Mortgage Lenders and Brokers in Clio, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clio, Michigan mortgage lenders include Huntington National BankHuntington National Bank2161 W Vienna Rd, Clio, MI 48420A+5.0 ★Texas Ratio: 3.66%, PNC Bank N.A.PNC Bank N.A.107 E Vienna St, Clio, MI 48420A+5.0 ★Texas Ratio: 4.24%, Frankenmuth Credit UnionFrankenmuth Credit Union710 N Van Dyke Rd, Bad Axe, MI 48413A5.0 ★Texas Ratio: 8.18%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Genisys Credit UnionGenisys Credit Union300 Smith St, Clio, MI 48420A+5.0 ★Texas Ratio: 5.37%, ELGA Credit UnionELGA Credit Union7026 W Vienna Rd, Clio, MI 48420A+5.0 ★Texas Ratio: 4.72%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, Financial Plus Credit UnionFinancial Plus Credit Union4129 N Euclid Ave, Bay City, MI 48706, and Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clio, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clio are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clio, Michigan
Market share is the lender's share of all home loans closed in Clio, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Clio 2161 W Vienna Rd, Clio, MI 48420 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 4.9% | 66.7% | $50,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Clio 107 E Vienna St, Clio, MI 48420 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 4 | 9.8% | 100% | $60,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 3 | 7.3% | 100% | $168,333 | |
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300 Smith St, Clio, MI 48420 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 2.4% | 100% | $35,000 | View |
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7026 W Vienna Rd, Clio, MI 48420 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 2.4% | 50% | $75,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 2.4% | 100% | $15,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
VA | 1 | 2.4% | 100% | $255,000 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 1 | 2.4% | 100% | $25,000 | |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 2.4% | 50% | $165,000 | View |
Legacy Mortgage
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Conventional, FHA, VA | 5 | 12.2% | 100% | $149,000 | |
United Wholesale Mortgage
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Conventional, VA, USDA | 4 | 9.8% | 80% | $170,000 | |
Rocket Mortgage
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Conventional | 1 | 2.4% | 33.3% | $55,000 | |
Ross Mortgage Corporation
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FHA | 1 | 2.4% | 100% | $265,000 | |
BLG Holdings, LLC
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Conventional | 1 | 2.4% | 100% | $145,000 | |
Union Home Mortgage Corp.
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Conventional | 3 | 7.3% | 100% | $135,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 4.9% | 100% | $40,000 | |
Das Acquisition Company, LLC
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Conventional, USDA | 2 | 4.9% | 100% | $110,000 | |
Mortgage300 Corporation
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Conventional, FHA | 2 | 4.9% | 100% | $130,000 | |
New American Funding, LLC.
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Conventional | 2 | 4.9% | 50% | $95,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 2.4% | 100% | $125,000 | |
Newrez LLC
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Conventional | 1 | 2.4% | 100% | $95,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 2.4% | 100% | $195,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Clio Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clio, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Clio? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clio in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clio, MI
Use these to narrow the list above. Each category shows how many Clio, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Clio, MI
Independent mortgage companies closed 65.9 percent of home loans in Clio, Michigan in 2025, banks 9.8 percent and credit unions 24.4 percent. Towne Mortgage Company was the largest mortgage company, Huntington National Bank the largest bank and Frankenmuth Credit Union the largest credit union. Among lenders headquartered in Michigan, Frankenmuth Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clio, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Clio, Michigan with 2 loans, about 4.9 percent of the market. The largest lender headquartered in Michigan was Frankenmuth Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Clio, Michigan in 2025, led by Legacy Mortgage with 1. 3 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 5 credit unions closed home loans in Clio, Michigan in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clio, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clio, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clio. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
