Mortgage Lenders and Brokers in Pinconning, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pinconning, Michigan mortgage lenders include Independent BankIndependent Bank408 S Mable St, Pinconning, MI 48650A5.0 ★Texas Ratio: 6.46%, United Bay Community CUUnited Bay Community CU205 S Mable St, Pinconning, MI 48650A5.0 ★Texas Ratio: 6.23%, Sunrise Family Credit UnionSunrise Family Credit Union404 S Euclid Ave, Bay City, MI 48706 3206A+5.0 ★Texas Ratio: 0.29%, Wildfire Credit UnionWildfire Credit Union2936 Wilder Rd, Bay City, MI 48706A+5.0 ★Texas Ratio: 3.16%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Huntington National BankHuntington National Bank3858 N M 13, Pinconning, MI 48650A+5.0 ★Texas Ratio: 3.66%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, West Shore BankWest Shore Bank501 Main St, Frankfort, MI 49635A5.0 ★Texas Ratio: 10.41%, United Financial Credit UnionUnited Financial Credit Union3858 N Huron Rd, Pinconning, MI 48650 7912A+5.0 ★Texas Ratio: 4.11%, and North Central Area Credit UnionNorth Central Area Credit Union3140 Ivanrest AVE SW, Grandville, MI 49418A+5.0 ★Texas Ratio: 5.83%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pinconning, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pinconning are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pinconning, Michigan
Market share is the lender's share of all home loans closed in Pinconning, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Pinconning 408 S Mable St, Pinconning, MI 48650 A5.0 ★Texas Ratio: 6.46% |
Conventional | 2 | 2.9% | 100% | $210,000 | View |
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205 S Mable St, Pinconning, MI 48650 A5.0 ★Texas Ratio: 6.23% |
Conventional | 11 | 16.2% | 84.6% | $100,454 | View |
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404 S Euclid Ave, Bay City, MI 48706 3206 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 3 | 4.4% | 75% | $181,666 | View |
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2936 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 4.4% | 100% | $171,666 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 2 | 2.9% | 100% | $175,000 | View |
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3858 N M 13, Pinconning, MI 48650 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +4 HELOCs |
1.5% | 100% | $35,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 1.5% | 100% | $505,000 | View |
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501 Main St, Frankfort, MI 49635 A5.0 ★Texas Ratio: 10.41% |
Conventional | 1 | 1.5% | 100% | $65,000 | View |
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3858 N Huron Rd, Pinconning, MI 48650 7912 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.5% | 100% | $175,000 | View |
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3140 Ivanrest AVE SW, Grandville, MI 49418 A+5.0 ★Texas Ratio: 5.83% |
Conventional | 1 | 1.5% | 100% | $35,000 | View |
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314 E Midland St, Bay City, MI 48706 A5.0 ★Texas Ratio: 6.25% |
Conventional | 1 | 1.5% | 100% | $125,000 | View |
FinancialEdge Credit Union
1199 S Euclid Ave, Bay City, MI 48706 |
Conventional | 1 | 1.5% | 100% | $25,000 | |
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3907 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.5% | 100% | $215,000 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 1 | 1.5% | 100% | $55,000 | |
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710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 1 | 1.5% | 100% | $155,000 | View |
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499 BRICK ST, BAD AXE, MI 48413 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.5% | 100% | $425,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 10.3% | 80% | $122,142 | |
Staunton Financial Inc
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Conventional, FHA | 6 | 8.8% | 100% | $138,333 | |
Great Lakes Federal Credit Uni
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Conventional | 1 | 1.5% | 100% | $35,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.5% | 33.3% | $385,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 1.5% | 100% | $55,000 | |
Mortgage Research Center
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VA | 4 | 5.9% | 100% | $175,000 | |
Das Acquisition Company, LLC
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Conventional, VA, USDA | 3 | 4.4% | 100% | $128,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 2.9% | 100% | $110,000 | |
Bayshore Mortgage Funding
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USDA | 2 | 2.9% | 100% | $115,000 | |
Mortgage300 Corporation
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Conventional | 2 | 2.9% | 100% | $120,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.5% | 50% | $35,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.5% | 100% | $185,000 | |
Oceanside Mortgage Company
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FHA | 1 | 1.5% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 1.5% | 100% | $165,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.5% | 100% | $95,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.5% | 100% | $185,000 | View |
Ark-La-Tex Financial Services LLC
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USDA | 1 | 1.5% | 100% | $225,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pinconning Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pinconning, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Pinconning? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pinconning in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pinconning, MI
Use these to narrow the list above. Each category shows how many Pinconning, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Pinconning, MI
Independent mortgage companies closed 48.5 percent of home loans in Pinconning, Michigan in 2025, banks 13.2 percent and credit unions 38.2 percent. Rocket Mortgage was the largest mortgage company, Independent Bank the largest bank and United Bay Community CU the largest credit union. Among lenders headquartered in Michigan, Independent Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pinconning, MI
By home loans closed in 2025, Independent Bank was the largest mortgage lender in Pinconning, Michigan with 2 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Pinconning, Michigan in 2025, led by Rocket Mortgage with 2. 4 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 12 credit unions closed home loans in Pinconning, Michigan in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pinconning, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pinconning, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pinconning. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
