Mortgage Lenders and Brokers in Lake Charles, Louisiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Charles, Louisiana mortgage lenders include First Federal Bank of LouisianFirst Federal Bank of Louisian640 Sam Houston Jones Pkwy, Lake Charles, LA 70611A5.0 ★Texas Ratio: 13.89%, CSE Federal Credit UnionCSE Federal Credit Union4321 Nelson Rd, Lake Charles, LA 70605 4119A5.0 ★Texas Ratio: 6.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4100 Nelson Rd, Lake Charles, LA 70605A+5.0 ★Texas Ratio: 3.68%, First Horizon BankFirst Horizon Bank4440 Nelson Rd, Lake Charles, LA 70605A+5.0 ★Texas Ratio: 5.76%, Red River BankRed River Bank1855 Country Club Rd, Lake Charles, LA 70605A+5.0 ★Texas Ratio: 0.70%, Merchants & Farmers Bank & TcMerchants & Farmers Bank & Tc4091 Nelson Rd, Lake Charles, LA 70605A+5.0 ★Texas Ratio: 3.81%, b1BANKb1BANK3881 Gerstner Memorial Blvd, Lake Charles, LA 70607A5.0 ★Texas Ratio: 9.53%, First National Bank of LaFirst National Bank of La551 W Prien Lake Rd, Lake Charles, LA 70601A+5.0 ★Texas Ratio: 0.00%, Lakeside BankLakeside Bank2132 Oak Park Blvd, Lake Charles, LA 70601A+5.0 ★Texas Ratio: 5.76%, and Southwest Louisiana Credit UnionSouthwest Louisiana Credit Union4056 Ryan St, Lake Charles, LA 70605A5.0 ★Texas Ratio: 7.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Charles, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Charles are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Charles, Louisiana
Market share is the lender's share of all home loans closed in Lake Charles, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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640 Sam Houston Jones Pkwy, Lake Charles, LA 70611 A5.0 ★Texas Ratio: 13.89% |
Conventional, FHA, Jumbo | 52 | 5.2% | 94.7% | $308,653 | View |
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4321 Nelson Rd, Lake Charles, LA 70605 4119 A5.0 ★Texas Ratio: 6.15% |
Conventional | 36 | 3.6% | 70.7% | $152,222 | View |
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3 offices in Lake Charles 4100 Nelson Rd, Lake Charles, LA 70605 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo, HELOC | 28 +5 HELOCs |
2.8% | 85.3% | $192,857 | View |
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★ 5 stars, 1 review 4 offices in Lake Charles 4440 Nelson Rd, Lake Charles, LA 70605 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, VA, USDA, HELOC | 27 +4 HELOCs |
2.7% | 77.1% | $201,296 | View |
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1 office in Lake Charles 1855 Country Club Rd, Lake Charles, LA 70605 A+5.0 ★Texas Ratio: 0.70% |
Conventional, FHA, USDA, Jumbo | 19 | 1.9% | 79.2% | $472,368 | View |
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1 office in Lake Charles 4091 Nelson Rd, Lake Charles, LA 70605 A+5.0 ★Texas Ratio: 3.81% |
Conventional | 14 | 1.4% | 93.3% | $177,142 | View |
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4 offices in Lake Charles 3881 Gerstner Memorial Blvd, Lake Charles, LA 70607 A5.0 ★Texas Ratio: 9.53% |
Conventional | 10 | 1% | 100% | $202,000 | View |
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1 office in Lake Charles 551 W Prien Lake Rd, Lake Charles, LA 70601 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 10 | 1% | 90.9% | $172,000 | View |
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2132 Oak Park Blvd, Lake Charles, LA 70601 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 10 | 1% | 66.7% | $170,000 | View |
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4056 Ryan St, Lake Charles, LA 70605 A5.0 ★Texas Ratio: 7.18% |
Conventional, HELOC | 9 +7 HELOCs |
0.9% | 60% | $119,444 | View |
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★ 4 stars, 3 reviews 3 offices in Lake Charles 3401 Ryan St, Lake Charles, LA 70605 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, VA, HELOC | 5 +10 HELOCs |
0.5% | 83.3% | $191,000 | View |
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129 W College St, Lake Charles, LA 70605 A5.0 ★Texas Ratio: 6.25% |
