Mortgage Lenders and Brokers in Fontana, Kansas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Fontana, Kansas mortgage lenders include First Option BankFirst Option Bank209 Roseport Roadelwood, Elwood, KS 66024A4.5 ★Texas Ratio: 2.64%, Great Southern BankGreat Southern Bank34102 Commerce Dr, De Soto, KS 66018A+5.0 ★Texas Ratio: 1.55%, Capitol Federal Savings BankCapitol Federal Savings Bank114 E Cloud Ave, Andover, KS 67002A+5.0 ★Texas Ratio: 5.21%, Mid America BankMid America Bank707 High St, Baldwin City, KS 66006A+5.0 ★Texas Ratio: 1.02%, Landmark National BankLandmark National Bank1741 North Washington Street, Auburn, KS 66402A+5.0 ★Texas Ratio: 5.97%, The First Security BankThe First Security Bank530 Main St, Carbondale, KS 66414, Communityamerica Federal Credit UnionCommunityamerica Federal Credit Union7714 State Ave, Kansas City, KS 66112, First Federal Savings and LoanFirst Federal Savings and Loan700 E Santa Fe St, Olathe, KS 66061A5.0 ★Texas Ratio: 8.33%, The Kansas State BankThe Kansas State Bank602 Ames St, Baldwin City, KS 66006A+5.0 ★Texas Ratio: 4.65%, and Academy Bank, N.A.Academy Bank, N.A.13010 Commercial Dr, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 5.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fontana, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fontana are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fontana, Kansas
Market share is the lender's share of all home loans closed in Fontana, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
209 Roseport Roadelwood, Elwood, KS 66024 A4.5 ★Texas Ratio: 2.64% |
Conventional, Jumbo | 11 | 12.5% | 86.7% | $261,363 | View |
|
34102 Commerce Dr, De Soto, KS 66018 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 5 | 5.7% | 100% | $105,000 | View |
|
114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 3 | 3.4% | 75% | $465,000 | View |
|
★ 2 stars, 1 review 707 High St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 3 | 3.4% | 100% | $235,000 | View |
|
1741 North Washington Street, Auburn, KS 66402 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 3 | 3.4% | 100% | $215,000 | View |
The First Security Bank
530 Main St, Carbondale, KS 66414 |
Conventional | 3 | 3.4% | 100% | $295,000 | |
Communityamerica Federal Credit Union
7714 State Ave, Kansas City, KS 66112 |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $305,000 | |
|
700 E Santa Fe St, Olathe, KS 66061 A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 1.1% | 100% | $605,000 | View |
|
602 Ames St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
|
13010 Commercial Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 5.08% |
Conventional | 1 | 1.1% | 100% | $775,000 | View |
|
3515 W 75th St, Prairie Village, KS 66208 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
|
610 E Cloud Ave, Andover, KS 67002 8952 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
|
329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
14275 W 135th St, Olathe, KS 66062 9427 A+5.0 ★Texas Ratio: 4.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
110 S 4th St, Edwardsville, KS 66111 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1420 Ohio St, Augusta, KS 67010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Leaderone Financial Corp.
|
Conventional | 1 | 1.1% | 100% | $375,000 | |
Rocket Mortgage
|
Conventional, FHA | 9 | 10.2% | 100% | $228,333 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 6 | 6.8% | 100% | $385,000 | |
United Wholesale Mortgage
|
Conventional, VA | 4 | 4.5% | 80% | $587,500 | |
First State Bank of St Charles
|
Conventional | 3 | 3.4% | 100% | $548,333 | |
New American Funding, LLC.
|
Conventional | 3 | 3.4% | 100% | $541,666 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 2 | 2.3% | 100% | $245,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 2.3% | 100% | $255,000 | |
Guild Mortgage Company
|
Conventional | 2 | 2.3% | 100% | $565,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA | 2 | 2.3% | 100% | $450,000 | View |
Flat Branch Mortgage, Inc.
|
VA, USDA | 2 | 2.3% | 100% | $275,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 2.3% | 100% | $350,000 | |
Primelending
|
VA | 1 | 1.1% | 100% | $425,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 1.1% | 100% | $635,000 | View |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 1.1% | 100% | $305,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 1.1% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,015,000 | View |
Pennymac Loan Services LLC
|
VA | 1 | 1.1% | 100% | $275,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.1% | 50% | $205,000 | |
Community Mortgage, LLC
|
USDA | 1 | 1.1% | 100% | $325,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 1.1% | 100% | $225,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 1.1% | 100% | $535,000 | |
Mortgage Research Center
|
Conventional | 1 | 1.1% | 33.3% | $325,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 1.1% | 100% | $225,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1.1% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.1% | 100% | $125,000 | View |
Farm Credit Mid-America, Aca
|
Conventional, Jumbo | 1 | 1.1% | 100% | $865,000 | |
Loan Simple, Inc.
|
Conventional | 1 | 1.1% | 100% | $375,000 |
Fontana Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fontana, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Fontana? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fontana in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fontana, KS
Use these to narrow the list above. Each category shows how many Fontana, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Fontana, KS
Independent mortgage companies closed 50 percent of home loans in Fontana, Kansas in 2025, banks 47.7 percent and credit unions 2.3 percent. Leaderone Financial Corp. was the largest mortgage company, First Option Bank the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, First Option Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fontana, KS
By home loans closed in 2025, First Option Bank was the largest mortgage lender in Fontana, Kansas with 11 loans, about 12.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Fontana, Kansas in 2025, led by Rocket Mortgage with 2. 7 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 3 credit unions closed home loans in Fontana, Kansas in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fontana, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fontana, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fontana. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
