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Mortgage Lenders and Brokers in Lafayette, Louisiana

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lafayette, Louisiana mortgage lenders include Hancock Whitney BankHancock Whitney Bank3601 Johnston St, Lafayette, LA 70503A+5.0 ★Texas Ratio: 3.41%, First Horizon BankFirst Horizon Bank463 Heymann Blvd, Lafayette, LA 70503A+5.0 ★Texas Ratio: 5.76%, Home Bank National AssociationHome Bank National Association2810 Johnston St, Lafayette, LA 70503A5.0 ★Texas Ratio: 8.03%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2510 Moss St, Lafayette, LA 70501A+5.0 ★Texas Ratio: 3.68%, Rayne State Bank & Trust CoRayne State Bank & Trust Co410 W University Ave, Lafayette, LA 70506A+5.0 ★Texas Ratio: 2.57%, The First National Bank of JeaneretteThe First National Bank of Jeanerette1801 Camellia Blvd, Lafayette, LA 70508A+5.0 ★Texas Ratio: 5.23%, American Bank & Trust CompanyAmerican Bank & Trust Company2931 Moss St, Lafayette, LA 70501A+5.0 ★Texas Ratio: 3.38%, Red River BankRed River Bank1911 W Pinhook Rd, Lafayette, LA 70508A+5.0 ★Texas Ratio: 0.70%, Gulf Coast BankGulf Coast Bank4310 Johnston St, Lafayette, LA 70503A+5.0 ★Texas Ratio: 2.87%, and b1BANKb1BANK1201 Camellia Blvd, Lafayette, LA 70508A5.0 ★Texas Ratio: 9.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lafayette, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lafayette are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lafayette, Louisiana

