Mortgage Lenders and Brokers in Owensburg, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Owensburg, Indiana mortgage lenders include Indiana University CUIndiana University CU105 E Winslow Rd, Bloomington, IN 47401A+5.0 ★Texas Ratio: 4.12%, Farmers & MechanicsFarmers & Mechanics1224 N State Road 45, Bloomfield, IN 47424D2.6 ★Texas Ratio: 16.22%, Crane Credit UnionCrane Credit Union1201 James Ave, Bedford, IN 47421A5.0 ★Texas Ratio: 8.44%, Northwest BankNorthwest Bank401 W State St, Albany, IN 47320A+5.0 ★Texas Ratio: 3.99%, Owen County State BankOwen County State Bank1037 15th Street, Bedford, IN 47421A4.9 ★Texas Ratio: 6.28%, Old National BankOld National Bank2312 Charles St, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.98%, German American BankGerman American Bank2606 16th St, Bedford, IN 47421A+5.0 ★Texas Ratio: 1.93%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Home Bank SBHome Bank SB1472 S State Road 135, Greenwood, IN 46143A+5.0 ★Texas Ratio: 5.61%, and Financial Center First Credit UnionFinancial Center First Credit Union20 N Emerson Ave, Greenwood, IN 46143 8895A+5.0 ★Texas Ratio: 4.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Owensburg, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Owensburg are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Owensburg, Indiana
Market share is the lender's share of all home loans closed in Owensburg, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 8 +3 HELOCs |
8.8% | 66.7% | $132,500 | View |
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1224 N State Road 45, Bloomfield, IN 47424 D2.6 ★Texas Ratio: 16.22% |
Conventional | 5 | 5.5% | 100% | $125,000 | View |
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1201 James Ave, Bedford, IN 47421 A5.0 ★Texas Ratio: 8.44% |
Conventional | 4 | 4.4% | 71.4% | $82,500 | View |
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401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 2 +3 HELOCs |
2.2% | 66.7% | $55,000 | View |
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1037 15th Street, Bedford, IN 47421 A4.9 ★Texas Ratio: 6.28% |
Conventional | 2 | 2.2% | 60% | $235,000 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +4 HELOCs |
1.1% | 100% | $425,000 | View |
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2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 33.3% | $165,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 50% | $135,000 | View |
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1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
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20 N Emerson Ave, Greenwood, IN 46143 8895 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 1.1% | 100% | $355,000 | View |
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200 E Kirkwood Ave, Bloomington, IN 47408 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 1.1% | 50% | $295,000 | View |
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2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, VA | 5 | 5.5% | 100% | $301,000 | |
Purdue Federal Cu
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Conventional | 1 | 1.1% | 100% | $335,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 8.8% | 80% | $143,750 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 5 +2 HELOCs |
5.5% | 100% | $223,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 5.5% | 100% | $245,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 4.4% | 100% | $205,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 3 | 3.3% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 3.3% | 100% | $188,333 | |
Nationstar Mortgage
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Conventional, VA | 3 | 3.3% | 75% | $151,666 | |
Navy Federal Credit Union
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Conventional, VA | 3 | 3.3% | 100% | $161,666 | |
United Wholesale Mortgage
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FHA, VA | 2 | 2.2% | 50% | $260,000 | |
Newrez LLC
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FHA, VA | 2 | 2.2% | 100% | $315,000 | |
Fair Way Lending, LLC
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Conventional, FHA | 2 | 2.2% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 2.2% | 100% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2.2% | 50% | $125,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 11.06% |
USDA | 1 | 1.1% | 100% | $325,000 | View |
PHH Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $115,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 1.1% | 100% | $195,000 | |
Milestone Home Lending, LLC
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VA | 1 | 1.1% | 100% | $215,000 | |
Union Home Mortgage Corp.
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VA | 1 | 1.1% | 100% | $405,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $165,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.1% | 100% | $225,000 | |
New American Funding, LLC.
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FHA | 1 | 1.1% | 100% | $305,000 | |
21St Mortgage
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Conventional | 1 | 1.1% | 100% | $35,000 | |
Paramount Residential Mortgage
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FHA | 1 | 1.1% | 100% | $315,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 1.1% | 100% | $185,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.1% | 100% | $35,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 1.1% | 50% | $165,000 |
Owensburg Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Owensburg, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Owensburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Owensburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Owensburg, IN
Use these to narrow the list above. Each category shows how many Owensburg, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Owensburg, IN
Independent mortgage companies closed 63.7 percent of home loans in Owensburg, Indiana in 2025, banks 16.5 percent and credit unions 19.8 percent. Ruoff Mortgage Company was the largest mortgage company, Farmers & Mechanics the largest bank and Indiana University CU the largest credit union. Among lenders headquartered in Indiana, Indiana University CU led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Owensburg, IN
By home loans closed in 2025, Indiana University CU was the largest mortgage lender in Owensburg, Indiana with 8 loans, about 8.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Owensburg, Indiana in 2025, led by Rocket Mortgage with 4. 11 lenders closed VA loans, led by Freedom Mortgage Corporation, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 7 credit unions closed home loans in Owensburg, Indiana in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Owensburg, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Owensburg, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Owensburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
