Mortgage Lenders and Brokers in Sheridan, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sheridan, Indiana mortgage lenders include First Farmers Bank & TrustFirst Farmers Bank & Trust2400 W State Road 38, Sheridan, IN 46069A5.0 ★Texas Ratio: 7.53%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%, First Merchants BankFirst Merchants Bank800 Main St Ste 100, Anderson, IN 46016A+5.0 ★Texas Ratio: 4.12%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, The National Bank of IndianapolisThe National Bank of Indianapolis5760 E Main St, Carmel, IN 46033A+5.0 ★Texas Ratio: 1.37%, Regions BankRegions Bank104 W 11th St, Bicknell, IN 47512A+5.0 ★Texas Ratio: 4.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, and Encompass Federal Credit UnionEncompass Federal Credit Union2115 W Holiday Rd, Frankfort, IN 46041 9100A5.0 ★Texas Ratio: 11.86%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sheridan, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sheridan are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sheridan, Indiana
Market share is the lender's share of all home loans closed in Sheridan, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sheridan 2400 W State Road 38, Sheridan, IN 46069 A5.0 ★Texas Ratio: 7.53% |
Conventional, HELOC | 1 +10 HELOCs |
0.4% | 100% | $75,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 4 | 1.5% | 83.3% | $180,000 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.1% | 100% | $488,333 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.7% | 100% | $695,000 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $75,000 | View |
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5760 E Main St, Carmel, IN 46033 A+5.0 ★Texas Ratio: 1.37% |
Conventional | 2 | 0.7% | 100% | $335,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 66.7% | $75,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $145,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $165,000 | View |
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2115 W Holiday Rd, Frankfort, IN 46041 9100 A5.0 ★Texas Ratio: 11.86% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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20 N Emerson Ave, Greenwood, IN 46143 8895 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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902 S Rangeline Rd, Carmel, IN 46032 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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307 North Wayne Street, Angola, IN 46703 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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410 Monon Blvd, Carmel, IN 46032 A5.0 ★Texas Ratio: 11.97% |
VA | 1 | 0.4% | 100% | $305,000 | View |
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7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 14 | 5.2% | 73.7% | $209,285 | View |
Gvc Mortgage, Inc.
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Conventional, FHA | 8 | 3% | 100% | $283,750 | |
Ruoff Mortgage Company
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Conventional, FHA | 4 | 1.5% | 88.9% | $225,000 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional, FHA | 4 | 1.5% | 100% | $255,000 | |
Elements Financial Federal Cre
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Conventional | 2 | 0.7% | 66.7% | $230,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 50% | $205,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 54 | 20.2% | 100% | $310,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 36 | 13.5% | 97.3% | $319,444 | |
Fairway Independent Mort Corp
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Conventional, FHA | 18 | 6.7% | 85.7% | $224,444 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 6% | 65.4% | $193,125 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 3% | 78.6% | $300,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 3% | 100% | $246,250 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 7 | 2.6% | 77.8% | $199,285 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 2.6% | 87.5% | $242,142 | |
Newrez LLC
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Conventional, FHA, USDA | 5 | 1.9% | 100% | $263,000 | |
CrossCountry Mortgage, LLC
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Conventional | 4 | 1.5% | 100% | $250,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 4 | 1.5% | 100% | $302,500 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 1.1% | 100% | $291,666 | View |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.1% | 100% | $295,000 | |
Union Savings Bank
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Conventional | 3 | 1.1% | 100% | $228,333 | |
Mortgage Research Center
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VA | 3 | 1.1% | 100% | $295,000 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA | 2 | 0.7% | 66.7% | $375,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.7% | 100% | $120,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.7% | 100% | $225,000 | |
loanDepot.com LLC
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 50% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.86% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 50% | $155,000 | |
Success Lending, LLC
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FHA | 1 | 0.4% | 100% | $325,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $245,000 | |
Dart Bank
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Conventional | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $215,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.4% | 50% | $165,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.4% | 50% | $245,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 100% | $125,000 | |
First Option Mortgage, LLC
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VA | 1 | 0.4% | 100% | $395,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $265,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $385,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 50% | $125,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.4% | 100% | $555,000 | |
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A5.0 ★Texas Ratio: 11.86% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
21St Mortgage
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Texana Bank
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Conventional | 1 | 0.4% | 100% | $155,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $215,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sheridan Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sheridan, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Sheridan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sheridan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sheridan, IN
Use these to narrow the list above. Each category shows how many Sheridan, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Sheridan, IN
Independent mortgage companies closed 80.9 percent of home loans in Sheridan, Indiana in 2025, banks 15.7 percent and credit unions 3.4 percent. Gvc Mortgage, Inc. was the largest mortgage company, First Farmers Bank & Trust the largest bank and FORUM Credit Union the largest credit union. Among lenders headquartered in Indiana, First Farmers Bank & Trust led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sheridan, IN
By home loans closed in 2025, First Farmers Bank & Trust was the largest mortgage lender in Sheridan, Indiana with 1 loans, about 0.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sheridan, Indiana, Vanderbilt Mortgage and Finance, Inc approved the highest share of completed applications in 2025 at 100 percent, against a 88.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Sheridan, Indiana in 2025, led by Vanderbilt Mortgage and Finance, Inc with 28. 12 lenders closed VA loans, led by Vanderbilt Mortgage and Finance, Inc, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 7 credit unions closed home loans in Sheridan, Indiana in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sheridan, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sheridan, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sheridan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