Market share is the lender's share of all home loans closed in Lafayette, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 6 offices in Lafayette 3601 Johnston St, Lafayette, LA 70503 A+5.0 ★Texas Ratio: 3.41%	Conventional, FHA, VA, Jumbo, HELOC	45 +42 HELOCs	2.2%	93.8%	$292,555	View
First Horizon Bank ★ 5 stars, 1 review 8 offices in Lafayette 463 Heymann Blvd, Lafayette, LA 70503 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA, Jumbo, HELOC	42 +59 HELOCs	2.1%	91.3%	$258,809	View
Home Bank National Association 5 offices in Lafayette 2810 Johnston St, Lafayette, LA 70503 A5.0 ★Texas Ratio: 8.03%	Conventional, USDA, Jumbo	39	1.9%	97.7%	$352,692	View
JPMorgan Chase Bank, NA 8 offices in Lafayette 2510 Moss St, Lafayette, LA 70501 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	28 +5 HELOCs	1.4%	93.3%	$243,571	View
Rayne State Bank & Trust Co 2 offices in Lafayette 410 W University Ave, Lafayette, LA 70506 A+5.0 ★Texas Ratio: 2.57%	Conventional, Jumbo	28	1.4%	96.6%	$351,785	View
The First National Bank of Jeanerette 1 office in Lafayette 1801 Camellia Blvd, Lafayette, LA 70508 A+5.0 ★Texas Ratio: 5.23%	Conventional, Jumbo	26	1.3%	90%	$305,769	View
American Bank & Trust Company 2 offices in Lafayette 2931 Moss St, Lafayette, LA 70501 A+5.0 ★Texas Ratio: 3.38%	Conventional	25	1.2%	100%	$187,000	View
Red River Bank 1 office in Lafayette 1911 W Pinhook Rd, Lafayette, LA 70508 A+5.0 ★Texas Ratio: 0.70%	Conventional, FHA, Jumbo	21	1%	95.5%	$354,523	View
Gulf Coast Bank 3 offices in Lafayette 4310 Johnston St, Lafayette, LA 70503 A+5.0 ★Texas Ratio: 2.87%	Conventional	19	0.9%	95.2%	$202,368	View
b1BANK 1 office in Lafayette 1201 Camellia Blvd, Lafayette, LA 70508 A5.0 ★Texas Ratio: 9.53%	Conventional, Jumbo	13	0.6%	92.9%	$427,307	View
First National Bank of La 1 office in Lafayette 1300 Camelia Boulevard, Lafayette, LA 70508 A+5.0 ★Texas Ratio: 0.00%	Conventional	12	0.6%	100%	$91,666	View
Meritus Federal Credit Union 515 Guilbeau Rd, Lafayette, LA 70506 6089 A+5.0 ★Texas Ratio: 3.36%	Conventional	11	0.5%	78.6%	$107,727	View
Regions Bank 1 office in Lafayette 2901 Johnston St, Lafayette, LA 70503 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	8 +3 HELOCs	0.4%	50%	$151,250	View
Washington State Bank 1 office in Lafayette 1042 Camellia Blvd, Lafayette, LA 70508 A5.0 ★Texas Ratio: 10.88%	Conventional	5	0.2%	100%	$111,000	View
M C Bank & Trust Company 2 offices in Lafayette 115 Verot School Rd, Lafayette, LA 70508 A5.0 ★Texas Ratio: 8.45%	Conventional	4	0.2%	80%	$212,500	View
Investar Bank 2 offices in Lafayette 4004 Ambassador Caffery Pkwy, Lafayette, LA 70503 A+5.0 ★Texas Ratio: 5.42%	Conventional	2	0.1%	100%	$150,000	View
South Louisiana Bank 1 office in Lafayette 324 Settlers Trace Blvd Unit 1, Lafayette, LA 70508 A+5.0 ★Texas Ratio: 1.64%	Conventional	2	0.1%	100%	$345,000	View
Bankplus 1 office in Lafayette 101 Feu Follet Rd, Lafayette, LA 70508 A+5.0 ★Texas Ratio: 4.80%	Conventional	2	0.1%	100%	$580,000	View
Fidelity Bank 900 S College Rd, Lafayette, LA 70503 A5.0 ★Texas Ratio: 6.25%	Conventional, FHA, HELOC	27 +3 HELOCs	1.3%	87.1%	$259,814	View
Bank of Abbeville and Trust Company 123 Concord St, Abbeville, LA 70510 A5.0 ★Texas Ratio: 11.71%	Conventional	20	1%	90.9%	$182,500	View
Community First Bank 2014 W Pinhook Rd, Lafayette, LA 70508	Conventional	18	0.9%	100%	$165,555
Bank of Sunset and Trust Co 900 Kaliste Saloom Rd, Lafayette, LA 70508 A5.0 ★Texas Ratio: 6.63%	Conventional	17	0.8%	100%	$254,411	View
Jd Bank 603 Silverstone Rd, Lafayette, LA 70508 A+5.0 ★Texas Ratio: 4.34%	Conventional	11	0.5%	100%	$126,818	View
CLB The Community Bank 2701 Johnston St, Lafayette, LA 70503 A-5.0 ★Texas Ratio: 14.91%	Conventional	9	0.4%	90%	$250,555	View
The Cottonport Bank 2218 Ambassador Caffery Pkwy, Lafayette, LA 70506 A+5.0 ★Texas Ratio: 5.05%	Conventional	8	0.4%	100%	$247,500	View
