Mortgage Lenders and Brokers in Northport, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Northport, Michigan mortgage lenders include Huntington National BankHuntington National Bank122 E Nagonaba St, Northport, MI 49670A+5.0 ★Texas Ratio: 3.66%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Credit Union OneCredit Union One2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, State Savings BankState Savings Bank49 N Benzie Blvd, Beulah, MI 49617A+5.0 ★Texas Ratio: 1.81%, and University BankUniversity Bank2015 Washtenaw Ave, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 3.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Northport, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Northport are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Northport, Michigan
Market share is the lender's share of all home loans closed in Northport, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Northport 122 E Nagonaba St, Northport, MI 49670 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 5 +11 HELOCs |
11.6% | 71.4% | $341,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
11.6% | 100% | $489,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
7% | 100% | $498,333 | |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
4.7% | 100% | $820,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 2 | 4.7% | 100% | $195,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 2 | 4.7% | 100% | $465,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 1 +1 HELOCs |
2.3% | 100% | $805,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.3% | 100% | $685,000 | View |
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49 N Benzie Blvd, Beulah, MI 49617 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 2.3% | 100% | $635,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 2.3% | 100% | $605,000 | View |
4Front Credit Union
515 E Cayuga St, Bellaire, MI 49615 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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3030 S Adrian Hwy, Adrian, MI 49221 A+5.0 ★Texas Ratio: 0.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, HELOC | 5 +1 HELOCs |
11.6% | 83.3% | $425,000 | |
Rocket Mortgage
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Conventional, VA | 5 | 11.6% | 83.3% | $253,000 | |
Msu Federal Credit Union
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Conventional | 3 | 7% | 100% | $371,666 | |
GreenStone Farm Credit Services
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Conventional | 1 | 2.3% | 100% | $725,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 2.3% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 2.3% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 2.3% | 100% | $555,000 | View |
Nationstar Mortgage
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Conventional | 1 | 2.3% | 100% | $745,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 2.3% | 100% | $855,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 2.3% | 100% | $1,775,000 | View |
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Northport Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Northport, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Northport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Northport in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Northport, MI
Use these to narrow the list above. Each category shows how many Northport, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Northport, MI
Independent mortgage companies closed 30.2 percent of home loans in Northport, Michigan in 2025, banks 51.2 percent and credit unions 18.6 percent. United Wholesale Mortgage was the largest mortgage company, Huntington National Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Independent Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Northport, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Northport, Michigan with 5 loans, about 11.6 percent of the market. The largest lender headquartered in Michigan was Independent Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Northport, Michigan in 2025, led by Huntington National Bank with 1. 1 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 6 credit unions closed home loans in Northport, Michigan in 2025, alongside 5 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Northport, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Northport, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Northport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