Conventional, FHA, VA | 65 | 6.6% | 97% | $203,923 | View |
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4989 E Mcneese St, Lake Charles, LA 70607 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 35 | 3.5% | 81.4% | $113,000 | View |
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1838 N Highway 171, Lake Charles, LA 70611 A5.0 ★Texas Ratio: 7.14% |
Conventional | 12 | 1.2% | 93.8% | $130,833 | View |
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164 Sam Houston Jones Pkwy, Lake Charles, LA 70611 B4.5 ★Texas Ratio: 21.37% |
Conventional | 7 | 0.7% | 100% | $166,428 | View |
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4251 Nelson Rd, Lake Charles, LA 70605 A5.0 ★Texas Ratio: 7.04% |
Conventional, Jumbo | 2 | 0.2% | 100% | $520,000 | View |
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1439 Centre Ct, Alexandria, LA 71301 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $45,000 | View |
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4630 East Texas Street, Bossier City, LA 71111 A5.0 ★Texas Ratio: 6.88% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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1423 Wimbledon Blvd, Alexandria, LA 71301 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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238 Union St, Arnaudville, LA 70512 A5.0 ★Texas Ratio: 10.88% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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37269 Highway 30, Geismar, LA 70734 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
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3500 Jackson St, Alexandria, LA 71303 3126 A5.0 ★Texas Ratio: 11.05% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
DSLD Mortgage LLC
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Conventional, FHA, VA | 37 | 3.7% | 94.9% | $238,783 | |
Gmfs, LLC
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Conventional, FHA, VA | 26 | 2.6% | 96.4% | $198,461 | |
The Bank
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Conventional | 5 | 0.5% | 100% | $293,000 | |
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A5.0 ★Texas Ratio: 12.93% |
Conventional | 4 | 0.4% | 80% | $62,500 | View |
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A+5.0 ★Texas Ratio: 3.34% |
FHA, VA | 2 | 0.2% | 100% | $150,000 | View |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.1% | 100% | $145,000 | |
Standard Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Farmers-Merchants Bank and Trust
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 62 | 6.2% | 65.7% | $209,354 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 61 +1 HELOCs |
6.1% | 90.1% | $272,540 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 43 | 4.3% | 71% | $218,953 | |
Lower, LLC
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Conventional, FHA, VA, USDA | 29 | 2.9% | 90.9% | $199,137 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 28 | 2.8% | 87.9% | $238,214 | |
Newrez LLC
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Conventional, FHA, VA | 27 | 2.7% | 90% | $249,444 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 23 | 2.3% | 71.9% | $278,913 | |
Affordable Mortgage Advisors
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Conventional, FHA, VA, USDA | 21 | 2.1% | 95.5% | $167,380 | |
American Financial Resources LLC
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Conventional, FHA, VA, USDA | 19 | 1.9% | 100% | $233,947 | |
Guild Mortgage Company
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Conventional, FHA, VA | 19 | 1.9% | 100% | $153,947 | |
Mortgage Research Center
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Conventional, FHA, VA | 19 | 1.9% | 52.8% | $172,894 | |
T2 Financial LLC
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Conventional, FHA, VA, USDA | 18 | 1.8% | 90.9% | $207,777 | |
Union Home Mortgage Corp.
