|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 JD Bank Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
JD Bank's 7-Month CD rates are at 3.80%. JD Bank's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of JD Bank with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.64%. Rates last updated and verified on 08/28/2026. JD Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at JD Bank? Share your experience about JD Bank by leaving a review below, or read customer reviews before you decide to use JD Bank. 
JD Bank CD Rates
JD Bank Savings Rates
JD Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for JD Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather JD Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with JD Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
JD Bank
Bank Holding Company
JD BANCSHARES INC
Address
507 N Main St,
Jennings, LA 70546 · Jefferson Davis
Website
https://www.jdbank.com
FDIC Certificate #
16546
Established
03/12/1947
FDIC Insurance Date
03/12/1947
Domestic Offices
24
Total Branches
25
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsB+
Overall Health Grade
Score: 89/100
4.8
Excellent
Out of 5.0 Stars
17.64%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.0559%
Return on Equity (ROE)
14.9400%
Non-Performing Loans (NPL)
1.03%
Total Assets
$1,259,331,000
Total Deposits
$1,124,242,000
Equity Capital
$125,877,000
Net Income
$14,103,000
Headquarters
Jennings
Total Branches and Offices
24
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
There are no reviews for JD Bank yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for JD Bank
Frequently Asked Questions About JD BankHow many branches does JD Bank operate?JD Bank currently maintains approximately 25 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, JD Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, JD Bank provides members with tools to manage their accounts and build a solid financial history. Does JD Bank offer online and mobile banking?Most modern institutions like JD Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jdbank.com. Current JD Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Meridian Bank
Bank First, NA
State Bank of Schaller
First Commercial Bank (USA)
First National Bank in Trinidad
Wayne Bank and Trust Co.
Peoples B&T Co. of Pickett County
Citizens State Bank, of Arlington
First American Bank Stonewall, OK
Slovenian S&L of Franklin-Conemaugh
Grandview Bank
Modern Bank
Bank of Commerce Greenwood, MS
First State Bank Valliant, OK
FirstBank of Nebraska
The Union Bank Company
Hometown Bank of Corbin
Everett Co-operative Bank
First Bank Chicago
First Peoples Bank of Tennessee
Portage County Bank
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