EFCU Financial Federal Credit Union 10719 Airline Hwy, Baton Rouge, LA 70816 4213 A+5.0 ★Texas Ratio: 3.39%	Conventional	6	0.3%	100%	$160,000	View
Vermilion Bank & Trust Company 211 Main St, Gueydan, LA 70542	Conventional	5	0.2%	100%	$155,000
Evangeline Bank & Trust Company 700 Saint John St, Lafayette, LA 70501 A5.0 ★Texas Ratio: 7.04%	Conventional	3	0.1%	100%	$101,666	View
Renasant Bank 7451 La Highway 1 S, Addis, LA 70710 A+5.0 ★Texas Ratio: 4.72%	Conventional	2	0.1%	100%	$400,000	View
St Landry Bank & Trust Co 3710 Ambassador Caffery Pkwy, Lafayette, LA 70503	Conventional	2	0.1%	100%	$315,000
Farmers State Bank & Trust Co. 216 Main St, Cankton, LA 70584 A-4.9 ★Texas Ratio: 16.54%	Conventional	2	0.1%	50%	$100,000	View
Gulf Coast Bank and Trust 4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816 A5.0 ★Texas Ratio: 11.57%	Conventional, FHA	2	0.1%	100%	$215,000	View
La Capitol Federal Credit Union 1930 Gus Kaplan Dr, Alexandria, LA 71301 A5.0 ★Texas Ratio: 7.48%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$375,000	View
Commercial Capital Bank 2126 E Madison Ave, Bastrop, LA 71220 F2.7 ★Texas Ratio: 43.05%	Conventional	1	0%	100%	$295,000	View
Xplore Federal Credit Union 1404 North Highway 90, Covington, LA 70433 A+5.0 ★Texas Ratio: 2.19%	Conventional	1	0%	100%	$185,000	View
Baton Rouge Telco Federal Credit Union 13404 Airline Hwy, Baton Rouge, LA 70817 5917 A+5.0 ★Texas Ratio: 2.39%	Conventional	1	0%	100%	$455,000	View
Onpath Federal Credit Union 112 E 32nd Ave, Covington, LA 70433 1748	Conventional	1	0%	100%	$125,000
Landmark Bank 12225 Saint Helena St, Clinton, LA 70722 B+4.8 ★Texas Ratio: 17.80%	Conventional	1	0%	100%	$145,000	View
Bank of Erath 1309 Charity St, Abbeville, LA 70510 A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0%	100%	$25,000	View
First Federal Bank of Louisian 5615a Jackson St, Alexandria, LA 71303 A5.0 ★Texas Ratio: 13.89%	Conventional	1	0%	50%	$465,000	View
Southern Heritage Bank 5211 Jackson St, Alexandria, LA 71303 A5.0 ★Texas Ratio: 8.23%	Conventional	1	0%	100%	$105,000	View
Homeland Federal Savings Bank 7840 Highway 165, Columbia, LA 71418 B+4.8 ★Texas Ratio: 17.32%	Conventional	1	0%	100%	$255,000	View
First Guaranty Bank 799 W Summers Dr, Abbeville, LA 70510 C3.8 ★Texas Ratio: 25.51%	Conventional	1	0%	100%	$155,000	View
Winnsboro State Bank & Trust Company 7518 Gilbert St, Gilbert, LA 71336 A5.0 ★Texas Ratio: 6.51%	Conventional	1	0%	100%	$245,000	View
Gibsland Bank & Trust 1820 2nd St, Arcadia, LA 71001	Conventional	1	0%	100%	$315,000
Origin Bank 1927 E Madison Ave, Bastrop, LA 71220 A5.0 ★Texas Ratio: 6.66%	HELOC	0 +1 HELOCs	0%	n/a		View
DSLD Mortgage LLC	Conventional, FHA, VA, USDA	132	6.6%	91%	$223,409
Assurance Financial Group, L.L.C.	Conventional, FHA, VA, USDA	73	3.6%	94.8%	$255,821
Standard Mortgage Corporation	Conventional, FHA, VA, USDA	53	2.6%	94.6%	$257,452
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional, FHA, VA, USDA	37	1.8%	97.4%	$241,756	View
Gmfs, LLC	Conventional, FHA, VA	30	1.5%	94.7%	$319,000
Farmers-Merchants Bank and Trust	Conventional, Jumbo	15	0.7%	94.4%	$156,333
Abbeville Building & Loan A+5.0 ★Texas Ratio: 3.14%	Conventional	11	0.5%	92.9%	$195,909	View
The Bank	Conventional	7	0.3%	100%	$135,000
Pelican State Credit Union A5.0 ★Texas Ratio: 12.93%	Conventional, HELOC	3 +2 HELOCs	0.1%	75%	$61,666	View
Liberty Bank ★ 1 stars, 1 review A5.0 ★Texas Ratio: 6.94%	Conventional, FHA	2	0.1%	100%	$375,000	View
United Wholesale Mortgage	Conventional, FHA, VA, USDA, Jumbo, HELOC	213 +2 HELOCs	10.6%	89.6%	$272,417
Rocket Mortgage	Conventional, FHA, VA, HELOC	136 +1 HELOCs	6.8%	78.7%	$196,102
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	74	3.7%	66.7%	$242,162
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	62	3.1%	85.3%	$285,483
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	45 +3 HELOCs	2.2%	98.1%	$265,222
Newrez LLC	Conventional, FHA, VA, USDA, Jumbo	36	1.8%	65.5%	$293,888