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Conventional, FHA | 14 | 1.4% | 93.3% | $316,428 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 13 +2 HELOCs |
1.3% | 81.2% | $244,230 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 13 | 1.3% | 75% | $198,076 | |
The Loan Store, Inc
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Conventional, VA | 12 | 1.2% | 100% | $328,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 11 | 1.1% | 50% | $140,454 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 9 | 0.9% | 23.1% | $155,000 | |
21St Mortgage
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Conventional | 8 | 0.8% | 25.7% | $71,250 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 7 | 0.7% | 100% | $192,142 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 0.7% | 77.8% | $159,285 | |
Synergy One Lending, Inc.
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Conventional, FHA | 5 | 0.5% | 83.3% | $241,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.4% | 57.1% | $310,000 | View |
Genway Home Mortgage, Inc.
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Conventional, FHA | 4 | 0.4% | 66.7% | $102,500 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional, Jumbo | 4 | 0.4% | 80% | $517,500 | View |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
0.3% | 100% | $108,333 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 0.3% | 100% | $251,666 | |
American Financing Corporation
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Conventional, FHA, VA | 3 | 0.3% | 60% | $175,000 | |
American Pacific Mortgage Corporation
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FHA | 3 | 0.3% | 100% | $225,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.3% | 75% | $185,000 | |
Village Capital & Investment
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FHA, VA | 3 | 0.3% | 100% | $121,666 | |
Cadence Bank
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Conventional, HELOC | 2 +5 HELOCs |
0.2% | 100% | $350,000 | |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $425,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.2% | 100% | $490,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 0.2% | 100% | $405,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.2% | 100% | $490,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.2% | 8.3% | $85,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $125,000 | |
Discover Bank
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Conventional | 2 | 0.2% | 25% | $60,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.2% | 100% | $190,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.2% | 100% | $515,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.2% | 100% | $70,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.2% | 50% | $255,000 | View |
Top Flite Financial, Inc.
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FHA | 2 | 0.2% | 100% | $115,000 | |
Tammac Holdings Corporation
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Conventional | 2 | 0.2% | 23.1% | $115,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $265,000 | |
Premia Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.1% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
Primary Residential Mortgage, INC.
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VA | 1 | 0.1% | 100% | $95,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.1% | 33.3% | $455,000 | |
Kind Lending, LLC
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FHA | 1 | 0.1% | 50% | $95,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $215,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.1% | 34.8% | $135,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $265,000 | |
United Trust Bank
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VA | 1 | 0.1% | 100% | $315,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 33.3% | $225,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.1% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0.1% | 100% | $625,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.1% | 100% | $55,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.1% | 100% | $195,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.1% | 100% | $295,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 50% | $265,000 | |
Peoples Bank
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $115,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 25% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $245,000 | View |
Wolfe Financial Inc
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FHA | 1 | 0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
The Mortgage Firm
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FHA | 1 | 0.1% | 100% | $365,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.1% | 100% | $805,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.1% | 100% | $105,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $185,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,045,000 | View |
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A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.1% | 100% | $155,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.1% | 21.4% | $105,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $215,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.1% | 20% | $85,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a |
Lake Charles Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Charles, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Lake Charles? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Charles in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Charles, LA
Use these to narrow the list above. Each category shows how many Lake Charles, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Charles, LA
Independent mortgage companies closed 59.3 percent of home loans in Lake Charles, Louisiana in 2025, banks 34.3 percent and credit unions 6.5 percent. DSLD Mortgage LLC was the largest mortgage company, First Federal Bank of Louisian the largest bank and CSE Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, First Federal Bank of Louisian led with 52 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Charles, LA
By home loans closed in 2025, First Federal Bank of Louisian was the largest mortgage lender in Lake Charles, Louisiana with 52 loans, about 5.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lake Charles, Louisiana, Fidelity Bank approved the highest share of completed applications in 2025 at 97 percent, against a 75 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
55 lenders closed FHA loans in Lake Charles, Louisiana in 2025, led by United Wholesale Mortgage with 26. 38 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 7 credit unions closed home loans in Lake Charles, Louisiana in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Charles, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Charles, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Charles. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
