Mortgage Lenders and Brokers in Opelousas, Louisiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Opelousas, Louisiana mortgage lenders include American Bank & Trust CompanyAmerican Bank & Trust Company807 Creswell Ln, Opelousas, LA 70570A+5.0 ★Texas Ratio: 3.38%, St Landry Bank & Trust CoSt Landry Bank & Trust Co132 E Landry St, Opelousas, LA 70570, Washington State BankWashington State Bank1810 S Union St, Opelousas, LA 70570A5.0 ★Texas Ratio: 10.88%, First Horizon BankFirst Horizon Bank428 E Landry St, Opelousas, LA 70570A+5.0 ★Texas Ratio: 5.76%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1737 S Union St, Opelousas, LA 70570A+5.0 ★Texas Ratio: 3.68%, Hancock Whitney BankHancock Whitney Bank5672 I 49 N Service Rd, Opelousas, LA 70570A+5.0 ★Texas Ratio: 3.41%, Jd BankJd Bank1614 S Union St, Opelousas, LA 70570A+5.0 ★Texas Ratio: 4.34%, Community First BankCommunity First Bank1805 Rees St, Breaux Bridge, LA 70517, Bank of Abbeville and Trust CompanyBank of Abbeville and Trust Company123 Concord St, Abbeville, LA 70510A5.0 ★Texas Ratio: 11.71%, and Meritus Federal Credit UnionMeritus Federal Credit Union724 Veterans Dr, Carencro, LA 70520 3619A+5.0 ★Texas Ratio: 3.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Opelousas, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Opelousas are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Opelousas, Louisiana
Market share is the lender's share of all home loans closed in Opelousas, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Opelousas 807 Creswell Ln, Opelousas, LA 70570 A+5.0 ★Texas Ratio: 3.38% |
Conventional | 23 | 6.4% | 96% | $137,173 | View |
St Landry Bank & Trust Co
132 E Landry St, Opelousas, LA 70570 |
Conventional | 11 | 3.1% | 100% | $140,454 | |
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1 office in Opelousas 1810 S Union St, Opelousas, LA 70570 A5.0 ★Texas Ratio: 10.88% |
Conventional | 8 | 2.2% | 100% | $96,250 | View |
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★ 5 stars, 1 review 1 office in Opelousas 428 E Landry St, Opelousas, LA 70570 A+5.0 ★Texas Ratio: 5.76% |
Conventional, USDA, HELOC | 5 +1 HELOCs |
1.4% | 100% | $179,000 | View |
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2 offices in Opelousas 1737 S Union St, Opelousas, LA 70570 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 5 | 1.4% | 71.4% | $113,000 | View |
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★ 4 stars, 3 reviews 1 office in Opelousas 5672 I 49 N Service Rd, Opelousas, LA 70570 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 50% | $115,000 | View |
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1614 S Union St, Opelousas, LA 70570 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 6 | 1.7% | 100% | $75,000 | View |
Community First Bank
1805 Rees St, Breaux Bridge, LA 70517 |
Conventional | 5 | 1.4% | 100% | $179,000 | |
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123 Concord St, Abbeville, LA 70510 A5.0 ★Texas Ratio: 11.71% |
Conventional | 4 | 1.1% | 100% | $105,000 | View |
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724 Veterans Dr, Carencro, LA 70520 3619 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 3 | 0.8% | 75% | $245,000 | View |
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70591 Highway 59, Abita Springs, LA 70420 A5.0 ★Texas Ratio: 8.03% |
Conventional | 3 | 0.8% | 100% | $265,000 | View |
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1439 Centre Ct, Alexandria, LA 71301 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 0.6% | 66.7% | $35,000 | View |
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930 S Union St, Opelousas, LA 70570 A5.0 ★Texas Ratio: 7.04% |
Conventional | 2 | 0.6% | 66.7% | $75,000 | View |
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5643 Corporate Blvd, Baton Rouge, LA 70808 A5.0 ★Texas Ratio: 6.25% |
USDA | 1 | 0.3% | 100% | $165,000 | View |
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3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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3500 Jackson St, Alexandria, LA 71303 3126 A5.0 ★Texas Ratio: 11.05% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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7924 Wrenwood Blvd, Baton Rouge, LA 70809 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
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400 E Madison St, Broussard, LA 70518 A5.0 ★Texas Ratio: 6.63% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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215 Ralph Darden Memorial Pkwy, Baldwin, LA 70514 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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10719 Airline Hwy, Baton Rouge, LA 70816 4213 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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5631 Coliseum Blvd, Alexandria, LA 71303 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA, VA, USDA | 19 | 5.3% | 100% | $214,473 | View |
Gmfs, LLC
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Conventional, FHA, VA, USDA | 7 | 1.9% | 100% | $343,571 | |
Farmers-Merchants Bank and Trust
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Conventional | 5 | 1.4% | 100% | $77,000 | |
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A+5.0 ★Texas Ratio: 3.14% |
Conventional | 5 | 1.4% | 100% | $397,000 | View |
Assurance Financial Group, L.L.C.
