lenders headquartered in Michigan, West Shore Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Scottville, MI
By home loans closed in 2025, West Shore Bank was the largest mortgage lender in Scottville, Michigan with 17 loans, about 23.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Scottville, Michigan in 2025, led by Mortgage 1 Incorporated with 2. 8 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 6 credit unions closed home loans in Scottville, Michigan in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Scottville, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Scottville, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Scottville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
