Mortgage Lenders and Brokers in Arma, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Arma, Kansas mortgage lenders include Gnbank, N.A.Gnbank, N.A.501 E Washington St, Arma, KS 66712A+5.0 ★Texas Ratio: 0.84%, Community National Bank & TrustCommunity National Bank & Trust401 E South St, Arma, KS 66712A5.0 ★Texas Ratio: 6.38%, Labette BankLabette Bank319 E 4th St, Altamont, KS 67330A5.0 ★Texas Ratio: 7.68%, Equity BankEquity Bank500 Main St, Almena, KS 67622A5.0 ★Texas Ratio: 6.60%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2101 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 3.68%, Landmark National BankLandmark National Bank1741 North Washington Street, Auburn, KS 66402A+5.0 ★Texas Ratio: 5.97%, Commerce BankCommerce Bank137 W Maple St, Columbus, KS 66725A+5.0 ★Texas Ratio: 0.89%, Mainstreet Federal Credit UnionMainstreet Federal Credit Union301 Oak St, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 4.02%, Arvest BankArvest Bank306 E Main St, Gardner, KS 66030A5.0 ★Texas Ratio: 7.48%, and BMO Harris Bank NABMO Harris Bank NA1420 Ohio St, Augusta, KS 67010A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Arma, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arma are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Arma, Kansas
Market share is the lender's share of all home loans closed in Arma, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Arma 501 E Washington St, Arma, KS 66712 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 6 | 10.2% | 85.7% | $70,000 | View |
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1 office in Arma 401 E South St, Arma, KS 66712 A5.0 ★Texas Ratio: 6.38% |
Conventional, USDA | 5 | 8.5% | 100% | $97,000 | View |
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319 E 4th St, Altamont, KS 67330 A5.0 ★Texas Ratio: 7.68% |
Conventional | 3 | 5.1% | 80% | $128,333 | View |
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500 Main St, Almena, KS 67622 A5.0 ★Texas Ratio: 6.60% |
Conventional, HELOC | 1 +1 HELOCs |
1.7% | 100% | $75,000 | View |
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2101 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.7% | 100% | $165,000 | View |
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1741 North Washington Street, Auburn, KS 66402 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 1.7% | 100% | $175,000 | View |
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137 W Maple St, Columbus, KS 66725 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 1.7% | 100% | $85,000 | View |
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301 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 4.02% |
Conventional | 1 | 1.7% | 100% | $155,000 | View |
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306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 1.7% | 100% | $85,000 | View |
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1420 Ohio St, Augusta, KS 67010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Mortgage Investment Services Corporation
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FHA | 1 | 1.7% | 100% | $75,000 | |
M Squared Financial LLC
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VA | 1 | 1.7% | 100% | $125,000 | |
Members Mortgage Services, LLC
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FHA | 1 | 1.7% | 100% | $125,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, USDA | 14 | 23.7% | 93.3% | $180,714 | |
Rocket Mortgage
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Conventional, FHA | 7 | 11.9% | 77.8% | $77,857 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 5.1% | 100% | $101,666 | |
United Wholesale Mortgage
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VA | 2 | 3.4% | 100% | $215,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 3.4% | 100% | $35,000 | |
21St Mortgage
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Conventional | 2 | 3.4% | 66.7% | $160,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.7% | 100% | $65,000 | |
Primelending
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FHA | 1 | 1.7% | 100% | $135,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.7% | 100% | $145,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.7% | 100% | $105,000 | |
Towne Mortgage Company
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Conventional | 1 | 1.7% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 1.7% | 100% | $75,000 | View |
Arma Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Arma, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Arma? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arma in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Arma, KS
Use these to narrow the list above. Each category shows how many Arma, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Arma, KS
Independent mortgage companies closed 62.7 percent of home loans in Arma, Kansas in 2025, banks 35.6 percent and credit unions 1.7 percent. Mortgage Investment Services Corporation was the largest mortgage company, Gnbank, N.A. the largest bank and Mainstreet Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Gnbank, N.A. led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Arma, KS
By home loans closed in 2025, Gnbank, N.A. was the largest mortgage lender in Arma, Kansas with 6 loans, about 10.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Arma, Kansas in 2025, led by Flat Branch Mortgage, Inc. with 6. 3 lenders closed VA loans, led by Flat Branch Mortgage, Inc., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 1 credit unions closed home loans in Arma, Kansas in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Arma, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arma, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arma. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
