Mortgage Lenders and Brokers in Menominee, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Menominee, Michigan mortgage lenders include Stephenson National Bank & TrustStephenson National Bank & Trust1111 10th St, Menominee, MI 49858A5.0 ★Texas Ratio: 10.38%, Nicolet National BankNicolet National Bank468 N Ripley Blvd, Alpena, MI 49707A+5.0 ★Texas Ratio: 2.28%, Range BankRange Bank56730 Calumet Ave, Calumet, MI 49913A+5.0 ★Texas Ratio: 0.16%, Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%, IncrediblebankIncrediblebank56500 Us Highway 41, Calumet, MI 49913A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA34100 Woodward Ave, Birmingham, MI 48009A+5.0 ★Texas Ratio: 5.36%, Member First Mortgage, LLCMember First Mortgage, LLC650 W 5th St, Clare, MI 48617, Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, and Citizens Bank, NACitizens Bank, NA455 E Eisenhower Pkwy, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Menominee, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Menominee are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Menominee, Michigan
Market share is the lender's share of all home loans closed in Menominee, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Menominee 1111 10th St, Menominee, MI 49858 A5.0 ★Texas Ratio: 10.38% |
Conventional | 22 | 15.9% | 93.3% | $162,727 | View |
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468 N Ripley Blvd, Alpena, MI 49707 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 7 +4 HELOCs |
5.1% | 100% | $177,857 | View |
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56730 Calumet Ave, Calumet, MI 49913 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 2 | 1.4% | 100% | $85,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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56500 Us Highway 41, Calumet, MI 49913 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
VA | 1 | 0.7% | 100% | $315,000 | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
VA | 1 | 0.7% | 100% | $315,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.7% | 50% | $145,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 8.7% | 87.5% | $102,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 5.8% | 100% | $202,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, USDA | 19 | 13.8% | 95% | $156,578 | |
First Colony Mortgage Corporat
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Conventional, FHA, USDA | 17 | 12.3% | 90.9% | $169,117 | |
Covantage Credit Union
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Conventional, HELOC | 11 +13 HELOCs |
8% | 85.7% | $161,363 | |
Pcm Credit Union
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Conventional, HELOC | 4 +1 HELOCs |
2.9% | 100% | $102,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.2% | 50% | $141,666 | |
N.E.W. Credit Union
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Conventional | 3 | 2.2% | 100% | $91,666 | |
Nationstar Mortgage
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Conventional, FHA, VA | 3 | 2.2% | 100% | $111,666 | |
Mortgage Research Center
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Conventional, VA | 3 | 2.2% | 75% | $181,666 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 3 | 2.2% | 75% | $155,000 | View |
Guild Mortgage Company
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Conventional | 2 | 1.4% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 1.4% | 100% | $110,000 | View |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $15,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.7% | 50% | $155,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.7% | 100% | $85,000 | |
Weichert Financial Services
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Conventional | 1 | 0.7% | 100% | $295,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 50% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $315,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.7% | 100% | $135,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.7% | 100% | $245,000 | View |
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Menominee Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Menominee, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Menominee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Menominee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Menominee, MI
Use these to narrow the list above. Each category shows how many Menominee, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Menominee, MI
Independent mortgage companies closed 54.3 percent of home loans in Menominee, Michigan in 2025, banks 31.2 percent and credit unions 14.5 percent. Member First Mortgage, LLC was the largest mortgage company, Stephenson National Bank & Trust the largest bank and Dort Financial Credit Union the largest credit union. Among lenders headquartered in Michigan, Range Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Menominee, MI
By home loans closed in 2025, Stephenson National Bank & Trust was the largest mortgage lender in Menominee, Michigan with 22 loans, about 15.9 percent of the market. The largest lender headquartered in Michigan was Range Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Menominee, Michigan in 2025, led by First Colony Mortgage Corporat with 9. 11 lenders closed VA loans, led by Guaranteed Rate, Inc., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 5 credit unions closed home loans in Menominee, Michigan in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Menominee, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Menominee, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Menominee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
