Mortgage Lenders and Brokers in Pigeon, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pigeon, Michigan mortgage lenders include Thumb Bank & TrustThumb Bank & Trust7254 Michigan Ave, Pigeon, MI 48755A+5.0 ★Texas Ratio: 0.17%, Northstar BankNorthstar Bank7611 Pigeon Rd, Pigeon, MI 48755A5.0 ★Texas Ratio: 12.49%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, Frankenmuth Credit UnionFrankenmuth Credit Union15 N Caseville Rd, Pigeon, MI 48755 9704A5.0 ★Texas Ratio: 8.18%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Citizens Bank, NACitizens Bank, NA455 E Eisenhower Pkwy, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 5.44%, Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%, Michigan First Credit UnionMichigan First Credit Union20645 Gibraltar Rd, Brownstown Twp, MI 48183A+5.0 ★Texas Ratio: 4.92%, and Tri-County BankTri-County Bank4511 Van Dyke Rd, Almont, MI 48003A5.0 ★Texas Ratio: 8.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pigeon, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pigeon are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pigeon, Michigan
Market share is the lender's share of all home loans closed in Pigeon, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7254 Michigan Ave, Pigeon, MI 48755 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 3 | 6.4% | 57.1% | $108,333 | View |
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1 office in Pigeon 7611 Pigeon Rd, Pigeon, MI 48755 A5.0 ★Texas Ratio: 12.49% |
Conventional | 2 | 4.3% | 100% | $135,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, VA | 9 | 19.1% | 90% | $150,555 | View |
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15 N Caseville Rd, Pigeon, MI 48755 9704 A5.0 ★Texas Ratio: 8.18% |
Conventional | 4 | 8.5% | 100% | $87,500 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 2.1% | 100% | $115,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 2.1% | 100% | $145,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 2.1% | 100% | $285,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 2.1% | 100% | $185,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 2.1% | 100% | $105,000 | View |
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4511 Van Dyke Rd, Almont, MI 48003 A5.0 ★Texas Ratio: 8.17% |
Conventional | 1 | 2.1% | 100% | $45,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
FHA | 1 | 2.1% | 100% | $115,000 | |
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499 BRICK ST, BAD AXE, MI 48413 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 2.1% | 100% | $55,000 | View |
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240 E Northern Ave, Barryton, MI 49305 A+5.0 ★Texas Ratio: 4.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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FHA | 3 | 6.4% | 80% | $158,333 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 4.3% | 100% | $115,000 | |
Staunton Financial Inc
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Conventional, FHA | 2 | 4.3% | 100% | $160,000 | |
Legacy Mortgage
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Conventional | 1 | 2.1% | 100% | $135,000 | |
Mortgage 1 Incorporated
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USDA | 1 | 2.1% | 100% | $115,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 6.4% | 100% | $58,333 | |
Mortgage Research Center
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FHA, VA | 2 | 4.3% | 50% | $145,000 | |
Freedom Mortgage Corporation
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VA | 1 | 2.1% | 100% | $155,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 2.1% | 100% | $125,000 | |
Mortgage300 Corporation
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FHA | 1 | 2.1% | 100% | $115,000 | |
Milend, Inc
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FHA | 1 | 2.1% | 100% | $125,000 | |
The Loan Store, Inc
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Conventional | 1 | 2.1% | 100% | $255,000 | |
Navy Federal Credit Union
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Conventional | 1 | 2.1% | 100% | $25,000 | |
Spring Eq, LLC
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Conventional | 1 | 2.1% | 100% | $65,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Pigeon Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pigeon, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Pigeon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pigeon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pigeon, MI
Use these to narrow the list above. Each category shows how many Pigeon, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Pigeon, MI
Independent mortgage companies closed 42.6 percent of home loans in Pigeon, Michigan in 2025, banks 36.2 percent and credit unions 21.3 percent. Rocket Mortgage was the largest mortgage company, Thumb Bank & Trust the largest bank and Frankenmuth Credit Union the largest credit union. Among lenders headquartered in Michigan, Thumb Bank & Trust led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pigeon, MI
By home loans closed in 2025, Thumb Bank & Trust was the largest mortgage lender in Pigeon, Michigan with 3 loans, about 6.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Pigeon, Michigan in 2025, led by Rocket Mortgage with 3. 3 lenders closed VA loans, led by Independent Bank, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 7 credit unions closed home loans in Pigeon, Michigan in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pigeon, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pigeon, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pigeon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