Kind Lending, LLC	Conventional, FHA, VA, USDA	32	1.6%	80%	$300,312
CrossCountry Mortgage, LLC	Conventional, FHA, VA	30	1.5%	100%	$245,666
Cadence Bank	Conventional, FHA, Jumbo, HELOC	24 +14 HELOCs	1.2%	82.8%	$243,333
First Community Mortgage, Inc.	Conventional, FHA, VA, USDA	23	1.1%	100%	$209,782
Mortgage Research Center	Conventional, VA	23	1.1%	56.1%	$226,739
Towne Mortgage Company	Conventional, FHA, VA, USDA	23	1.1%	92.6%	$268,913
Freedom Mortgage Corporation	Conventional, FHA, VA	21	1%	84.4%	$236,904
Nationstar Mortgage	Conventional, FHA, VA	19	0.9%	74.1%	$160,263
Ark-La-Tex Financial Services LLC	Conventional, FHA	19	0.9%	100%	$201,842
American Financial Resources LLC	Conventional, FHA, USDA	17	0.8%	100%	$185,588
Lower, LLC	Conventional, FHA, USDA	17	0.8%	94.4%	$240,294
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	16 +2 HELOCs	0.8%	54.8%	$143,750
Equity Prime Mortgage LLC	FHA, VA, USDA	16	0.8%	77.3%	$191,875
Click n' Close, Inc.	Conventional, FHA, USDA	16	0.8%	73.9%	$151,250
Sfmc, LP	Conventional, FHA, VA	15	0.7%	100%	$219,000
American Pacific Mortgage Corporation	Conventional, FHA, VA, USDA	14	0.7%	87.5%	$225,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	10 +1 HELOCs	0.5%	71.4%	$297,000
Primary Residential Mortgage, INC.	Conventional, FHA, VA	9	0.4%	100%	$93,888
Planet Home Lending, LLC	Conventional, FHA, VA	9	0.4%	69.2%	$187,222
21St Mortgage	Conventional	8	0.4%	17.4%	$92,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	7 +4 HELOCs	0.3%	53.8%	$182,142
Triad Financial Services, Inc.	Conventional	7	0.3%	26.7%	$96,428
Mortgage Solutions of Colorado	FHA, VA	7	0.3%	90%	$200,714
Plaza Home Mortgage, Inc	Conventional, FHA	7	0.3%	100%	$172,142
Advancial Federal Credit Union A5.0 ★Texas Ratio: 12.30%	Conventional	6	0.3%	80%	$140,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	6	0.3%	100%	$158,333
New Day Financial, LLC.	VA	6	0.3%	50%	$180,000
Paramount Residential Mortgage	Conventional, FHA, VA	6	0.3%	100%	$276,666
Vanderbilt Mortgage and Finance, Inc	Conventional	6	0.3%	8.7%	$73,333
Carrington Mortgage Services LLC	Conventional, FHA, VA	6	0.3%	38.7%	$181,666
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	5	0.2%	83.3%	$305,000	View
Sun West Mortgage Company, Inc	Conventional, FHA	5	0.2%	87.5%	$159,000
Union Home Mortgage Corp.	Conventional, FHA	5	0.2%	83.3%	$271,000
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	5	0.2%	62.5%	$131,000	View
Tib, National Association A+5.0 ★Texas Ratio: 3.54%	Conventional	5	0.2%	71.4%	$153,000	View
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +4 HELOCs	0.2%	100%	$557,500	View
Amerisave Mortgage Company	Conventional, FHA, HELOC	4 +1 HELOCs	0.2%	10.6%	$172,500
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.2%	28.6%	$155,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	4	0.2%	80%	$290,000
Synergy One Lending, Inc.	Conventional, FHA	4	0.2%	100%	$352,500
HomeBridge Financial Services, Inc	Conventional, VA	4	0.2%	80%	$305,000
BoxCar Mortgage, LLC A5.0 ★Texas Ratio: 13.24%	Conventional, FHA	4	0.2%	100%	$257,500	View
Lendsure Mortgage Corp.	Conventional	4	0.2%	100%	$212,500
Mutual of Omaha Mortgage	Conventional, FHA	4	0.2%	80%	$280,000
The Mortgage Link, Inc.	Conventional, FHA	4	0.2%	100%	$187,500
Sage Home Loans Corporation	Conventional	3	0.1%	100%	$248,333
Movement Mortgage, LLC	Conventional	3	0.1%	100%	$185,000
Resicentral LLC	Conventional	3	0.1%	100%	$198,333
Guild Mortgage Company	FHA, VA	3	0.1%	100%	$238,333
Discover Bank	Conventional	3	0.1%	17.6%	$61,666
American Financing Corporation	FHA, VA	3	0.1%	50%	$145,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.1%	42.9%	$345,000	View
Wolfe Financial Inc	Conventional, VA	3	0.1%	100%	$248,333
Zillow Home Loans, LLC	Conventional, FHA	3	0.1%	75%	$178,333
Tomo Mortgage LLC	Conventional	3	0.1%	100%	$445,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	2 +2 HELOCs	0.1%	75%	$415,000	View
