Mortgage Lenders and Brokers in Kennard, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kennard, Indiana mortgage lenders include The State Bank & Trust CompanyThe State Bank & Trust Company307 North Wayne Street, Angola, IN 46703A+5.0 ★Texas Ratio: 1.99%, First Merchants BankFirst Merchants Bank800 Main St Ste 100, Anderson, IN 46016A+5.0 ★Texas Ratio: 4.12%, Star Financial BankStar Financial Bank735 Main St, Anderson, IN 46016A+5.0 ★Texas Ratio: 2.87%, Citizens State Bank of New CastleCitizens State Bank of New Castle902 S Rangeline Rd, Carmel, IN 46032A+5.0 ★Texas Ratio: 2.45%, First Financial BankFirst Financial Bank104 Linksway, Aurora, IN 47001A+5.0 ★Texas Ratio: 3.21%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, Home Bank SBHome Bank SB1472 S State Road 135, Greenwood, IN 46143A+5.0 ★Texas Ratio: 5.61%, Centra Credit UnionCentra Credit Union11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559A+5.0 ★Texas Ratio: 5.34%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, and The Bath State BankThe Bath State Bank3095 Bath Road, Bath, IN 47010B4.0 ★Texas Ratio: 9.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kennard, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kennard are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kennard, Indiana
Market share is the lender's share of all home loans closed in Kennard, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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307 North Wayne Street, Angola, IN 46703 A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA, VA, USDA | 6 | 7.2% | 100% | $281,666 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 4 +13 HELOCs |
4.8% | 80% | $52,500 | View |
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735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +10 HELOCs |
3.6% | 75% | $88,333 | View |
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902 S Rangeline Rd, Carmel, IN 46032 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 2 | 2.4% | 75% | $330,000 | View |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $125,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 50% | $235,000 | View |
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1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 1.2% | 100% | $405,000 | View |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional | 1 | 1.2% | 100% | $275,000 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 1.2% | 50% | $385,000 | View |
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3095 Bath Road, Bath, IN 47010 B4.0 ★Texas Ratio: 9.53% |
Conventional | 1 | 1.2% | 100% | $205,000 | View |
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12140 E Washington St, Cumberland, IN 46229 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 1 | 1.2% | 100% | $75,000 | View |
Union Savings and Loan Association
730 N Central Ave, Connersville, IN 47331 |
Conventional | 1 | 1.2% | 100% | $355,000 | |
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2610 N Wheeling Ave, Muncie, IN 47303 A+5.0 ★Texas Ratio: 5.88% |
Conventional | 1 | 1.2% | 100% | $75,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.2% | 100% | $345,000 | View |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 1.2% | 100% | $235,000 | View |
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401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 8 | 9.6% | 100% | $223,750 | |
Gvc Mortgage, Inc.
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Conventional, FHA, USDA | 3 | 3.6% | 100% | $118,333 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $115,000 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional | 1 | 1.2% | 100% | $245,000 | |
Elements Financial Federal Cre
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Conventional | 1 | 1.2% | 100% | $305,000 | |
Independent Federal Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 7 | 8.4% | 100% | $147,857 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 4.8% | 80% | $160,000 | |
Newrez LLC
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Conventional, FHA | 3 | 3.6% | 60% | $128,333 | |
Union Home Mortgage Corp.
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FHA, VA, USDA | 3 | 3.6% | 100% | $178,333 | |
Mortgage Research Center
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VA | 3 | 3.6% | 100% | $258,333 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 2.4% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.4% | 100% | $265,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 2.4% | 40% | $200,000 | |
Guild Mortgage Company
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Conventional, USDA | 2 | 2.4% | 100% | $235,000 | |
Discover Bank
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Conventional | 2 | 2.4% | 100% | $90,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 2 | 2.4% | 100% | $155,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 2.4% | 100% | $115,000 | |
Goodleap, LLC
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VA | 1 | 1.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 1.2% | 100% | $255,000 | View |
Howard Hanna Financial Services, Inc
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FHA | 1 | 1.2% | 100% | $265,000 | |
Milestone Home Lending, LLC
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Conventional | 1 | 1.2% | 100% | $175,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 1.2% | 100% | $185,000 | |
New American Funding, LLC.
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FHA | 1 | 1.2% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 1.2% | 100% | $195,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.2% | 100% | $305,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 1.2% | 100% | $435,000 | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kennard Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kennard, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Kennard? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kennard in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kennard, IN
Use these to narrow the list above. Each category shows how many Kennard, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Kennard, IN
Independent mortgage companies closed 62.7 percent of home loans in Kennard, Indiana in 2025, banks 32.5 percent and credit unions 4.8 percent. Ruoff Mortgage Company was the largest mortgage company, The State Bank & Trust Company the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, First Merchants Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kennard, IN
By home loans closed in 2025, The State Bank & Trust Company was the largest mortgage lender in Kennard, Indiana with 6 loans, about 7.2 percent of the market. The largest lender headquartered in Indiana was First Merchants Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Kennard, Indiana in 2025, led by Carrington Mortgage Services LLC with 3. 6 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 5 credit unions closed home loans in Kennard, Indiana in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kennard, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kennard, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kennard. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
