Mortgage Lenders and Brokers in Ridgeville, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ridgeville, Indiana mortgage lenders include Northwest BankNorthwest Bank401 W State St, Albany, IN 47320A+5.0 ★Texas Ratio: 3.99%, The Farmers State BankThe Farmers State Bank910 N Meridian St, Portland, IN 47371A+5.0 ★Texas Ratio: 1.79%, Bank of America NABank of America NA6859 E Us Highway 36, Avon, IN 46123A+5.0 ★Texas Ratio: 4.14%, First Bank of BerneFirst Bank of Berne1105 Us Highway 27 N, Berne, IN 46711A4.9 ★Texas Ratio: 5.48%, FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%, First Merchants BankFirst Merchants Bank800 Main St Ste 100, Anderson, IN 46016A+5.0 ★Texas Ratio: 4.12%, Old National BankOld National Bank2312 Charles St, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.98%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, Horizon BankHorizon Bank307 E Jackson St, Attica, IN 47918A+5.0 ★Texas Ratio: 4.40%, and Ruoff Mortgage CompanyRuoff Mortgage CompanyFort Wayne, IN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ridgeville, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ridgeville are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ridgeville, Indiana
Market share is the lender's share of all home loans closed in Ridgeville, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
10.3% | 100% | $141,666 | View |
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910 N Meridian St, Portland, IN 47371 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 2 | 6.9% | 40% | $145,000 | View |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 3.4% | 100% | $415,000 | View |
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★ 4 stars, 1 review 1105 Us Highway 27 N, Berne, IN 46711 A4.9 ★Texas Ratio: 5.48% |
Conventional | 1 | 3.4% | 50% | $35,000 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional | 1 | 3.4% | 100% | $435,000 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA | 2 | 6.9% | 66.7% | $190,000 | |
PrimeTrust Financial Federal C
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Conventional | 1 | 3.4% | 100% | $75,000 | |
Newrez LLC
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Conventional, FHA, USDA | 5 | 17.2% | 100% | $119,000 | |
Rocket Mortgage
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Conventional, FHA | 4 | 13.8% | 80% | $160,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 6.9% | 100% | $120,000 | |
Mortgage Research Center
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VA | 2 | 6.9% | 100% | $225,000 | |
Polaris Home Funding Corp.
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USDA | 1 | 3.4% | 100% | $135,000 | |
American Financial Network, Inc.
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FHA | 1 | 3.4% | 100% | $145,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 3.4% | 100% | $105,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 3.4% | 100% | $155,000 | |
Spring Eq, LLC
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Conventional | 1 | 3.4% | 100% | $65,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ridgeville Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ridgeville, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Ridgeville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ridgeville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ridgeville, IN
Use these to narrow the list above. Each category shows how many Ridgeville, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Ridgeville, IN
Independent mortgage companies closed 65.5 percent of home loans in Ridgeville, Indiana in 2025, banks 27.6 percent and credit unions 6.9 percent. Ruoff Mortgage Company was the largest mortgage company, Northwest Bank the largest bank and FORUM Credit Union the largest credit union. Among lenders headquartered in Indiana, First Bank of Berne led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ridgeville, IN
By home loans closed in 2025, Northwest Bank was the largest mortgage lender in Ridgeville, Indiana with 3 loans, about 10.3 percent of the market. The largest lender headquartered in Indiana was First Bank of Berne with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Ridgeville, Indiana in 2025, led by Rocket Mortgage with 2. 1 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Ridgeville, Indiana in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ridgeville, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ridgeville, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ridgeville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