American Portfolio Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$190,000
Royal United Mortgage LLC	Conventional, FHA	2	0.1%	66.7%	$150,000
PHH Mortgage Corporation	Conventional, VA	2	0.1%	100%	$335,000
Oceanside Mortgage Company	FHA	2	0.1%	100%	$255,000
myCUmortgage	FHA	2	0.1%	100%	$185,000
Nations Lending Corporation	Conventional	2	0.1%	66.7%	$390,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	FHA, VA	2	0.1%	100%	$175,000	View
Encore Bank A+5.0 ★Texas Ratio: 1.62%	Conventional	2	0.1%	100%	$375,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.1%	50%	$120,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.1%	100%	$525,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	2	0.1%	100%	$235,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	2	0.1%	66.7%	$295,000	View
Texana Bank	FHA, VA	2	0.1%	100%	$195,000
Spring Eq, LLC	Conventional	2	0.1%	14.3%	$50,000
Top Flite Financial, Inc.	FHA	2	0.1%	100%	$320,000
Village Capital & Investment	Conventional, VA	2	0.1%	88.9%	$270,000
Cmg Mortgage Inc	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$905,000
Arc Home LLC	Conventional	1	0%	100%	$465,000
Cornerstone First Mortgage, LLC	Conventional	1	0%	100%	$75,000
Guaranteed Rate Affinity, LLC	Conventional	1	0%	100%	$235,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0%	100%	$505,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$455,000	View
Canopy Mortgage, LLC	VA	1	0%	100%	$335,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$225,000
Nbkc Bank	Conventional	1	0%	100%	$245,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0%	100%	$215,000	View
Filo Mortgage, LLC	Conventional	1	0%	50%	$245,000
Deephaven Mortgage LLC	Conventional	1	0%	100%	$135,000
American Financial Network, Inc.	FHA	1	0%	50%	$125,000
Credit Human Federal Credit Un	Conventional	1	0%	22.2%	$105,000
Schumacher Mortgage LLC	Conventional	1	0%	100%	$195,000
ClearPath Lending	VA	1	0%	50%	$165,000
Melanie Aguilar	Conventional	1	0%	100%	$395,000
Real Genius LLC	Conventional	1	0%	100%	$275,000
Weichert Financial Services	Conventional	1	0%	100%	$325,000
Cardinal Financial Company, Li	FHA	1	0%	66.7%	$225,000
Ameritrust Mortgage Corporation	FHA	1	0%	100%	$215,000
Nfm, Inc	FHA	1	0%	100%	$165,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$365,000
Churchill Mortgage Corporation	Conventional	1	0%	100%	$165,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0%	100%	$235,000	View
Community Bank of Mississippi A+5.0 ★Texas Ratio: 3.09%	Conventional	1	0%	100%	$395,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	1	0%	100%	$65,000
The Mortgage Firm	Conventional	1	0%	100%	$325,000
Bank Ozk	Conventional	1	0%	100%	$295,000
Texas Tech Federal Credit Union	Conventional	1	0%	100%	$275,000
Mission Loans, LLC	Conventional	1	0%	100%	$75,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$295,000	View
Pike Creek Mortgage Services, Inc.	Conventional	1	0%	100%	$185,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$195,000
Nations Direct Mortgage, LLC	FHA	1	0%	50%	$165,000
Nationwide Mortgage Bankers, Inc.	FHA	1	0%	100%	$155,000
Summit Mortgage Corporation	Conventional	1	0%	100%	$225,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	1	0%	100%	$225,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional	1	0%	100%	$275,000	View
Grand Bank for Savings, FSB	Conventional	1	0%	100%	$105,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	100%	$795,000	View
Nexera Holding LLC	Conventional, Jumbo	1	0%	100%	$805,000
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Valon Mortgage A5.0 ★Texas Ratio: 10.74%	HELOC	0 +4 HELOCs	0%	n/a		View
Better Mortgage Corporation	HELOC	0 +2 HELOCs	0%	0%
Keesler Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +2 HELOCs	0%	n/a		View
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +1 HELOCs	0%	n/a
Altra Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Lafayette Mortgage Rate Trends