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FHA | 3 | 0.8% | 75% | $201,666 | |
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A5.0 ★Texas Ratio: 12.93% |
Conventional | 3 | 0.8% | 66.7% | $65,000 | View |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 30 | 8.3% | 62.5% | $185,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 22 | 6.1% | 85.2% | $216,363 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 20 | 5.6% | 26.7% | $122,500 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 4.4% | 57.1% | $174,375 | |
Equity Prime Mortgage LLC
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FHA, USDA | 10 | 2.8% | 90.9% | $158,000 | |
21St Mortgage
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Conventional | 10 | 2.8% | 28.9% | $111,000 | |
American Financial Resources LLC
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FHA, VA, USDA | 9 | 2.5% | 100% | $248,333 | |
Click n' Close, Inc.
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Conventional, FHA, USDA | 9 | 2.5% | 91.7% | $137,222 | |
Triad Financial Services, Inc.
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Conventional | 7 | 1.9% | 39.8% | $100,714 | |
American Pacific Mortgage Corporation
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Conventional, FHA, USDA | 7 | 1.9% | 100% | $142,142 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.4% | 66.7% | $233,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 5 | 1.4% | 100% | $131,000 | |
Sfmc, LP
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Conventional, FHA, USDA | 5 | 1.4% | 100% | $223,000 | |
Mortgage Research Center
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VA | 5 | 1.4% | 62.5% | $269,000 | |
The Loan Store, Inc
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Conventional, USDA | 5 | 1.4% | 83.3% | $173,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.1% | 66.7% | $157,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.1% | 100% | $82,500 | |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 0.8% | 100% | $325,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 3 | 0.8% | 100% | $138,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, USDA | 3 | 0.8% | 50% | $185,000 | |
Village Capital & Investment
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VA | 3 | 0.8% | 83.3% | $195,000 | |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.6% | 100% | $200,000 | View |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 0.6% | 100% | $245,000 | |
Kind Lending, LLC
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FHA, VA | 2 | 0.6% | 50% | $305,000 | |
loanDepot.com LLC
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FHA | 2 | 0.6% | 37.5% | $255,000 | |
American Financial Network, Inc.
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FHA, VA | 2 | 0.6% | 100% | $220,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.6% | 100% | $230,000 | |
Towne Mortgage Company
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FHA | 2 | 0.6% | 100% | $310,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $105,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.6% | 28.6% | $30,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $105,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.3% | 50% | $215,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Newrez LLC
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VA | 1 | 0.3% | 25% | $305,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.3% | 100% | $45,000 | |
Resicentral LLC
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FHA | 1 | 0.3% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.3% | 100% | $165,000 | View |
Sun West Mortgage Company, Inc
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VA | 1 | 0.3% | 100% | $215,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 10.5% | $85,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
First South Farm Credit, ACA
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.3% | 75% | $135,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 50% | $205,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 25% | $235,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.3% | 33.3% | $255,000 | |
Ark-La-Tex Financial Services LLC
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USDA | 1 | 0.3% | 100% | $165,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.3% | 15.4% | $55,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 10.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Keesler Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Opelousas Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Opelousas, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Opelousas? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Opelousas in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Opelousas, LA
Use these to narrow the list above. Each category shows how many Opelousas, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Opelousas, LA
Independent mortgage companies closed 68.9 percent of home loans in Opelousas, Louisiana in 2025, banks 27.8 percent and credit unions 3.3 percent. Eustis Mortgage Corp was the largest mortgage company, American Bank & Trust Company the largest bank and Meritus Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, American Bank & Trust Company led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Opelousas, LA
By home loans closed in 2025, American Bank & Trust Company was the largest mortgage lender in Opelousas, Louisiana with 23 loans, about 6.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Opelousas, Louisiana in 2025, led by DHI Mortgage Company, LTD. with 17. 17 lenders closed VA loans, led by Mortgage Research Center, and 16 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 9 credit unions closed home loans in Opelousas, Louisiana in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Opelousas, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Opelousas, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Opelousas. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
