Mortgage Lenders and Brokers in Beloit, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Beloit, Kansas mortgage lenders include Central National BankCentral National Bank120 E Main St, Beloit, KS 67420A+5.0 ★Texas Ratio: 0.14%, The Bennington State BankThe Bennington State Bank418 Nw 3rd St, Abilene, KS 67410A+5.0 ★Texas Ratio: 1.98%, Golden Plains Credit UnionGolden Plains Credit Union120 W 1st St, Ellsworth, KS 67439 3202A+5.0 ★Texas Ratio: 5.93%, Fidelity BankFidelity Bank2542 N Rock Rd, Derby, KS 67037A5.0 ★Texas Ratio: 12.33%, Peoples Bank and Trust CoPeoples Bank and Trust Co102 E Main St, Anthony, KS 67003A5.0 ★Texas Ratio: 7.49%, PNC Bank N.A.PNC Bank N.A.10851 Mastin St, Overland Park, KS 66210A+5.0 ★Texas Ratio: 4.24%, The Citizens National BankThe Citizens National Bank2115 M St, Belleville, KS 66935B+3.8 ★Texas Ratio: 0.00%, First National Bank of OmahaFirst National Bank of Omaha2828 Shawnee Mission Pkwy, Fairway, KS 66205A+5.0 ★Texas Ratio: 4.82%, The Central Trust BankThe Central Trust Bank405 E Nelson St, Edgerton, KS 66021A+5.0 ★Texas Ratio: 3.12%, and Mortgage Investment Services CorporationMortgage Investment Services CorporationShawnee, KS. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Beloit, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beloit are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Beloit, Kansas
Market share is the lender's share of all home loans closed in Beloit, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Beloit 120 E Main St, Beloit, KS 67420 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 5% | 100% | $85,000 | View |
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418 Nw 3rd St, Abilene, KS 67410 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 3 | 7.5% | 75% | $121,666 | View |
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120 W 1st St, Ellsworth, KS 67439 3202 A+5.0 ★Texas Ratio: 5.93% |
USDA | 1 | 2.5% | 100% | $75,000 | View |
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2542 N Rock Rd, Derby, KS 67037 A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 2.5% | 100% | $105,000 | View |
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102 E Main St, Anthony, KS 67003 A5.0 ★Texas Ratio: 7.49% |
Conventional | 1 | 2.5% | 100% | $195,000 | View |
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★ 1.7 stars, 3 reviews 10851 Mastin St, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 2.5% | 100% | $235,000 | View |
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2115 M St, Belleville, KS 66935 B+3.8 ★Texas Ratio: 0.00% |
Conventional | 1 | 2.5% | 100% | $165,000 | View |
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2828 Shawnee Mission Pkwy, Fairway, KS 66205 A+5.0 ★Texas Ratio: 4.82% |
USDA | 1 | 2.5% | 100% | $195,000 | View |
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405 E Nelson St, Edgerton, KS 66021 A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investment Services Corporation
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FHA, USDA | 8 | 20% | 84.6% | $90,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 2.5% | 100% | $125,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 20% | 80% | $138,750 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 2 | 5% | 100% | $85,000 | View |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 5% | 100% | $90,000 | |
Freedom Mortgage Corporation
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VA | 1 | 2.5% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.61% |
Conventional | 1 | 2.5% | 100% | $145,000 | View |
Guild Mortgage Company
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FHA | 1 | 2.5% | 100% | $95,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 2.5% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 2.5% | 100% | $65,000 | View |
Megastar Finanacial Corp
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Conventional | 1 | 2.5% | 100% | $125,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 2.5% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 2.5% | 100% | $55,000 | View |
Beloit Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Beloit, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Beloit? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beloit in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Beloit, KS
Use these to narrow the list above. Each category shows how many Beloit, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Beloit, KS
Independent mortgage companies closed 60 percent of home loans in Beloit, Kansas in 2025, banks 37.5 percent and credit unions 2.5 percent. Mortgage Investment Services Corporation was the largest mortgage company, Central National Bank the largest bank and Golden Plains Credit Union the largest credit union. Among lenders headquartered in Kansas, Central National Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Beloit, KS
By home loans closed in 2025, Central National Bank was the largest mortgage lender in Beloit, Kansas with 2 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Beloit, Kansas in 2025, led by Mortgage Investment Services Corporation with 5. 2 lenders closed VA loans, led by Freedom Mortgage Corporation, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 1 credit unions closed home loans in Beloit, Kansas in 2025, alongside 9 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Beloit, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beloit, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beloit. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