Daily average mortgage rates for Louisiana compared with the national average, updated every evening.

30-Year Fixed LA Avg

7.341%

▲ 0.069 vs 7 days ago

15-Year Fixed LA Avg

6.906%

▲ 0.052 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lafayette, Louisiana

Looking for mortgage lenders near me or mortgage brokers near me in Lafayette? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lafayette in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lafayette, LA

Use these to narrow the list above. Each category shows how many Lafayette, LA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 97 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 73 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 72 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 41 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 16 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 17 lenders. Loans above the conforming limit for higher priced homes Local lenders based in LA 49 lenders headquartered in Louisiana, the closest thing to a mortgage lender near you

Who Lends in Lafayette, LA

Independent mortgage companies closed 68.5 percent of home loans in Lafayette, Louisiana in 2025, banks 29.4 percent and credit unions 2.1 percent. DSLD Mortgage LLC was the largest mortgage company, Hancock Whitney Bank the largest bank and Meritus Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, Home Bank National Association led with 39 loans.

68.5%

Mortgage companies

29.4%

Banks

2.1%

Credit unions

23%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.

More Louisiana Mortgage Lender Pages

All Louisiana lenders 531 lenders New Orleans 228 lenders Baton Rouge 214 lenders Shreveport 165 lenders Metairie 159 lenders Bossier City 131 lenders Slidell 134 lenders Lake Charles 117 lenders Prairieville 128 lenders Covington 122 lenders Mandeville 126 lenders Youngsville 114 lenders Alexandria 94 lenders

Frequently Asked Questions About Mortgage Lenders in Lafayette, LA

Who is the largest mortgage lender in Lafayette, LA?

By home loans closed in 2025, Hancock Whitney Bank was the largest mortgage lender in Lafayette, Louisiana with 45 loans, about 2.2 percent of the market. The largest lender headquartered in Louisiana was Home Bank National Association with 39 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lafayette, LA have the highest approval rates?

Among lenders with meaningful volume in Lafayette, Louisiana, Assurance Financial Group, L.L.C. approved the highest share of completed applications in 2025 at 94.8 percent, against a 77.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lafayette, LA mortgage lenders offer FHA, VA and USDA loans?

72 lenders closed FHA loans in Lafayette, Louisiana in 2025, led by United Wholesale Mortgage with 70. 41 lenders closed VA loans, led by United Wholesale Mortgage, and 16 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lafayette, LA lender list?

Yes. 73 banks and 18 credit unions closed home loans in Lafayette, Louisiana in 2025, alongside 97 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lafayette, LA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lafayette, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lafayette, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lafayette. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.